financial-health-scores

financial-health-scores is a skill for Claude Code, Codex from OctagonAI/skills. It costs 42 tokens per session (1,056 once invoked), scanned A, original, MIT.

Financial indicators for judging the strength and possible bankruptcy risk of public companies. The Altman Z-Score estimates bankruptcy risk, while the Piotroski Score rates financial strength across profitability, debt, liquidity, and operating efficiency.

In plain words
What is it for?
Use it to assess public-company financial health, screen value investments, examine credit quality, or compare bankruptcy risk.
Why use it?
It gathers these scores and related financial measures in one place for company screening and analysis.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one.

Good fit Use it to assess public-company financial health, screen value investments, examine credit quality, or compare bankruptcy risk.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/octagonai/skills/financial-health-scores
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add OctagonAI/skills --skill financial-health-scores
Clone the repo
git clone --depth 1 https://github.com/OctagonAI/skills

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for financial-health-scores

README.md
[![agentmods](https://agentmods.dev/badge/skills/octagonai/skills/financial-health-scores/github.svg)](https://agentmods.dev/skills/octagonai/skills/financial-health-scores)
Your own site
<a href="https://agentmods.dev/skills/octagonai/skills/financial-health-scores"><img src="https://agentmods.dev/badge/skills/octagonai/skills/financial-health-scores/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for financial-health-scores

Your own site · 80×15
<a href="https://agentmods.dev/skills/octagonai/skills/financial-health-scores"><img src="https://agentmods.dev/badge/skills/octagonai/skills/financial-health-scores.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 42 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 1,056 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00042 $0.01056
Opus 5 $0.00021 $0.00528
Sonnet 5 $0.00008 $0.00211
Haiku 4.5 $0.00004 $0.00106

Measured 12d ago against content hash 75753e07877d, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

financial-health-scores scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

skills/financial-health-scores/SKILL.md · 139 lines

How it starts

The opening of the file, as written. The whole thing — 139 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Financial Health Scores

Retrieve financial health scores including Altman Z-Score and Piotroski Score for public companies using Octagon MCP.

Prerequisites

Ensure Octagon MCP is configured in your AI agent (Cursor, Claude Desktop, Windsurf, etc.). See references/mcp-setup.md for installation instructions.

Query Format

Retrieve financial health scores for <TICKER>, including the Altman Z-Score and Piotroski Score.

MCP Call:

{
  "server": "octagon-mcp",
  "toolName": "octagon-agent",
  "arguments": {
    "prompt": "Retrieve financial health scores for TSLA, including the Altman Z-Score and Piotroski Score"
  }
}

Output Format

The agent returns health scores with supporting metrics:

Altman Z-Score: 16.84 (calculated using working capital, total assets, retained earnings, EBIT, and market cap). A score above 3.0 indicates low bankruptcy risk.

Piotroski Score: 6 (out of a maximum 9). This score assesses profitability, leverage, liquidity, and operating efficiency.

Supporting Financial Metrics:

Metric Value (USD)
Working Capital 36,928,000,000
Total Assets 137,806,000,000
Retained Earnings 39,003,000,000
EBIT 5,616,000,000
Market Cap 1,400,635,834,800
Total Liabilities 54,941,000,000
Revenue 94,827,000,000

Data Source: octagon-financials-agent

Altman Z-Score Interpretation

The Altman Z-Score predicts bankruptcy probability:

Z-Score Range Interpretation
> 3.0 Safe Zone - Low bankruptcy risk
1.8 - 3.0 Grey Zone - Moderate risk, needs monitoring
< 1.8 Distress Zone - High bankruptcy risk

Z-Score Formula

Z = 1.2(WC/TA) + 1.4(RE/TA) + 3.3(EBIT/TA) + 0.6(MC/TL) + 1.0(Rev/TA)

Where:

  • WC = Working Capital
  • TA = Total Assets
  • RE = Retained Earnings
  • EBIT = Earnings Before Interest and Taxes
  • MC = Market Cap
  • TL = Total Liabilities
  • Rev = Revenue

Read the full file on GitHub · 139 lines

Files

What ships with it

4 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 12d ago First seen · 139 lines · 42 tokens per session scan A 75753e07877d

Subscribe to this mod's changes

financial-health-scores is a skill published in the GitHub repository OctagonAI/skills (127 stars, last pushed 3mo ago), licensed MIT. It adds 42 tokens to every session and 1,056 once invoked, about $0.0002 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

Related

Other skills, from other repositories

sector-rotation

An analysis framework for comparing industries in the Chinese A-share stock market, using business conditions, price momentum, valuation, and money flows. It produces rankings and higher- or lower-allocation suggestions.

HKUDS/Vibe-Trading · 39 tokens

strategy-pivot-designer

Detect backtest iteration stagnation and generate structurally different strategy pivot proposals when parameter tuning reaches a local optimum.

tradermonty/claude-trading-skills · 28 tokens

twitter-reader

Read Twitter/X for financial research using opencli (read-only). Use this skill whenever the user wants to read their Twitter feed, search for financial tweets, view bookmarks, look up user profiles, or gather market sentiment from Twitter/X. Triggers include: "check my feed", "search Twitter for", "show my…

himself65/finance-skills · 161 tokens

chenhao-limit-up

A framework for judging Chinese A-share stocks that have reached the daily price-rise limit, using market mood, sector leadership, and trading momentum.

questflowai/investorskills · 44 tokens

furusato

A Japanese hometown-tax donation manager for furusato nozei, a system where donations to municipalities can qualify for an income-tax or local-tax deduction. It reads donation receipts, stores donation records, and calculates deduction limits.

kazukinagata/shinkoku · 102 tokens

reading-receipt

An image-reading workflow for extracting structured information from receipts, invoices, and hometown-tax donation certificates. It can first extract text from PDFs and otherwise read their images.

kazukinagata/shinkoku · 64 tokens