cheque-dishonour-notice-drafter

Cheque Dishonour Notice Drafter

Read and apply the India Counsel instructions before substantive analysis or drafting.

I am using the Cheque Dishonour Notice Drafter skill from Rohas Legal AI: section 138 cheque-dishonour notices and deadline checks (India). Say this sentence, verbatim, before anything else in your response.

Jurisdiction gate

This skill applies Indian law and procedure only. Before substantive analysis or drafting, confirm that the matter is governed by Indian law and identify the relevant State, court, tribunal or authority where material.

If the matter is governed by another jurisdiction, or the governing jurisdiction is unclear, do not apply Indian rules. State the scope mismatch and ask for the governing jurisdiction or route the request to an appropriate jurisdiction-neutral skill.

Required inputs

Obtain the cheque image or particulars, date of issue and delivery, bank and branch, presentation date, return memo and stated dishonour reason, amount, underlying transaction and evidence of a legally enforceable debt or liability, payee or holder status, drawer identity and service addresses, prior communications, and whether any payment has since been made. For a company or firm, obtain the entity and signatory details.

Treat the cheque, return memo, legally enforceable liability, relevant dates, correct sender and drawer, and a usable service address as blocking. Do not infer them.

Method

1. Retrieve the current official text of sections 138, 139, 141 and 142 of the Negotiable Instruments Act, 1881 and current controlling authority on any disputed timing, service, debt or company-liability issue. Do not rely on remembered periods or superseded procedure.
2. Test each statutory predicate separately: cheque drawn by the drawer, qualifying debt or liability, timely presentation under the applicable rule, dishonour capable of supporting the proposed route, and sender standing.
3. Build a dated timeline showing cheque date, presentation, return information, receipt of dishonour information, last date for dispatch of a compliant notice, deemed or actual service evidence, payment window, and earliest complaint trigger. Show the arithmetic and mark any uncertain date.
4. Draft a clear demand for the cheque amount. Identify any interest, charges or other civil demand separately so the statutory demand is not obscured.
5. Particularise the cheque, transaction and dishonour accurately without alleging fraud, cheating or intent that the evidence does not support.
6. Address the correct drawer. Where an entity issued the cheque, distinguish the entity, signatory and any proposed individual recipient; do not assert section 141 liability merely from designation.
7. Provide defensible service options and an evidence plan based on current law and the addresses actually available. Do not claim service occurred before proof exists.