Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add panaversity/agentfactory-business-plugins --skill stress-testinggit clone --depth 1 https://github.com/panaversity/agentfactory-business-pluginsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/panaversity/agentfactory-business-plugins/stress-testing)<a href="https://agentmods.dev/skills/panaversity/agentfactory-business-plugins/stress-testing"><img src="https://agentmods.dev/badge/skills/panaversity/agentfactory-business-plugins/stress-testing/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/panaversity/agentfactory-business-plugins/stress-testing"><img src="https://agentmods.dev/badge/skills/panaversity/agentfactory-business-plugins/stress-testing.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00130 | $0.02377 |
| Opus 5 | $0.00065 | $0.01189 |
| Sonnet 5 | $0.00026 | $0.00475 |
| Haiku 4.5 | $0.00013 | $0.00238 |
Grade A, and why
stress-testing scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 9d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 195 lines — stays where its author put it; the contents beside it link to each section on GitHub.
ICAAP PURPOSE AND STRUCTURE
The ICAAP (Internal Capital Adequacy Assessment Process) is the bank's own assessment of how much capital it needs given its specific risk profile, strategic plan, and stress scenarios. The regulator uses the ICAAP output to set Pillar 2 requirements.
Required sections:
- Business model and strategic overview
- Risk identification — material risks and their capital impact
- Capital quantification — Pillar 1 and Pillar 2 needs by risk type
- Stress testing — capital depletion under severe macroeconomic scenarios
- Capital planning — sources of capital and management actions under stress
- Capital adequacy conclusion — does the bank hold sufficient capital?
STRESS TEST FRAMEWORK
Scenario Design
Base case: 3-year capital projection under central business plan assumptions. Adverse scenario: Moderate downturn (unemployment +2pp, GDP -1%, HPI -10%). Severe scenario: Deep recession (unemployment +4pp, GDP -4%, HPI -30%). Bank-specific idiosyncratic scenario: scenario tailored to bank's specific vulnerabilities (e.g., CRE concentration stress, single large counterparty default). Reverse stress test: Work backwards — what scenario causes the bank to fail? (Required in UK by PRA; useful management discipline globally)
Capital Depletion Path — Year-by-Year Model
For each scenario year (typically 3 years): Opening CET1 capital (M)
- Pre-tax profit (NII + fee income - operating costs)
- Tax charge (at applicable corporate tax rate)
- Stressed credit losses (IFRS 9 ECL under scenario conditions)
- Dividend / AT1 coupon payments (suspended in Year 1-2 of severe stress) +/- Other comprehensive income (AFS securities fair value movements) = Closing CET1 capital (M) / Stressed RWA (M) — see RWA inflation below = Stressed CET1 Ratio (%)
RWA Inflation Under Stress
Credit RWA: Increases as Stage 3 NPLs grow (150% risk weight) and downgrades shift exposures to higher risk weight buckets. Typical severe scenario: credit RWA +10-15% Market RWA: Increases as ES/VaR models expand with higher volatility. Typical severe scenario: market RWA +30-50% Operational RWA: Increases as conduct/AML losses feed into Business Indicator. Typical severe scenario: operational RWA +5-10%
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 9d ago First seen · 195 lines · 130 tokens per session scan A e17101986651
stress-testing is a skill published in the GitHub repository panaversity/agentfactory-business-plugins (29 stars, last pushed 5mo ago), licensed Apache-2.0. It adds 130 tokens to every session and 2,377 once invoked, about $0.0006 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.
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