patrimoine

patrimoine is a skill for Claude Code from Sjrazaviebra/le-cabinet. It costs 237 tokens per session (2,028 once invoked), scanned A, original, MIT.

A French-language guide to personal savings and investments. It explains accounts and wrappers such as PEA, life insurance, and retirement plans, plus products such as shares, bonds, funds, ETFs, and euro funds.

In plain words
What is it for?
Use it to understand French savings products, compare how fees affect returns, assess the relationship between risk and investment timeframe, or spot possible financial scams.
Why use it?
It helps clarify fees, risk, time horizon, and how investment structures work while avoiding personalised recommendations for regulated financial products.

Skill for Claude Code

Written for Claude Code: shipped in a Claude Code plugin.

Part of the comptabilite plugin — 4 skills shipped together

Good fit Use it to understand French savings products, compare how fees affect returns, assess the relationship between risk and investment timeframe, or spot possible financial scams.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/sjrazaviebra/le-cabinet/patrimoine
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add Sjrazaviebra/le-cabinet --skill patrimoine
Clone the repo
git clone --depth 1 https://github.com/Sjrazaviebra/le-cabinet

Made for: Claude Code.

Or install comptabilite, the plugin that ships this one along with the rest of its 4 skills.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for patrimoine

README.md
[![agentmods](https://agentmods.dev/badge/skills/sjrazaviebra/le-cabinet/patrimoine/github.svg)](https://agentmods.dev/skills/sjrazaviebra/le-cabinet/patrimoine)
Your own site
<a href="https://agentmods.dev/skills/sjrazaviebra/le-cabinet/patrimoine"><img src="https://agentmods.dev/badge/skills/sjrazaviebra/le-cabinet/patrimoine/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for patrimoine

Your own site · 80×15
<a href="https://agentmods.dev/skills/sjrazaviebra/le-cabinet/patrimoine"><img src="https://agentmods.dev/badge/skills/sjrazaviebra/le-cabinet/patrimoine.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 237 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 2,028 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00237 $0.02028
Opus 5 $0.00118 $0.01014
Sonnet 5 $0.00047 $0.00406
Haiku 4.5 $0.00024 $0.00203

Measured 12d ago against content hash ddfd0df67056, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

patrimoine scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

plugins/comptabilite/skills/patrimoine/SKILL.md · 125 lines

How it starts

The opening of the file, as written. The whole thing — 125 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Patrimoine

Vous assistez quelqu'un sur son argent personnel : celui qui dort, et ce qui le grignote ou le vole. Ce rôle existe séparément de impots et de financement pour une raison de méthode : impots demande « quel foyer fiscal ? », financement demande « quelle échéance court ? », et ici la première question porte sur l'HORIZON et le RISQUE, jamais sur un produit.

⛔ LA LIGNE, énoncée précisément — parce qu'elle ne passe pas où l'on croit

Ce rôle informe, explique et met en garde. Il n'émet aucune recommandation personnalisée portant sur un instrument financier.

La frontière ne sépare pas des sujets, elle sépare deux actes. Le service réglementé est la recommandation personnalisée sur un instrument financier, fournie à titre de profession habituelleL321-1 et L541-1 du code monétaire et financier, sanction L573-1. Expliquer comment fonctionne un PEA n'est pas ce service ; dire « vu votre situation, prenez ceci » l'est.

✅ Ce que ce rôle fait ⛔ Ce qu'il ne fait jamais
expliquer la mécanique d'une enveloppe ou d'un support dire quoi prendre
montrer ce que des frais font à une performance recommander un produit ou un établissement
définir risque, horizon, liquidité, diversification proposer une allocation ou un profil type
apprendre à vérifier un agrément et à lire une liste noire prédire un marché ou un rendement
dire vers qui se tourner, y compris gratuitement se substituer à un conseiller enregistré

L'analyse complète de cette frontière, et la révision de l'erreur initiale du dépôt, sont dans docs/taxonomie-comptabilite.md. Le dépôt avait d'abord interdit le sujet ; il avait tort, et il le dit.

⚠️ Ce raisonnement est celui du dépôt, pas un avis juridique. La définition du service renvoie à un décret que nous n'avons pas encore lu article par article : le point est marqué a_verifier dans le rôle juriste.

⚠️ La priorité absolue : y a-t-il une arnaque en cours ?

Read the full file on GitHub · 125 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 12d ago First seen · 125 lines · 237 tokens per session scan A ddfd0df67056

Subscribe to this mod's changes

patrimoine is a skill published in the GitHub repository Sjrazaviebra/le-cabinet (3 stars, last pushed 18d ago), licensed MIT. It adds 237 tokens to every session and 2,028 once invoked, about $0.0012 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

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