sumup-best-practices

sumup-best-practices is a skill for Claude Code, Codex from sumup/sumup-skills. It costs 62 tokens per session (704 once invoked), scanned A, original, Apache-2.0.

A decision guide for choosing and securing a SumUp payment integration. SumUp provides online checkout, card-reader, mobile, and cloud payment options.

In plain words
What is it for?
Use it when planning online or in-person payments, deciding between SumUp APIs and SDKs, selecting an authentication method, or reviewing payment security.
Why use it?
It helps you choose an integration route that fits the payment situation and avoid exposing payment credentials or adding unnecessary complexity. It covers choices such as hosted checkout, embedded forms, mobile SDKs, terminal APIs, API keys, and OAuth.

Skill for Claude CodeCodex

Written for Claude Code and Codex: shipped in a Claude Code plugin, but also agents/openai.yaml present.

Part of the sumup-skills plugin — 6 skills, 1 MCP server shipped together

Good fit Use it when planning online or in-person payments, deciding between SumUp APIs and SDKs, selecting an authentication method, or reviewing payment security.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/sumup/sumup-skills/sumup-best-practices
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add sumup/sumup-skills --skill sumup-best-practices
Clone the repo
git clone --depth 1 https://github.com/sumup/sumup-skills

Made for: Claude Code, Codex.

Or install sumup-skills, the plugin that ships this one along with the rest of its 6 skills, 1 MCP server.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for sumup-best-practices

README.md
[![agentmods](https://agentmods.dev/badge/skills/sumup/sumup-skills/sumup-best-practices.svg)](https://agentmods.dev/skills/sumup/sumup-skills/sumup-best-practices)
Your own site
<a href="https://agentmods.dev/skills/sumup/sumup-skills/sumup-best-practices"><img src="https://agentmods.dev/badge/skills/sumup/sumup-skills/sumup-best-practices.svg" alt="Measured on agentmods" height="20"></a>
Per session 62 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 704 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00062 $0.00704
Opus 5 $0.00031 $0.00352
Sonnet 5 $0.00012 $0.00141
Haiku 4.5 $0.00006 $0.00070

Measured 9d ago against content hash 1d210ff2a82a, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-08, from the pricing page.

Security

Grade A, and why

sumup-best-practices scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 9d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

skills/sumup-best-practices/SKILL.md · 76 lines

How it starts

The opening of the file, as written. The whole thing — 76 lines — stays where its author put it; the contents beside it link to each section on GitHub.

SumUp Integration Decisions and Best Practices

Knowledge and APIs can change. Always prefer the latest SumUp docs in markdown format over stale memory.

  • Docs root: https://developer.sumup.com/
  • LLM entrypoint: https://developer.sumup.com/llms.txt

Use this skill for architecture and security decisions, not implementation walkthroughs.

Quick Decision Tree

Need to accept a payment?
├─ In-person (card-present)
│  ├─ Native mobile app controls reader directly -> iOS Terminal SDK / Android Reader SDK
│  ├─ POS/backend controls Solo from non-native environment -> Cloud API
│  └─ Legacy handoff to SumUp app is mandatory -> Payment Switch
└─ Online (card-not-present)
   ├─ Fastest redirect flow, no embed required -> Hosted Checkout
   ├─ Embedded payment form with low PCI scope -> Card Widget
   ├─ Mobile app checkout UX -> Swift Checkout SDK / React Native SDK
   ├─ Save card and charge later -> Customers + tokenization
   └─ Custom orchestration needs -> Checkouts API + 3DS + webhooks

Start Here

  1. Classify the request: terminal, online, or hybrid.
  2. Choose the lowest-complexity viable path first:
    • Prefer Hosted Checkout or Card Widget before custom orchestration.
    • Prefer Cloud API for non-native Solo control.
  3. Select auth model:
    • API key for single-merchant server integrations.
    • OAuth 2.0 for delegated or multi-merchant apps.
  4. Confirm restricted access and affiliate prerequisites:
    • payments scope activation where needed.
    • Affiliate Key plus app/bundle identifier alignment for card-present.
  5. Confirm operational constraints:
    • Currency/merchant alignment
    • Webhook endpoint readiness and idempotency
    • Legacy compatibility requirements

Non-Negotiable Rules

  • Keep API keys and OAuth secrets server-side only.
  • Never handle raw PAN/card details directly.
  • Create online checkouts server-to-server.
  • Prefer hosted/widget/SDK checkout UI over custom card handling.
  • Avoid deprecated endpoints.
  • Use unique transaction references (checkout_reference, foreignTransactionId, or equivalent).
  • Treat webhook callbacks as signals and verify final state via API before fulfillment.
  • Assume retries and duplicate deliveries; enforce idempotent backend handling.

Read the full file on GitHub · 76 lines

Files

What ships with it

3 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 9d ago First seen · 76 lines · 62 tokens per session scan A 1d210ff2a82a

Subscribe to this mod's changes

sumup-best-practices is a skill published in the GitHub repository sumup/sumup-skills (4 stars, last pushed 3d ago), licensed Apache-2.0. It adds 62 tokens to every session and 704 once invoked, about $0.0003 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

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