local-budget: Skill for Claude Code

.claude/skills/budget-categorize/SKILL.md

budget-categorize is a skill for Claude Code from natejswenson/local-budget. It costs 22 tokens per session (547 once invoked), scanned A, original, MIT.

A guided queue for assigning categories to uncategorized merchants and transactions in a budget.

In plain words
What is it for?
Review uncategorized spending, look up related transactions, assign existing categories, create categories, or merge and remove spending categories.
Why use it?
It reduces guesswork and prevents invalid category names or unapproved changes. Each write requires your explicit confirmation.

Skill for Claude Code

Written for Claude Code: installed under .claude/.

This is natejswenson/local-budget's own configuration. It tells Claude Code how to work on local-budget itself, so it is not a mod to install elsewhere. Copy it as a starting point and replace the rules that are about this project. Everything local-budget configures →

Reuse

Borrowing it

Nothing to install: this file belongs to natejswenson/local-budget. Take a copy, put it at the same path in your own repository, and replace the rules that are about this project with yours.

Copy the file
curl -O https://raw.githubusercontent.com/natejswenson/local-budget/main/.claude/skills/budget-categorize/SKILL.md
Clone the repo
git clone --depth 1 https://github.com/natejswenson/local-budget

Made for: Claude Code.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for budget-categorize

README.md
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Your own site
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Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for budget-categorize

Your own site · 80×15
<a href="https://agentmods.dev/skills/natejswenson/local-budget/budget-categorize"><img src="https://agentmods.dev/badge/skills/natejswenson/local-budget/budget-categorize.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 22 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 547 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00022 $0.00547
Opus 5 $0.00011 $0.00273
Sonnet 5 $0.00004 $0.00109
Haiku 4.5 $0.00002 $0.00055

Measured 10d ago against content hash 542c35fe5bc7, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-11, from the pricing page.

Security

Grade A, and why

budget-categorize scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 10d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

.claude/skills/budget-categorize/SKILL.md · 50 lines

How it starts

The opening of the file, as written. The whole thing — 50 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Budget Categorize

Work the review queue. Follow the budget-analyst discipline: never invent a number, and print each tool's rendered block verbatim before synthesizing.

Read first

  1. review_queue — the uncategorized merchants and checks that need attention.
  2. query_transactions — pull the specific transactions behind a merchant when you need detail before deciding a category.
  3. list_categories — the exact assignable vocabulary. Call it before proposing categories so every proposal uses an exact existing name (writes reject near-misses like "Grocerys").

Print each tool's rendered block verbatim.

Write — confirm each one

For each categorization, confirm before writing: show the user the exact change (merchant or transaction → proposed category) and get an explicit "yes" before calling the write tool. One confirmation per write.

  • set_merchant_category — assign a category to a merchant (applies going forward).
  • set_txn_category — assign a category to a single transaction.
  • add_custom_category — create a new category when none of the existing ones fit.
  • remove_category — remove a spend category by merging it into another (moves its transactions, rules and budget). Destructive-ish: spell out exactly what moves where before asking for the yes.

Never write without the user's yes. If the user declines a proposed category, move on to the next item in the queue.

Undo. A wrong categorization is fixed by re-calling the same set tool with the right category. A whole import gone wrong (wrong file, duplicates) is undone from the terminal with budget undo — that's a CLI escape hatch, not a tool; point the user there rather than trying to reverse an import tool-by-tool.

Never propose "Random." It's a last-resort catch-all, not a default for ambiguous merchants — proposing it defeats the point of categorizing at all. If nothing fits, say so and leave the item in the review queue for the user to decide, rather than defaulting into Random. (The write tools also refuse category="Random" unless explicitly confirmed, as a backstop — but the right move here is to just not propose it.)

Read the full file on GitHub · 50 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 10d ago First seen · 50 lines · 22 tokens per session scan A 542c35fe5bc7

Subscribe to this mod's changes

budget-categorize is a skill published in the GitHub repository natejswenson/local-budget (0 stars, last pushed yesterday), licensed MIT. It adds 22 tokens to every session and 547 once invoked, about $0.0001 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

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