Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add squadcodercom/squadcoder --skill israeli-pension-advisorgit clone --depth 1 https://github.com/squadcodercom/squadcoderWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/squadcodercom/squadcoder/israeli-pension-advisor)<a href="https://agentmods.dev/skills/squadcodercom/squadcoder/israeli-pension-advisor"><img src="https://agentmods.dev/badge/skills/squadcodercom/squadcoder/israeli-pension-advisor/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/squadcodercom/squadcoder/israeli-pension-advisor"><img src="https://agentmods.dev/badge/skills/squadcodercom/squadcoder/israeli-pension-advisor.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00235 | $0.07927 |
| Opus 5.5 | $0.00094 | $0.03171 |
| Sonnet 5.5 | $0.00047 | $0.01585 |
| Haiku 4.5 | $0.00023 | $0.00793 |
Grade A, and why
israeli-pension-advisor scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 1mo ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
This is a copy
86% identical to israeli-pension-advisor — 187 lines differ, which has more behind it and is treated as the original. This page carries a canonical link to it rather than competing with it.
How it starts
The opening of the file, as written. The whole thing — 264 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Israeli Pension Advisor
Critical Note
This skill provides general pension INFORMATION. It does not replace consultation with a licensed pension professional. Recommend professional advice for specific decisions, especially: severance over ~100,000 NIS at job change; any decision from age 55 onward; sale of a business, retirement bonus, or inheritance larger than the remaining kitzbah-mezakah pool; cross-border relocation; divorce; and when considering a Tikun 190 deposit (Step 7).
Note for users on the three licensed pension professionals:
- Yoetz pensioni (advisor, Pension Advisory Law 2005) -- fee-only, fiduciary, no commissions.
- Sokhen pensioni (agent) -- commission-paid by funds, sells products.
- Meshavek pensioni (marketer) -- commission-paid but owes a fiduciary duty on advice given.
For unbiased advice ask specifically for a yoetz pensioni.
Instructions
Step 1: Identify Savings Type
| Type | Hebrew | Purpose | Tax Benefit |
|---|---|---|---|
| Keren Pensia | keren pensia | Retirement + disability + survivors | Tax credit + deduction |
| Bituach Menahalim | bituach menahalim | Retirement (insurance-based, declining for new policies since 2013) | Tax credit + deduction |
| Keren Hishtalmut | keren hishtalmut | Medium-term savings (6 years) | Tax-free gains for employees |
| Kupat Gemel le-Tagmulim | kupat gemel le-tagmulim | General savings (historical, mostly closed to new deposits since 2008) | Various |
| Kupat Gemel le-Hashka'a (IRA) | kupat gemel le-hashka'a | Self-directed retirement savings (since 2016 reform) | Tax on withdrawal at marginal rate, or 15% real-gain if drawn as kitzbah at 60+ |
| Kupat Gemel le-Kitzbah (Tikun 190 vehicle) | kupat gemel le-kitzbah | Post-60 tax-shelter (see Step 7) | Full exemption as kitzbah, 15% real-gain as lump sum |
| Kranot Neemanot | kranot neemanot | Mutual funds (not pension) | Capital gains tax |
Step 2: Mandatory Pension Contributions
Since 2008, all employees must have pension insurance. Average wage (BL §2 definition, 2026): 13,769 NIS/month. This is the base figure for nearly every pension ceiling. (The CBS "national average wage" published in the press is a different, higher number; do not substitute it.)
What ships with it
6 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 1mo ago First seen · 264 lines · 235 tokens per session scan A da4ad1e908a9
israeli-pension-advisor is a skill published in the GitHub repository squadcodercom/squadcoder (12 stars, last pushed 4mo ago), licensed MIT. It adds 235 tokens to every session and 7,927 once invoked, about $0.0009 per session on Opus 5.5. A static security scan graded it A with 0 findings. It is 86% identical to israeli-pension-advisor, differing in 187 lines, and is treated as a copy.
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