health-plan-denial-bossmann007

health-plan-denial-bossmann007 is a skill for Claude Code, Codex from ThomasMoreAI/legal-skills-open. It costs 86 tokens per session (2,408 once invoked), scanned A, original, Apache-2.0.

A first review of a health-insurance denial, cancellation, or disputed charge under Brazilian law. It compares the consumer’s situation with coverage rules and possible responses, but is not a final legal opinion.

In plain words
What is it for?
Use it to examine denied procedures, alleged exclusions from the ANS coverage list, unilateral cancellation, abusive increases, and possible complaints or court action.
Why use it?
It turns a confusing refusal or billing problem into a structured view of the issue, urgency, and arguments on both sides. It helps identify whether administrative action or urgent legal help may be needed.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one. Also seen: reads .claude/ paths; mentions CLAUDE.md.

Good fit Use it to examine denied procedures, alleged exclusions from the ANS coverage list, unilateral cancellation, abusive increases, and possible complaints or court action.

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Install with agentmods
npx agentmods add skills/thomasmoreai/legal-skills-open/health-plan-denial-bossmann007
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add ThomasMoreAI/legal-skills-open --skill health-plan-denial-bossmann007
Clone the repo
git clone --depth 1 https://github.com/ThomasMoreAI/legal-skills-open

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for health-plan-denial-bossmann007

README.md
[![agentmods](https://agentmods.dev/badge/skills/thomasmoreai/legal-skills-open/health-plan-denial-bossmann007/github.svg)](https://agentmods.dev/skills/thomasmoreai/legal-skills-open/health-plan-denial-bossmann007)
Your own site
<a href="https://agentmods.dev/skills/thomasmoreai/legal-skills-open/health-plan-denial-bossmann007"><img src="https://agentmods.dev/badge/skills/thomasmoreai/legal-skills-open/health-plan-denial-bossmann007/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for health-plan-denial-bossmann007

Your own site · 80×15
<a href="https://agentmods.dev/skills/thomasmoreai/legal-skills-open/health-plan-denial-bossmann007"><img src="https://agentmods.dev/badge/skills/thomasmoreai/legal-skills-open/health-plan-denial-bossmann007.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 86 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 2,408 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00086 $0.02408
Opus 5.5 $0.00034 $0.00963
Sonnet 5.5 $0.00017 $0.00482
Haiku 4.5 $0.00009 $0.00241

Measured 26d ago against content hash e683524c0eca, method: parsed. Prices are Anthropic first-party input rates as of 2026-10-07, from the pricing page.

Security

Grade A, and why

health-plan-denial-bossmann007 scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 26d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

br/healthcare/skills/health-plan-denial-bossmann007/SKILL.md · 247 lines

How it starts

The opening of the file, as written. The whole thing — 247 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Triage de negativa de operadora de plano de saúde. Não é parecer de mérito — é leitura estruturada para decidir: qual é o argumento de cobertura? Qual é o argumento da operadora? Qual é a urgência? Qual é a próxima ação?

Cobre:

  1. Tipo de negativa (exclusão de procedimento? Incompatibilidade com rol? Limite de sessões? Falta de autorização prévia?)
  2. Rol ANS (Lei 14.454/2022 — rol é exemplarivo, não taxativo [modelo conhecimento — verificar]; negativa com base em "não consta do rol" é débil).
  3. Lei 9.656/1998 — regime de planos de saúde; direitos do beneficiário.
  4. CDC — consumidor é categoria legal; cláusulas abusivas (Art. 51) são nulas. [verified: https://www.planalto.gov.br/ccivil_03/leis/l8078compilado.htm]
  5. Súmulas STJ sobre cobertura, rol, cancelamento, reajuste [modelo conhecimento — verificar].
  6. Urgência médica (saúde em risco? Tutela de urgência pode ser necessária?).
  7. Opções de resposta (resposta administrativa, tutela, reclamação à ANS, ação judicial).

Output: triage rating (cobertura forte, fraca, urgência alta), análise da alegação da operadora, recomendação de postura, próximas ações.


Matter context

Check ## Matter workspaces in CLAUDE.md. If enabled, load active matter context. If not, write to ~/.claude/plugins/config/claude-for-legal/health-medical-legal/inbound/.


Purpose

Health plan denials are among the most common consumer legal issues in Brasil. Operadora says "not covered." Patient says "I need it." Legal question: does the plan actually exclude it, or is the operadora wrong?

This skill reads the denial letter and the policy, does the legal mapping, and surfaces which arguments are strong and which are weak.


Premissa de jurisdição (Brasil)

Lei 9.656/1998 — Planos de Saúde:

  • Art. 10: Plano deve oferecer cobertura básica de procedimentos. [verified: https://www.planalto.gov.br/ccivil_03/leis/l9656.htm]
  • Rol (Art. 12): ANS mantém rol exemplarivo de procedimentos [modelo conhecimento — verificar].
  • Exemplarivo não taxativo: Negativa com base em "não consta do rol" é fraca. Rol é exemplo, não limite.
  • Art. 13, parágrafo único, II, "b": em planos individuais/familiares, é vedada a denúncia (cancelamento) unilateral pela operadora, salvo fraude ou inadimplência superior a 60 dias. (O Art. 35-C trata da cobertura obrigatória de urgência/emergência, não do cancelamento.) [verified: https://www.planalto.gov.br/ccivil_03/leis/l9656.htm]
  • Reajuste: Limitado a 2x ao ano [modelo conhecimento — verificar Lei 14.454/2022].

Read the full file on GitHub · 247 lines

Files

What ships with it

2 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 26d ago First seen · 247 lines · 86 tokens per session scan A e683524c0eca

Subscribe to this mod's changes

health-plan-denial-bossmann007 is a skill published in the GitHub repository ThomasMoreAI/legal-skills-open (95 stars, last pushed 15d ago), licensed Apache-2.0. It adds 86 tokens to every session and 2,408 once invoked, about $0.0003 per session on Opus 5.5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-10-02.

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