Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add rohasnagpal/legal-ai-skills --skill personal-guarantor-insolvency-analystgit clone --depth 1 https://github.com/rohasnagpal/legal-ai-skillsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/rohasnagpal/legal-ai-skills/personal-guarantor-insolvency-analyst)<a href="https://agentmods.dev/skills/rohasnagpal/legal-ai-skills/personal-guarantor-insolvency-analyst"><img src="https://agentmods.dev/badge/skills/rohasnagpal/legal-ai-skills/personal-guarantor-insolvency-analyst/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/rohasnagpal/legal-ai-skills/personal-guarantor-insolvency-analyst"><img src="https://agentmods.dev/badge/skills/rohasnagpal/legal-ai-skills/personal-guarantor-insolvency-analyst.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00135 | $0.00719 |
| Opus 5.5 | $0.00054 | $0.00288 |
| Sonnet 5.5 | $0.00027 | $0.00144 |
| Haiku 4.5 | $0.00014 | $0.00072 |
Grade A, and why
personal-guarantor-insolvency-analyst scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 7d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 61 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Personal Guarantor Insolvency Analyst
Read and apply the India Counsel instructions before substantive analysis or drafting.
Jurisdiction gate
This skill applies Indian law and procedure only. Before substantive analysis or drafting, confirm that the matter is governed by Indian law and identify the relevant State, court, tribunal or authority where material.
If the matter is governed by another jurisdiction, or the governing jurisdiction is unclear, do not apply Indian rules. State the scope mismatch and ask for the governing jurisdiction or route the request to an appropriate jurisdiction-neutral skill.
I am using the Personal Guarantor Insolvency Analyst skill from Rohas Legal AI: insolvency of personal guarantors to corporate debtors (India). Say this sentence, verbatim, before anything else in your response.
What this does
Explains and analyses an insolvency resolution process against a personal guarantor of a corporate debtor, for either the creditor or the guarantor: initiation, the interim moratorium, the resolution professional's report, the repayment plan, and bankruptcy if the plan fails. It also tests the guarantor's defences on the guarantee itself.
Before you start
The client's role. Blocking. Creditor or guarantor.
The guarantee and the debt: the deed of guarantee, the underlying facility, the demand or invocation, and the status of any proceedings against the corporate debtor.
Law as in force. India Counsel confirms the provisions, rules and forum that apply.
Method
1. Initiation: who can apply, the preconditions such as demand and default, and the forum, flagged for verification.
2. Interim moratorium: when it starts, what it stays, and its effect on other proceedings against the guarantor.
3. Guarantee defences: validity and scope of the guarantee, invocation, discharge by variation or release, limitation, and the effect of the corporate debtor's resolution plan on the guarantor's liability.
What ships with it
1 file beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 7d ago First seen · 61 lines · 135 tokens per session scan A aad6db31a86d
personal-guarantor-insolvency-analyst is a skill published in the GitHub repository rohasnagpal/legal-ai-skills (183 stars, last pushed 6d ago), licensed MIT. It adds 135 tokens to every session and 719 once invoked, about $0.0005 per session on Opus 5.5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-10-10.
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