financy-setup

financy-setup is a skill for Claude Code, Codex from open-finance-ai/financy. It costs 127 tokens per session (2,076 once invoked), scanned C, original, Apache-2.0.

A setup guide for the financy command-line tool, which connects an Open-Finance banking data source for use by the agent. It explains how to configure and verify the connection without exposing the client secret.

In plain words
What is it for?
Use it to set up financy, connect bank data, check its status, and prepare other financy commands to work.
Why use it?
It helps resolve missing configuration or authentication problems while keeping the secret out of chat, shell history, and process listings.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one.

Good fit Use it to set up financy, connect bank data, check its status, and prepare other financy commands to work.

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Install with agentmods
npx agentmods add skills/open-finance-ai/financy/financy-setup
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add open-finance-ai/financy --skill financy-setup
Clone the repo
git clone --depth 1 https://github.com/open-finance-ai/financy

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for financy-setup

README.md
[![agentmods](https://agentmods.dev/badge/skills/open-finance-ai/financy/financy-setup.svg)](https://agentmods.dev/skills/open-finance-ai/financy/financy-setup)
Your own site
<a href="https://agentmods.dev/skills/open-finance-ai/financy/financy-setup"><img src="https://agentmods.dev/badge/skills/open-finance-ai/financy/financy-setup.svg" alt="Measured on agentmods" height="20"></a>
Per session 127 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 2,076 The whole file, excluding the scripts and references it only reads on demand.
Security scan C 1 finding. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00127 $0.02076
Opus 5 $0.00063 $0.01038
Sonnet 5 $0.00025 $0.00415
Haiku 4.5 $0.00013 $0.00208

Measured 8d ago against content hash 00f1ed336d79, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-08, from the pricing page.

Security

Grade C, and why

financy-setup scanned grade C with 1 finding against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 8d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Harvests environment variableshighData exfiltration

Enumerating or grepping the environment for keys collects credentials unrelated to what the mod says it does.

them collect credentials that will fail at the last step.
skills/financy-setup/SKILL.md · 199 lines

How it starts

The opening of the file, as written. The whole thing — 199 lines — stays where its author put it; the contents beside it link to each section on GitHub.

financy setup

Get the financy CLI configured and verified for this user. When you are done, financy status exits 0 and every other financy command works.

Minimum CLI version: 0.1.0

Guardrails

These are not optional and they apply to every step below.

  • Never handle the client secret at all. Do not ask the user to paste it into the conversation, and never place it in a command you run — a command you run is recorded in the transcript, and it is visible in shell history and to anything that can list processes. The user types the secret into financy setup, which masks it at the prompt; you never see it. If the user pastes it anyway, do not repeat it, do not use it in a command, and tell them to rotate it in Financy → Settings → API. Never print it, read it back for confirmation, or include it in a summary, and never cat the config file. If setup warns that the input is not masked (a terminal where Node cannot hide input, e.g. Git Bash / mintty, where stdin is a pipe), tell the user to run it in PowerShell or Windows Terminal instead of typing the secret in the clear.
  • Confirm before spending credits. financy refresh costs 20 credits per run. Never run it without the user explicitly agreeing to that cost in this conversation.
  • Exit code 4 means the plan, not the credentials. The credentials are valid but the account is not on a paid plan. Do not retry, do not suggest re-entering the credentials — point the user at the upgrade path and stop.

What the user needs before you start

The financy data API is a paid feature. To finish this skill the user must have:

  1. A registered Financy account at https://open-finance.ai.
  2. A paid plan — Starter, Pro, or Ultra. The data API is not available on the free plan.
  3. Three values from the Financy app → Settings → API: clientId, clientSecret, and userId.

If the user does not have a paid plan yet, say so up front rather than letting them collect credentials that will fail at the last step.

Read the full file on GitHub · 199 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 8d ago First seen · 199 lines · 127 tokens per session scan C 00f1ed336d79

Subscribe to this mod's changes

financy-setup is a skill published in the GitHub repository open-finance-ai/financy (6 stars, last pushed 5d ago), licensed Apache-2.0. It adds 127 tokens to every session and 2,076 once invoked, about $0.0006 per session on Opus 5. A static security scan graded it C with 1 finding (harvests environment variables). No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

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