israeli-consumer-fee-fighter

israeli-consumer-fee-fighter is a skill for Claude Code, Codex from skills-il/tax-and-finance. It costs 221 tokens per session (7,382 once invoked), scanned A, original, MIT.

A guide for helping consumers in Israel reduce recurring bank and credit-card charges using available cancellation, fee-track, and bank-switching rights.

In plain words
What is it for?
It helps prepare cancellation letters, negotiation scripts, and short explanations about cancelling cards or recurring payments, changing fee tracks, and moving banks.
Why use it?
It turns unfamiliar Israeli banking rules into practical documents and negotiation steps, while requiring current fee checks before quoting amounts.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one.

Good fit It helps prepare cancellation letters, negotiation scripts, and short explanations about cancelling cards or recurring payments, changing fee tracks, and moving banks.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/skills-il/tax-and-finance/israeli-consumer-fee-fighter
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add skills-il/tax-and-finance --skill israeli-consumer-fee-fighter
Clone the repo
git clone --depth 1 https://github.com/skills-il/tax-and-finance

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for israeli-consumer-fee-fighter

README.md
[![agentmods](https://agentmods.dev/badge/skills/skills-il/tax-and-finance/israeli-consumer-fee-fighter/github.svg)](https://agentmods.dev/skills/skills-il/tax-and-finance/israeli-consumer-fee-fighter)
Your own site
<a href="https://agentmods.dev/skills/skills-il/tax-and-finance/israeli-consumer-fee-fighter"><img src="https://agentmods.dev/badge/skills/skills-il/tax-and-finance/israeli-consumer-fee-fighter/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for israeli-consumer-fee-fighter

Your own site · 80×15
<a href="https://agentmods.dev/skills/skills-il/tax-and-finance/israeli-consumer-fee-fighter"><img src="https://agentmods.dev/badge/skills/skills-il/tax-and-finance/israeli-consumer-fee-fighter.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 221 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 7,382 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe. Third-party audits
  • NVIDIA SkillSpector pass 7 Sept 2026
How audits are shown
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00221 $0.07382
Opus 5.5 $0.00088 $0.02953
Sonnet 5.5 $0.00044 $0.01476
Haiku 4.5 $0.00022 $0.00738

Measured 2d ago against content hash b5b0a3e33a56, method: parsed. Prices are Anthropic first-party input rates as of 2026-10-07, from the pricing page.

Security

Grade A, and why

israeli-consumer-fee-fighter scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 2d ago.

The scan reads SKILL.md. This mod also ships 1 executable file (scripts/fee_track_calculator.py), listed below but not scanned — reading those needs a real analyzer, not pattern matching.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

israeli-consumer-fee-fighter/SKILL.md · 191 lines

How it starts

The opening of the file, as written. The whole thing — 191 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Israeli Consumer Fee Fighter

Problem

Israeli consumers overpay their bank and card companies every month: billed per action instead of on a fixed-price track, paying for a card they barely use, or still charged by a service they cancelled. The law gives clear levers (two supervised fee tracks, a free one-click bank switch, the right to cancel a card or a recurring debit at any time, entitlements for eligible groups) that most people never invoke. This skill turns them into a cancellation letter, a negotiation script, and a short rights summary.

Fees change, so confirm any number against the bank's current tariff (taarifon amlot) and the Bank of Israel fee-tracks calculator before quoting it.

Instructions

Work in the tracks below depending on what the user needs. Ask which one applies, or handle several.

A. Pick the cheaper bank fee track

Israeli banks (except the Postal Bank) must offer two fixed-price tracks under Banking Rules (Customer Service)(Fees), 5768-2008, section 4a (in force since 1.4.14). A customer who picks no track is charged per action, which is often more expensive than a track for anyone with steady monthly activity. Do not quote the user a specific multiple: compare their own per-action total against the track price using the calculator in step 4.

Method Direct-channel actions/month Teller actions/month Monthly price
No track (per action) pay per action pay per action varies, compute from the user's own statement
Basic track (maslul basi) up to 10 up to 1 supervised, max 10 NIS
Expanded track (maslul murchav) up to 50 up to 10 supervised since Sept 2022, bank-specific price
Expanded-plus (some banks) expanded + extras expanded + extras supervised since Sept 2022, bank-specific

Both expanded tracks have been price-supervised since 1.9.2022 under the Banking (Customer Service) Order, 5782-2022: a bank may not raise these tariffs without Bank of Israel approval. Read the price off the bank's tariff rather than assuming a range.

Read the full file on GitHub · 191 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 2d ago Changed · -8 lines · +16 tokens per session b5b0a3e33a56
  2. 1mo ago Changed · +34 lines 5e40773d0327
  3. 1mo ago First seen · 165 lines · 205 tokens per session scan A bf808b7b174a

Subscribe to this mod's changes

israeli-consumer-fee-fighter is a skill published in the GitHub repository skills-il/tax-and-finance (38 stars, last pushed yesterday), licensed MIT. It adds 221 tokens to every session and 7,382 once invoked, about $0.0009 per session on Opus 5.5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

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