liquidity-nsfr

liquidity-nsfr is a skill for Claude Code from panaversity/agentfactory-business-plugins. It costs 86 tokens per session (2,340 once invoked), scanned A, original, Apache-2.0.

A guide for calculating the Net Stable Funding Ratio, or NSFR, a bank measure of whether long-term funding is sufficient for its assets over a one-year period. It defines available stable funding, required stable funding, and their calculation factors.

In plain words
What is it for?
Assessing structural liquidity, funding mismatches, and one-year stable-funding requirements at a bank.
Why use it?
It helps apply the NSFR calculation consistently and identify dependence on short-term funding.

Skill for Claude Code

Written for Claude Code: shipped in a Claude Code plugin.

Part of the banking plugin — 17 skills, 4 commands shipped together

Good fit Assessing structural liquidity, funding mismatches, and one-year stable-funding requirements at a bank.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/panaversity/agentfactory-business-plugins/liquidity-nsfr
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add panaversity/agentfactory-business-plugins --skill liquidity-nsfr
Clone the repo
git clone --depth 1 https://github.com/panaversity/agentfactory-business-plugins

Made for: Claude Code.

Or install banking, the plugin that ships this one along with the rest of its 17 skills, 4 commands.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for liquidity-nsfr

README.md
[![agentmods](https://agentmods.dev/badge/skills/panaversity/agentfactory-business-plugins/liquidity-nsfr/github.svg)](https://agentmods.dev/skills/panaversity/agentfactory-business-plugins/liquidity-nsfr)
Your own site
<a href="https://agentmods.dev/skills/panaversity/agentfactory-business-plugins/liquidity-nsfr"><img src="https://agentmods.dev/badge/skills/panaversity/agentfactory-business-plugins/liquidity-nsfr/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for liquidity-nsfr

Your own site · 80×15
<a href="https://agentmods.dev/skills/panaversity/agentfactory-business-plugins/liquidity-nsfr"><img src="https://agentmods.dev/badge/skills/panaversity/agentfactory-business-plugins/liquidity-nsfr.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 86 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 2,340 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00086 $0.02340
Opus 5 $0.00043 $0.01170
Sonnet 5 $0.00017 $0.00468
Haiku 4.5 $0.00009 $0.00234

Measured 12d ago against content hash 8edc2fa9b99a, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-11, from the pricing page.

Security

Grade A, and why

liquidity-nsfr scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

banking/skills/liquidity-nsfr/SKILL.md · 167 lines

How it starts

The opening of the file, as written. The whole thing — 167 lines — stays where its author put it; the contents beside it link to each section on GitHub.

NSFR FORMULA

NSFR = Available Stable Funding (ASF) / Required Stable Funding (RSF) >= 100%

Purpose: Ensure banks maintain a stable funding profile over a 1-year time horizon, reducing dependence on short-term wholesale funding that evaporated in 2008.

AVAILABLE STABLE FUNDING (ASF) — FACTOR TABLE

Funding Category ASF Factor
Tier 1 and Tier 2 capital instruments 100%
Other capital instruments with residual maturity >= 1 year 100%
Stable retail deposits (insured) with maturity < 1 year 95%
Less stable retail deposits with maturity < 1 year 90%
Wholesale funding from non-financial corporates >= 1 year 50%
Wholesale funding from non-financial corporates < 1 year 50%
Operational deposits (wholesale) 50%
Debt securities with residual maturity >= 1 year issued to retail 100%
Debt securities with residual maturity >= 1 year (non-retail) 100%
Other wholesale funding with residual maturity >= 6 months but < 1 year 30%
Other wholesale funding with residual maturity < 6 months (financial institutions) 0%
Other wholesale funding with residual maturity < 6 months (non-financial) 50%
All other liabilities (derivatives, deferred tax, etc.) 0%

ASF = Sum (Funding amount x ASF factor)

REQUIRED STABLE FUNDING (RSF) — FACTOR TABLE

Asset Category RSF Factor
Cash and unencumbered Level 1 HQLA 0%
Unencumbered Level 2A HQLA 15%
Unencumbered Level 2B HQLA (RMBS) 25%
Unencumbered Level 2B HQLA (other) 50%
Unencumbered loans to financial institutions < 6 months 10%
Unencumbered loans to financial institutions >= 6 months, < 1 year 15%
Unencumbered performing loans to non-financial corporates < 1 year 50%
Unencumbered performing loans to retail/SME < 1 year 50%
Unencumbered performing residential mortgages >= 1 year, RW <= 35% 65%
Unencumbered performing loans to non-financial corporates >= 1 year 65%
Unencumbered performing loans to retail/SME >= 1 year, not RW <= 35% 85%
Non-HQLA securities 50%
Non-performing loans (any maturity) 100% (net of provisions)
Fixed assets (PP&E, goodwill, intangibles) 100%
Off-balance-sheet: undrawn committed facilities 5%
Derivatives: net positive fair value 100%
All other assets 100%

Read the full file on GitHub · 167 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 12d ago First seen · 167 lines · 86 tokens per session scan A 8edc2fa9b99a

Subscribe to this mod's changes

liquidity-nsfr is a skill published in the GitHub repository panaversity/agentfactory-business-plugins (29 stars, last pushed 5mo ago), licensed Apache-2.0. It adds 86 tokens to every session and 2,340 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

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