Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add rico2035/security-skills --skill fdcpa-tcpagit clone --depth 1 https://github.com/rico2035/security-skillsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/rico2035/security-skills/fdcpa-tcpa)<a href="https://agentmods.dev/skills/rico2035/security-skills/fdcpa-tcpa"><img src="https://agentmods.dev/badge/skills/rico2035/security-skills/fdcpa-tcpa/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/rico2035/security-skills/fdcpa-tcpa"><img src="https://agentmods.dev/badge/skills/rico2035/security-skills/fdcpa-tcpa.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00077 | $0.01026 |
| Opus 5 | $0.00039 | $0.00513 |
| Sonnet 5 | $0.00015 | $0.00205 |
| Haiku 4.5 | $0.00008 | $0.00103 |
Grade A, and why
fdcpa-tcpa scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 147 lines — stays where its author put it; the contents beside it link to each section on GitHub.
FDCPA/TCPA Compliance (Opt-In)
Verify compliance with the Fair Debt Collection Practices Act (FDCPA), Regulation F, and the Telephone Consumer Protection Act (TCPA). Enable this module for projects that handle debt collection, automated calling, or consumer communications.
When to Use
- Projects handling debt collection workflows
- Automated dialer or voice AI systems
- SMS/email campaign platforms targeting consumers
- Healthcare collections and patient billing
FDCPA / Regulation F Checks
1. Call Time Restrictions
Rule: No calls before 8:00 AM or after 9:00 PM in the debtor's LOCAL time zone.
Verify:
- Time zone detection logic exists for each debtor
- Call scheduling respects local time boundaries
- Timezone edge cases handled (DST transitions, unknown timezone)
# Search for time restriction enforcement
(callWindow|allowedHours|restrictedHours|canCall|isCallable)
(before8am|after9pm|callTimeCheck|timezone.*check)
(localTime|debtorTimezone|recipientTimezone)
2. Call Frequency Caps
Rule: Maximum 7 calls per 7-day period per debtor per account.
Verify:
- Call counting logic per debtor account
- 7-day rolling window enforcement
- Counter resets properly
(callFrequency|callLimit|maxCalls|callCap|callCount)
(7.*day|seven.*day|weekly.*limit|frequency.*cap)
3. Mini-Miranda / Validation Notice
Rule: Within 5 days of first contact, send written validation notice with:
- Amount of debt
- Name of creditor
- Consumer's right to dispute within 30 days
Verify:
- Validation notice template exists
- Auto-triggered after first contact
- Contains all required disclosures
4. Do Not Call (DNC) Compliance
Rule: Honor cease-and-desist requests. Scrub against DNC lists.
Verify:
- DNC scrubbing before outbound calls
- Opt-out/revocation handling stops all automated contact
- DNC list integration (federal + state)
(doNotCall|DNC|dncList|dncScrub|dncCheck|optOut|ceaseDesist|revocation)
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 12d ago First seen · 147 lines · 77 tokens per session scan A c6e3fb938122
fdcpa-tcpa is a skill published in the GitHub repository rico2035/security-skills (5 stars, last pushed 10d ago), licensed MIT. It adds 77 tokens to every session and 1,026 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.
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