bank-reconciliation

bank-reconciliation is a skill for Claude Code from panaversity/agentfactory-business-plugins. It costs 120 tokens per session (2,340 once invoked), scanned A, original, Apache-2.0.

A set of rules for comparing financial records from different sources, such as bank statements and a company's general ledger, and handling differences. It covers bank, inter-company, settlement, provision, and suspense-account reconciliations.

In plain words
What is it for?
Use it when reconciling bank or nostro accounts, clearing suspense accounts, checking inter-company balances, matching trade settlements, or tying IFRS 9 provisions to the ledger. It also covers ageing, exception review, and reconciliation certificates.
Why use it?
It gives the coding agent a defined order for matching records and documenting items that do not agree. This helps reduce manual checking and keeps unresolved differences visible.

Skill for Claude Code

Written for Claude Code: shipped in a Claude Code plugin.

Part of the banking plugin — 17 skills, 4 commands shipped together

Good fit Use it when reconciling bank or nostro accounts, clearing suspense accounts, checking inter-company balances, matching trade settlements, or tying IFRS 9 provisions to the ledger. It also covers ageing, exception review, and reconciliation certificates.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/panaversity/agentfactory-business-plugins/bank-reconciliation
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add panaversity/agentfactory-business-plugins --skill bank-reconciliation
Clone the repo
git clone --depth 1 https://github.com/panaversity/agentfactory-business-plugins

Made for: Claude Code.

Or install banking, the plugin that ships this one along with the rest of its 17 skills, 4 commands.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for bank-reconciliation

README.md
[![agentmods](https://agentmods.dev/badge/skills/panaversity/agentfactory-business-plugins/bank-reconciliation/github.svg)](https://agentmods.dev/skills/panaversity/agentfactory-business-plugins/bank-reconciliation)
Your own site
<a href="https://agentmods.dev/skills/panaversity/agentfactory-business-plugins/bank-reconciliation"><img src="https://agentmods.dev/badge/skills/panaversity/agentfactory-business-plugins/bank-reconciliation/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for bank-reconciliation

Your own site · 80×15
<a href="https://agentmods.dev/skills/panaversity/agentfactory-business-plugins/bank-reconciliation"><img src="https://agentmods.dev/badge/skills/panaversity/agentfactory-business-plugins/bank-reconciliation.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 120 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 2,340 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00120 $0.02340
Opus 5 $0.00060 $0.01170
Sonnet 5 $0.00024 $0.00468
Haiku 4.5 $0.00012 $0.00234

Measured 11d ago against content hash 1e4fff46e9b8, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-11, from the pricing page.

Security

Grade A, and why

bank-reconciliation scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 11d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

banking/skills/bank-reconciliation/SKILL.md · 232 lines

How it starts

The opening of the file, as written. The whole thing — 232 lines — stays where its author put it; the contents beside it link to each section on GitHub.

RECONCILIATION TYPES — LOAD THE RIGHT CONTEXT

Task Description Use This Context
Nostro / correspondent account sections: NOSTRO, AGEING SLA, MATCHING HIERARCHY
IFRS 9 provision GL tie-out sections: FOUR-WAY RECON, P&L TIE-OUT
Suspense account clearance sections: SUSPENSE, AGEING SLA, WRITE-OFF
Inter-company / inter-branch sections: INTERCO, AGEING SLA
Trade / securities settlement sections: TRADE SETTLEMENT, AGEING SLA
Full financial close ALL sections

MATCHING HIERARCHY — APPLY IN THIS EXACT ORDER

Step 1 — EXACT MATCH Criteria: amount = amount AND value date = value date AND reference = reference Action: Auto-clear. No human review required. Log as matched.

Step 2 — FUZZY MATCH Criteria: amount = amount AND value date = value date AND reference partially matches (truncated, reformatted, leading zeros stripped, SWIFT truncation applied) Action: Auto-clear with exception note. Flag for daily exception report review.

Step 3 — DATE TOLERANCE MATCH Criteria: amount = amount AND reference matches AND value date within ±2 business days Action: Auto-clear with timing difference notation. Post value date correction if needed.

Step 4 — PARTIAL SUM POOL Criteria: Multiple items on one side aggregate to a single item on the other side (common in retail settlement aggregation, netting arrangements) Action: Group items into pool. Present to human analyst for confirmation before clearing.

Step 5 — UNMATCHED RESIDUAL Criteria: No rule above is satisfied Action: Generate investigation hypothesis (see BREAK INVESTIGATION below). Queue for analyst with hypothesis, probability estimate, and recommended action.


BREAK CLASSIFICATION

Mirror item only (no external statement item): → TIMING DIFFERENCE: Payment sent / instructed but not yet appearing on statement Probability: High for items ≤ 2 business days Action: Monitor for settlement; query counterparty if aged > 3 days → PAYMENT FAILURE / REJECTION: Payment rejected by correspondent, no credit applied Probability: Rises sharply after 2 days with no statement match Action: Check SWIFT gpi tracker; request SWIFT MT199 status query

Read the full file on GitHub · 232 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 11d ago First seen · 232 lines · 120 tokens per session scan A 1e4fff46e9b8

Subscribe to this mod's changes

bank-reconciliation is a skill published in the GitHub repository panaversity/agentfactory-business-plugins (29 stars, last pushed 5mo ago), licensed Apache-2.0. It adds 120 tokens to every session and 2,340 once invoked, about $0.0006 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

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