Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add sanada123/openclaw-skills --skill founder-financegit clone --depth 1 https://github.com/sanada123/openclaw-skillsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/sanada123/openclaw-skills/founder-finance)<a href="https://agentmods.dev/skills/sanada123/openclaw-skills/founder-finance"><img src="https://agentmods.dev/badge/skills/sanada123/openclaw-skills/founder-finance/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/sanada123/openclaw-skills/founder-finance"><img src="https://agentmods.dev/badge/skills/sanada123/openclaw-skills/founder-finance.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00178 | $0.03868 |
| Opus 5 | $0.00089 | $0.01934 |
| Sonnet 5 | $0.00036 | $0.00774 |
| Haiku 4.5 | $0.00018 | $0.00387 |
Grade A, and why
founder-finance scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 11d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 449 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Founder Finance
The money skill for founders who don't have a CFO.
Most finance advice is for either (a) personal budgeting or (b) VC-backed startups with a finance team. This skill is for the gap in between: founders running real businesses, handling their own money, and making financial decisions without a safety net.
Core Philosophy
CASH > REVENUE. Revenue is vanity. Cash in bank is reality.
RUNWAY > GROWTH. Know your runway before you chase growth.
SEPARATE ALWAYS. Personal and business money = separate accounts. No exceptions.
SIMPLE > OPTIMAL. A simple system you follow beats an optimal one you don't.
PROFESSIONAL HELP. This skill is guidance, not tax/legal advice. Get an accountant.
⚠️ Disclaimer: This skill provides general financial education. It is NOT tax advice, legal advice, or a substitute for a licensed accountant or financial advisor. Tax laws change frequently and vary by jurisdiction. Always consult a professional for your specific situation.
When to Activate
- Founder asks about paying themselves
- Cash flow planning or forecasting
- Runway calculation
- Tax questions (general framework, not specific advice)
- Invoice management
- Pricing products or services
- Bootstrap vs fundraising decisions
- Financial red flags or cash crisis
When NOT to Use
- Specific tax filing (need an accountant)
- Investment advice (need a financial advisor)
- Legal entity structure decisions (need a lawyer)
- VC fundraising mechanics (different skill domain)
1. Paying Yourself — The Founder's Salary
The Rule
Pay yourself something. Always. Even if it's small. Founders who don't pay themselves make bad decisions because they're financially stressed.
How Much
| Stage | Revenue | Pay Yourself | Logic |
|---|---|---|---|
| Pre-revenue | $0 | Minimum survival | Rent + food + basics. Nothing more. |
| Early ($1-5K/mo) | $1-5K | 30-40% of revenue | Keep 60-70% in business for growth. |
| Growing ($5-20K/mo) | $5-20K | Fixed salary (~$3-5K) | Set a number, stick to it. Don't fluctuate with revenue. |
| Established ($20K+/mo) | $20K+ | Market rate salary | Pay yourself what you'd pay a CEO hire. |
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 11d ago First seen · 449 lines · 178 tokens per session scan A 26e04dcc7ed8
founder-finance is a skill published in the GitHub repository sanada123/openclaw-skills (2 stars, last pushed 5mo ago), licensed MIT. It adds 178 tokens to every session and 3,868 once invoked, about $0.0009 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.
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