aml-cdd-edd

aml-cdd-edd is a skill for Claude Code from panaversity/agentfactory-business-plugins. It costs 88 tokens per session (1,736 once invoked), scanned A, original, Apache-2.0.

A guide to customer due diligence, the checks businesses perform to identify customers, owners, business purpose, and financial background. It covers standard and enhanced checks, including KYC and beneficial ownership.

In plain words
What is it for?
Use it when designing or reviewing customer onboarding, identity verification, beneficial-owner checks, source-of-funds or wealth checks, PEP screening, and monitoring procedures.
Why use it?
It provides a structured way to meet onboarding and ongoing-monitoring requirements and to identify higher-risk customers.

Skill for Claude Code

Written for Claude Code: shipped in a Claude Code plugin.

Part of the banking plugin — 17 skills, 4 commands shipped together

Good fit Use it when designing or reviewing customer onboarding, identity verification, beneficial-owner checks, source-of-funds or wealth checks, PEP screening, and monitoring procedures.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/panaversity/agentfactory-business-plugins/aml-cdd-edd
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add panaversity/agentfactory-business-plugins --skill aml-cdd-edd
Clone the repo
git clone --depth 1 https://github.com/panaversity/agentfactory-business-plugins

Made for: Claude Code.

Or install banking, the plugin that ships this one along with the rest of its 17 skills, 4 commands.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for aml-cdd-edd

README.md
[![agentmods](https://agentmods.dev/badge/skills/panaversity/agentfactory-business-plugins/aml-cdd-edd/github.svg)](https://agentmods.dev/skills/panaversity/agentfactory-business-plugins/aml-cdd-edd)
Your own site
<a href="https://agentmods.dev/skills/panaversity/agentfactory-business-plugins/aml-cdd-edd"><img src="https://agentmods.dev/badge/skills/panaversity/agentfactory-business-plugins/aml-cdd-edd/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for aml-cdd-edd

Your own site · 80×15
<a href="https://agentmods.dev/skills/panaversity/agentfactory-business-plugins/aml-cdd-edd"><img src="https://agentmods.dev/badge/skills/panaversity/agentfactory-business-plugins/aml-cdd-edd.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 88 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 1,736 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00088 $0.01736
Opus 5 $0.00044 $0.00868
Sonnet 5 $0.00018 $0.00347
Haiku 4.5 $0.00009 $0.00174

Measured 10d ago against content hash 6f1bb8b99db7, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-09, from the pricing page.

Security

Grade A, and why

aml-cdd-edd scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 10d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

banking/skills/aml-cdd-edd/SKILL.md · 178 lines

How it starts

The opening of the file, as written. The whole thing — 178 lines — stays where its author put it; the contents beside it link to each section on GitHub.

CUSTOMER DUE DILIGENCE (CDD) — STANDARD MEASURES

Required for all customers at account opening:

  1. Identify the customer — obtain identifying information
  2. Verify the customer's identity — using reliable, independent source documents
  3. Identify the beneficial owner (BO) — persons owning or controlling ≥ 25% (or lower)
  4. Verify the beneficial owner's identity
  5. Understand the nature and purpose of the business relationship
  6. Conduct ongoing monitoring of the relationship

Individual Customer Identity Verification

Documents (in order of reliability): Tier 1 (highest): Passport; national ID card; government-issued photo ID Tier 2: Driving licence; residence permit Address verification: Utility bill, bank statement, government correspondence (must be dated within 3 months) For non-face-to-face onboarding: certified copies; electronic verification; video identification (where jurisdiction permits).

Corporate Customer Identity Verification

Company: Certificate of incorporation; memorandum and articles of association; latest audited accounts; register of directors; register of shareholders Beneficial owner: Identify all individuals owning or controlling ≥ 25% (FATF threshold — some jurisdictions use lower: 10% in USA for certain entities) Director verification: Verify identity of all directors with day-to-day control Authorised signatories: Verify identity of all authorised signatories

Understanding Business Purpose

Document: Nature of business; anticipated transaction types, volumes, and values; source of funds for specific transactions; geographic profile of activity. Risk-proportionate: More detail required for higher-risk customers and products.

POLITICALLY EXPOSED PERSONS (PEPs) — ENHANCED DUE DILIGENCE

PEP Definition (FATF Recommendation 12)

Individuals entrusted with prominent public functions:

  • Heads of state, heads of government, senior politicians
  • Senior government officials, judicial or military officials
  • Senior executives of state-owned enterprises
  • Senior officials of political parties

Read the full file on GitHub · 178 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 10d ago First seen · 178 lines · 88 tokens per session scan A 6f1bb8b99db7

Subscribe to this mod's changes

aml-cdd-edd is a skill published in the GitHub repository panaversity/agentfactory-business-plugins (29 stars, last pushed 5mo ago), licensed Apache-2.0. It adds 88 tokens to every session and 1,736 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

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