Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add spikeHongg/china-stock-research-skills --skill financial-healthgit clone --depth 1 https://github.com/spikeHongg/china-stock-research-skillsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/spikehongg/china-stock-research-skills/financial-health)<a href="https://agentmods.dev/skills/spikehongg/china-stock-research-skills/financial-health"><img src="https://agentmods.dev/badge/skills/spikehongg/china-stock-research-skills/financial-health/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/spikehongg/china-stock-research-skills/financial-health"><img src="https://agentmods.dev/badge/skills/spikehongg/china-stock-research-skills/financial-health.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00069 | $0.00565 |
| Opus 5 | $0.00034 | $0.00282 |
| Sonnet 5 | $0.00014 | $0.00113 |
| Haiku 4.5 | $0.00007 | $0.00056 |
Grade A, and why
financial-health scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 55 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Financial Health
Diagnose whether the company's accounting profit is supported by real cash and a resilient balance sheet.
Non-Negotiable Rules
- Tie every ratio back to a public filing.
- State the reporting period and whether figures are audited or unaudited when known.
- Separate accounting facts from analytical judgment.
- Do not produce a target price here.
- Default every intermediate and final output to Simplified Chinese unless the user explicitly requests another language.
Read First
skills/shared/references/source-registry.mdskills/shared/references/citation-standard.mdskills/shared/references/financial-kpi-dictionary.mdskills/shared/references/analysis-pattern-selector.mdskills/shared/references/language-output-standard.mdskills/financial-health/references/red-flag-checklist.md- If the company is in an asset-heavy ramp, also load
skills/shared/references/asset-heavy-ramp-overlay.md. - If the company is an IDC or AI-compute asset-ramp case,
skills/shared/references/idc-heavy-asset-transition-overlay.mdandskills/financial-health/references/idc-balance-sheet-stress-guide.mdare optional example overlays.
When to Use
- Revenue is rising but profit or cash flow is weak.
- Working capital is expanding faster than sales.
- Debt, finance cost, guarantees, or capex may threaten the balance sheet.
Workflow
- Pull the latest annual, interim, and quarterly reports.
- Build a three-statement view: income statement, cash flow, balance sheet.
- Focus on cash conversion, receivables, contract assets, inventory, capex, debt, finance cost, and impairment.
- Compare current stress points with management explanation.
- Score liquidity, leverage, and earnings quality.
Required Output
事实: key line items, ratio set, debt schedule, impairment, working-capital trend解读: main structural problem, risk transmission path, likely breakpoints待验证问题: hidden guarantees, collection pace, refinancing schedule, off-balance-sheet itemsHealth Scorecard: earnings quality, cash conversion, liquidity, leverage, asset quality
What ships with it
2 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 12d ago First seen · 55 lines · 69 tokens per session scan A ca90f852bfb5
financial-health is a skill published in the GitHub repository spikeHongg/china-stock-research-skills (17 stars, last pushed 6mo ago), licensed MIT. It adds 69 tokens to every session and 565 once invoked, about $0.0003 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.
Other skills, from other repositories
private-company-research
A research workflow for private companies, meaning businesses whose shares are not traded on a public stock exchange. It uses several research roles to investigate the company in depth.
bottleneck-hunter
A research workflow for finding supply-chain bottlenecks—parts of global production where shortages or limited capacity may create investment opportunities.
earnings-team
A team-based workflow for reading financial reports through four parallel perspectives and preparing the result for publication on a public account.
investment-research
A broad stock-research workflow combining ideas associated with Warren Buffett, Charlie Munger, Duan Yongping, and Li Lu. It examines the business, its quality, its risks, and its value.
income-investment
AI Berkshire skill: Income Investment: Durable and Opportunistic Distribution Analysis. Source: skills/income-investment.md.
industry-funnel
An investing screen that narrows the full market down to three companies by evaluating industries through a value-investing process.