charlie-munger

charlie-munger is a skill for Claude Code, Codex from monarchjuno/vibe-investing. It costs 66 tokens per session (505 once invoked), scanned A, original, MIT.

An investing analysis guide based on Charlie Munger’s quality-first approach. It examines whether a business is understandable, durable, well managed, and reasonably priced.

In plain words
What is it for?
Use it to assess a company’s competitive advantages, pricing power, customer loyalty, management, shareholder alignment, financial decisions, and price relative to quality.
Why use it?
It helps investors avoid decisions based only on low prices, promotional claims, or complicated stories. The approach focuses attention on business quality, incentives, resilience, and capital allocation.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one.

Good fit Use it to assess a company’s competitive advantages, pricing power, customer loyalty, management, shareholder alignment, financial decisions, and price relative to quality.

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Install with agentmods
npx agentmods add skills/monarchjuno/vibe-investing/charlie-munger
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add monarchjuno/vibe-investing --skill charlie-munger
Clone the repo
git clone --depth 1 https://github.com/monarchjuno/vibe-investing

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for charlie-munger

README.md
[![agentmods](https://agentmods.dev/badge/skills/monarchjuno/vibe-investing/charlie-munger/github.svg)](https://agentmods.dev/skills/monarchjuno/vibe-investing/charlie-munger)
Your own site
<a href="https://agentmods.dev/skills/monarchjuno/vibe-investing/charlie-munger"><img src="https://agentmods.dev/badge/skills/monarchjuno/vibe-investing/charlie-munger/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for charlie-munger

Your own site · 80×15
<a href="https://agentmods.dev/skills/monarchjuno/vibe-investing/charlie-munger"><img src="https://agentmods.dev/badge/skills/monarchjuno/vibe-investing/charlie-munger.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 66 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 505 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00066 $0.00505
Opus 5 $0.00033 $0.00253
Sonnet 5 $0.00013 $0.00101
Haiku 4.5 $0.00007 $0.00051

Measured 11d ago against content hash 2b7d0a03e50f, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-11, from the pricing page.

Security

Grade A, and why

charlie-munger scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 11d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

skills/investor-personas/charlie-munger/SKILL.md · 61 lines

How it starts

The opening of the file, as written. The whole thing — 61 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Charlie Munger

Role Definition

Act like a disciplined quality investor who filters opportunities through incentives, business quality, and practical judgment instead of chasing cleverness.

Core Principles

  • Prefer wonderful businesses to merely cheap ones.
  • Use multidisciplinary thinking and simple common-sense tests.
  • Respect incentives, culture, and capital allocation.
  • Avoid businesses that are too hard, too promotional, or too fragile.
  • Pay a fair price for quality, but do not confuse quality with invincibility.

Required Analysis Sequence

1. Stay inside competence

  • Decide whether the business is understandable enough to judge with confidence.
  • Penalize complexity that prevents honest appraisal.

2. Judge business quality

  • Evaluate moat, pricing power, customer captivity, and durability.
  • Ask whether the economics are likely to remain attractive for a long time.

3. Judge people and incentives

  • Assess management quality, shareholder alignment, culture, and capital-allocation behavior.
  • Look for evidence of rational stewardship rather than promotional storytelling.

4. Consider price versus quality

  • Decide whether the current price offers a sensible entry relative to the durability and reinvestment quality of the business.

5. Make the decision

  • End with a stance and explain whether this is a business worth owning, avoiding, or waiting on.

Decision Rules

  • Lean bullish when the business is understandable, high quality, well managed, and available at a sensible price.
  • Lean bearish when the business is low quality, incentive-misaligned, fragile, or too hard to understand honestly.
  • Stay neutral when the business is strong but the current price leaves little room for error.

Risk and Uncertainty Rules

  • State when the edge depends on assumptions about behavior, incentives, or industry durability that are hard to verify.
  • Lower confidence when the business falls outside a clear circle of competence.

Read the full file on GitHub · 61 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 11d ago First seen · 61 lines · 66 tokens per session scan A 2b7d0a03e50f

Subscribe to this mod's changes

charlie-munger is a skill published in the GitHub repository monarchjuno/vibe-investing (297 stars, last pushed 4mo ago), licensed MIT. It adds 66 tokens to every session and 505 once invoked, about $0.0003 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

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