basel-capital

basel-capital is a skill for Claude Code from panaversity/agentfactory-business-plugins. It costs 132 tokens per session (1,958 once invoked), scanned A, original, Apache-2.0.

A set of rules for calculating and explaining bank regulatory capital measures under the Basel framework. It covers measures such as CET1, Tier 1, risk-weighted assets, capital buffers, leverage, and the maximum distributable amount.

In plain words
What is it for?
Use it for Basel III or Basel IV capital calculations, CET1 and other capital ratios, RWA-related analysis, ICAAP, capital buffers, leverage ratios, and AT1 or CoCo trigger mechanics. It does not cover credit-risk RWA calculation itself.
Why use it?
It provides the definitions, deductions, formulas, and trigger rules needed to discuss capital adequacy consistently. This reduces confusion between accounting figures and regulatory capital requirements.

Skill for Claude Code

Written for Claude Code: shipped in a Claude Code plugin.

Part of the banking plugin — 17 skills, 4 commands shipped together

Good fit Use it for Basel III or Basel IV capital calculations, CET1 and other capital ratios, RWA-related analysis, ICAAP, capital buffers, leverage ratios, and AT1 or CoCo trigger mechanics. It does not cover credit-risk RWA calculation itself.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/panaversity/agentfactory-business-plugins/basel-capital
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add panaversity/agentfactory-business-plugins --skill basel-capital
Clone the repo
git clone --depth 1 https://github.com/panaversity/agentfactory-business-plugins

Made for: Claude Code.

Or install banking, the plugin that ships this one along with the rest of its 17 skills, 4 commands.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for basel-capital

README.md
[![agentmods](https://agentmods.dev/badge/skills/panaversity/agentfactory-business-plugins/basel-capital/github.svg)](https://agentmods.dev/skills/panaversity/agentfactory-business-plugins/basel-capital)
Your own site
<a href="https://agentmods.dev/skills/panaversity/agentfactory-business-plugins/basel-capital"><img src="https://agentmods.dev/badge/skills/panaversity/agentfactory-business-plugins/basel-capital/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for basel-capital

Your own site · 80×15
<a href="https://agentmods.dev/skills/panaversity/agentfactory-business-plugins/basel-capital"><img src="https://agentmods.dev/badge/skills/panaversity/agentfactory-business-plugins/basel-capital.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 132 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 1,958 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00132 $0.01958
Opus 5 $0.00066 $0.00979
Sonnet 5 $0.00026 $0.00392
Haiku 4.5 $0.00013 $0.00196

Measured 10d ago against content hash 8187e38cec4c, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-09, from the pricing page.

Security

Grade A, and why

basel-capital scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 10d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

banking/skills/basel-capital/SKILL.md · 167 lines

How it starts

The opening of the file, as written. The whole thing — 167 lines — stays where its author put it; the contents beside it link to each section on GitHub.

CAPITAL COMPONENTS

CET1 (Common Equity Tier 1)

CET1 = Ordinary share capital + Share premium account + Retained earnings + Accumulated other comprehensive income (AOCI) - Goodwill and other intangible assets (net of deferred tax) - Deferred tax assets dependent on future profitability - Significant investments in financial institutions (>10% threshold) - Excess of regulatory expected loss over IFRS provisions (IRB banks) - Other regulatory deductions (jurisdiction-specific — load overlay)

Additional Tier 1 (AT1)

Perpetual instruments with mandatory loss absorption. Must be: perpetual; fully discretionary distributions; absorb losses on going concern. Contingent convertibles (CoCos) / write-down instruments qualifying as AT1. AT1 coupons subject to MDA restrictions if CET1 in combined buffer requirement zone.

AT1 Trigger Mechanics

CoCo bonds have contractual triggers for conversion or write-down:

  • Low trigger: 5.125% CET1 ratio — instrument converts to equity or writes down
  • High trigger: 7.0% CET1 ratio — required by some regulators (PRA for UK G-SIBs) When triggered: AT1 converts to ordinary shares (diluting existing shareholders) or writes down to zero (permanent or temporary, per instrument terms). The conversion ratio determines how many shares the AT1 holder receives. Post-conversion: CET1 increases by the amount of AT1 converted; AT1 decreases. This mechanism is critical in stress testing — approaching trigger levels can itself accelerate market panic and deposit outflows.

Tier 2

Subordinated debt: minimum 5-year original maturity, amortised in final 5 years. Eligible IFRS provisions: excess of IFRS provisions over IRB expected loss, capped at 0.6% of credit RWA. General loan-loss reserves (SA banks): up to 1.25% of credit RWA.

CAPITAL RATIO CALCULATIONS

CET1 Ratio = CET1 Capital / Total RWA Tier 1 Ratio = (CET1 + AT1) / Total RWA Total Capital Ratio = (CET1 + AT1 + T2) / Total RWA Leverage Ratio = Tier 1 Capital / Total Exposure Measure

Read the full file on GitHub · 167 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 10d ago First seen · 167 lines · 132 tokens per session scan A 8187e38cec4c

Subscribe to this mod's changes

basel-capital is a skill published in the GitHub repository panaversity/agentfactory-business-plugins (29 stars, last pushed 5mo ago), licensed Apache-2.0. It adds 132 tokens to every session and 1,958 once invoked, about $0.0007 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

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