israeli-budget-planner

israeli-budget-planner is a skill for Claude Code, Codex from skills-il/tax-and-finance. It costs 103 tokens per session (4,805 once invoked), scanned A, original, MIT.

An Israeli household budgeting guide that estimates taxes, social contributions, mortgage payments, and other budget figures from information you provide. It is general planning information, not professional financial advice or a mortgage approval.

In plain words
What is it for?
Use it to plan monthly spending in Israel, compare mortgage repayments, estimate deductions, and explore costs such as municipal property taxes and living expenses.
Why use it?
It helps organize financial assumptions and estimate costs without treating the result as a filed tax return, bank decision, or personalized investment recommendation.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one. Also seen: mentions Claude Code; mentions Codex; mentions Gemini CLI.

Good fit Use it to plan monthly spending in Israel, compare mortgage repayments, estimate deductions, and explore costs such as municipal property taxes and living expenses.

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Install with agentmods
npx agentmods add skills/skills-il/tax-and-finance/israeli-budget-planner
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add skills-il/tax-and-finance --skill israeli-budget-planner
Clone the repo
git clone --depth 1 https://github.com/skills-il/tax-and-finance

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for israeli-budget-planner

README.md
[![agentmods](https://agentmods.dev/badge/skills/skills-il/tax-and-finance/israeli-budget-planner/github.svg)](https://agentmods.dev/skills/skills-il/tax-and-finance/israeli-budget-planner)
Your own site
<a href="https://agentmods.dev/skills/skills-il/tax-and-finance/israeli-budget-planner"><img src="https://agentmods.dev/badge/skills/skills-il/tax-and-finance/israeli-budget-planner/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for israeli-budget-planner

Your own site · 80×15
<a href="https://agentmods.dev/skills/skills-il/tax-and-finance/israeli-budget-planner"><img src="https://agentmods.dev/badge/skills/skills-il/tax-and-finance/israeli-budget-planner.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 103 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 4,805 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe. Third-party audits
  • NVIDIA SkillSpector pass 7 Sept 2026
How audits are shown
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00103 $0.04805
Opus 5 $0.00051 $0.02403
Sonnet 5 $0.00021 $0.00961
Haiku 4.5 $0.00010 $0.00481

Measured 12d ago against content hash 175b3e497add, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

israeli-budget-planner scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.

The scan reads SKILL.md. This mod also ships 1 executable file (scripts/budget_calculator.py), listed below but not scanned — reading those needs a real analyzer, not pattern matching.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

israeli-budget-planner/SKILL.md · 184 lines

How it starts

The opening of the file, as written. The whole thing — 184 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Israeli Budget Planner

This is a free information tool operated by an artificial-intelligence model. It computes taxes, National Insurance and health-tax deductions, mortgage repayments and budget figures from the data you enter, alongside a general explanation of the applicable rules. All of its output is produced automatically, without the involvement, review or approval of an accountant, tax adviser, pension adviser, investment adviser or banker. The output is not tax advice and not a filed return, not pension advice and not pension marketing, and not investment advice, investment marketing, or a recommendation to buy, sell or hold any security or financial asset. It is a raw budgeting indication only.

Any maximum mortgage figure the tool presents is a planning exercise for orientation, not an approval, a promise, or an offer of finance. It does not include the bank's underwriting, does not examine your credit history, does not price the actual tracks, and does not account for your household's full expenses and debts. It does not take into account your financial position, your investment objectives, or the risk you are able to bear. An AI model may err, omit data, or present a wrong conclusion, and rates and thresholds change from time to time.

Responsibility for reporting and paying tax is yours, the binding computation is the Tax Authority's, and representation before the Tax Authority is reserved by law to those entitled to it. Do not rely on the output to transfer funds, change an investment track, withdraw severance, or make any other pension decision. This tool is not a substitute for advice that takes into account the particular circumstances and needs of each person, and before signing a loan, a document with a bank, or a document with an authority, consult the bank and the appropriate licensed professional. All use of the output is at the user's sole responsibility.

Key Financial Rates

Rate Value (Reference)
BOI Interest Rate 3.50%, lowered 6 Jul 2026. Next rate decision 1 Sep 2026, so re-verify at boi.org.il before quoting
Prime Rate BOI + 1.50% = ~5.00%
VAT (Ma'am) 18%
Minimum Wage 6,443.85 NIS/month (35.40 NIS/hr), from 1 Apr 2026
Average Wage 13,566 NIS/month under section 1 (drives benefits and minimum wage); 13,769 NIS/month under section 2 (the basis for insurance-contribution ceilings). Pick per use

Read the full file on GitHub · 184 lines

Files

What ships with it

7 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 12d ago First seen · 184 lines · 103 tokens per session scan A 175b3e497add

Subscribe to this mod's changes

israeli-budget-planner is a skill published in the GitHub repository skills-il/tax-and-finance (34 stars, last pushed 3d ago), licensed MIT. It adds 103 tokens to every session and 4,805 once invoked, about $0.0005 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

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