Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add ThomasMoreAI/legal-skills-open --skill claims-guidegit clone --depth 1 https://github.com/ThomasMoreAI/legal-skills-openWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/thomasmoreai/legal-skills-open/claims-guide)<a href="https://agentmods.dev/skills/thomasmoreai/legal-skills-open/claims-guide"><img src="https://agentmods.dev/badge/skills/thomasmoreai/legal-skills-open/claims-guide/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/thomasmoreai/legal-skills-open/claims-guide"><img src="https://agentmods.dev/badge/skills/thomasmoreai/legal-skills-open/claims-guide.svg" alt="Reviewed on agentmods" width="80" height="20"></a>- NVIDIA SkillSpector pass
What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00140 | $0.05052 |
| Opus 5.5 | $0.00056 | $0.02021 |
| Sonnet 5.5 | $0.00028 | $0.01010 |
| Haiku 4.5 | $0.00014 | $0.00505 |
Grade A, and why
claims-guide scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 23d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 549 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Schadenfall-Guide & Entscheidungslogik
Overview
Dieser Skill ist ein interaktiver Notfallbegleiter fuer Versicherungsfaelle. Er fuehrt den Nutzer Schritt fuer Schritt durch den Schadenprozess — von der ersten Minute nach dem Ereignis bis zur abgeschlossenen Regulierung. Der Fokus liegt auf klaren Entscheidungsbaeumen: Was tun? Wem melden? Welche Nachweise? Welche Fristen?
Standardkontext: Schweiz (VVG, KVG, UVG, OR). Bei anderen Laendern werden die Referenzdaten entsprechend angepasst.
Companion Skills:
- insurance-gap-analysis: Zeigt nach dem Schadenfall, ob Deckungsluecken bestehen.
- policy-check: Hilft bei der Optimierung der Policen nach einem Schadenfall-Erlebnis.
- scenario-stress-test: Modelliert die finanziellen Auswirkungen laengerer Schadenfaelle.
Wichtig: Dieser Skill ersetzt keine Rechtsberatung. Bei komplexen oder strittigen Faellen immer einen Anwalt oder den Ombudsman der Privatversicherung einschalten. Bei Personenschaeden oder Strafrecht: Rechtsschutzversicherung aktivieren.
Workflow
Dieser Skill hat einen anderen Aufbau als die uebrigen Finance-Skills. Statt 5 linearer Phasen arbeitet er mit einem Entscheidungsbaum: Der Nutzer beschreibt den Schadenfall, und der Skill leitet ihn durch die passende Route.
Schritt 1 — Schadenfall identifizieren
Ziel: Art des Schadenfalls bestimmen und den richtigen Prozess einleiten.
Frage den Nutzer: Was ist passiert?
Ordne den Fall einer Kategorie zu:
| # | Kategorie | Beispiele |
|---|---|---|
| A | Unfall (Person) | Sturz, Verkehrsunfall, Sportunfall, Arbeitsunfall |
| B | Krankheit / Arbeitsunfaehigkeit | Langzeitkrankheit, psychische Erkrankung, Operation |
| C | Haftpflichtschaden (verursacht) | Du hast Drittperson/Sache beschaedigt |
| D | Haftpflichtschaden (erlitten) | Drittperson hat dich/deine Sache beschaedigt |
| E | Hausrat / Gebaeudeschaden | Einbruch, Wasserschaden, Feuer, Sturm, Diebstahl |
| F | Autounfall / Fahrzeugschaden | Kollision, Parkschaden, Diebstahl, Wildtier, Hagel |
| G | Rechtsstreit | Arbeitsrecht, Mietrecht, Kaufrecht, Nachbarrecht |
| H | Todesfall | Verstorbener Angehoeriger (Versicherungsansprueche) |
| I | Invaliditaet | Dauerhafte Einschraenkung nach Unfall oder Krankheit |
| J | Reise | Annullierung, Gepaeckverlust, Erkrankung im Ausland |
| K | Anderer Schadenfall | Cyber-Betrug, Identitaetsdiebstahl, Naturereignis |
What ships with it
1 file beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 23d ago Changed · +3 lines b54b101ae1ef
- 1mo ago First seen · 546 lines · 140 tokens per session scan A 3f595dbdbab6
claims-guide is a skill published in the GitHub repository ThomasMoreAI/legal-skills-open (95 stars, last pushed 15d ago), licensed Apache-2.0. It adds 140 tokens to every session and 5,052 once invoked, about $0.0006 per session on Opus 5.5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.
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