accounting-finance

accounting-finance is a skill for Codex from san-npm/skills-ws. It costs 96 tokens per session (6,441 once invoked), scanned A, original, MIT.

An operator-focused accounting and finance guide for small businesses and startups, covering financial statements, cash forecasts, SaaS metrics, bookkeeping, reconciliations, and revenue recognition.

In plain words
What is it for?
Use it for budgets, profit-and-loss statements, 13-week cash and runway forecasts, chart-of-accounts setup, monthly close, bank reconciliation, SaaS unit economics, and VAT or sales-tax checklists.
Why use it?
It provides structured ways to understand cash, revenue, costs, and business performance without assembling each framework from scratch. It also flags areas that need a qualified local professional.

Skill for Codex

Written for Codex: agents/openai.yaml present. Also seen: positional $N argument.

Good fit Use it for budgets, profit-and-loss statements, 13-week cash and runway forecasts, chart-of-accounts setup, monthly close, bank reconciliation, SaaS unit economics, and VAT or sales-tax checklists.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/san-npm/skills-ws/accounting-finance
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add san-npm/skills-ws --skill accounting-finance
Clone the repo
git clone --depth 1 https://github.com/san-npm/skills-ws

Made for: Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for accounting-finance

README.md
[![agentmods](https://agentmods.dev/badge/skills/san-npm/skills-ws/accounting-finance/github.svg)](https://agentmods.dev/skills/san-npm/skills-ws/accounting-finance)
Your own site
<a href="https://agentmods.dev/skills/san-npm/skills-ws/accounting-finance"><img src="https://agentmods.dev/badge/skills/san-npm/skills-ws/accounting-finance/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for accounting-finance

Your own site · 80×15
<a href="https://agentmods.dev/skills/san-npm/skills-ws/accounting-finance"><img src="https://agentmods.dev/badge/skills/san-npm/skills-ws/accounting-finance.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 96 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 6,441 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00096 $0.06441
Opus 5 $0.00048 $0.03220
Sonnet 5 $0.00019 $0.01288
Haiku 4.5 $0.00010 $0.00644

Measured 12d ago against content hash 18c3af51c0fb, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

accounting-finance scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

skills/accounting-finance/SKILL.md · 313 lines

How it starts

The opening of the file, as written. The whole thing — 313 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Accounting & Finance

Not tax, legal, or audit advice. This skill encodes general operator practice and standard frameworks (US GAAP, IFRS, ASC 606/IFRS 15, EU VAT). Rates, thresholds, registration triggers, and filing rules change and are jurisdiction-specific. Before filing anything or relying on a number for a board, lender, investor, or tax authority, have it reviewed by a qualified accountant/tax advisor licensed in the relevant jurisdiction. Route any edge case — multi-state US nexus, cross-border digital services, equity/SAFE accounting, R&D capitalization, transfer pricing, M&A, or revenue-recognition judgment calls — to a professional. Treat every concrete rate/threshold below as "verify before use."

Sibling skills (don't duplicate — cross-link): country-level tax depth → eu-tax-accounting (all 27 EU member states: corporate, VAT, payroll, deadlines). Billing/dunning/usage metering implementation → saas-billing (Express/Node) or stripe-billing (Next.js). Pricing/packaging → pricing-optimization. GTM funnel/forecasting → revenue-operations. Churn/retention cohort analysis → retention-analytics. EU regulatory (GDPR, contracts, entity) → eu-legal-compliance.


1. P&L Structure (GAAP / IFRS)

Standard multi-step income statement. Key rule: define what OpEx contains so D&A is counted exactly once. Below, operating expenses are stated excluding depreciation & amortization (the "ex-D&A" convention common in SaaS reporting); D&A is its own line. EBITDA then equals operating income + D&A with no double-count. If your accounting system buckets D&A inside OpEx, drop the separate D&A line and compute EBITDA = operating income + D&A (added back), not by re-subtracting it.

# Line item Calculation Watch for
1 Revenue (net) Recognized per ASC 606/IFRS 15 (§6), net of refunds/credits Recognized ≠ billed ≠ cash collected. Don't book deferred revenue as revenue.
2 COGS / Cost of revenue Hosting/infra, third-party API/usage fees, payment processing, customer support & success delivery, onboarding/implementation labor SaaS COGS typically 15–30% of revenue. Keep R&D and S&M out of COGS.
3 Gross profit Revenue − COGS SaaS target gross margin 70–85%.
4 Operating expenses (ex-D&A) Sales & Marketing + Research & Development + General & Administrative Allocate fully-loaded headcount (salary + employer taxes + benefits) to the right function.
5 EBITDA Gross profit − OpEx(ex-D&A) Proxy for operating cash generation; ignores capex, financing, tax.
6 Depreciation & amortization Capitalized assets + capitalized software/intangibles amortization Pure non-cash; never in COGS and here.
7 Operating income (EBIT) EBITDA − D&A GAAP operating result.
8 Net interest Interest expense − interest income
9 Pre-tax income (EBT) EBIT − net interest ± other
10 Income tax expense Current + deferred tax Tax expense (accrual) ≠ tax paid (cash).
11 Net income EBT − income tax Bottom line.

Read the full file on GitHub · 313 lines

Files

What ships with it

1 file beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 12d ago First seen · 313 lines · 96 tokens per session scan A 18c3af51c0fb

Subscribe to this mod's changes

accounting-finance is a skill published in the GitHub repository san-npm/skills-ws (2 stars, last pushed 5d ago), licensed MIT. It adds 96 tokens to every session and 6,441 once invoked, about $0.0005 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

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