kb-banking-regulation-cbuae-sboghossian

kb-banking-regulation-cbuae-sboghossian is a skill for Claude Code, Codex from ThomasMoreAI/legal-skills-open. It costs 104 tokens per session (2,279 once invoked), scanned A, original, Apache-2.0.

A reference guide to banking and financial regulation for institutions operating in mainland UAE. It covers the Central Bank of the UAE, bank licensing, capital rules, payments, consumer protection, and anti-money-laundering duties.

In plain words
What is it for?
Use it to research banking licences, prudential requirements, Islamic banking oversight, payment services, stored-value products, and compliance obligations.
Why use it?
It helps separate mainland UAE requirements from the different rules used in financial free zones such as DIFC and ADGM.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one.

Good fit Use it to research banking licences, prudential requirements, Islamic banking oversight, payment services, stored-value products, and compliance obligations.

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Install with agentmods
npx agentmods add skills/thomasmoreai/legal-skills-open/kb-banking-regulation-cbuae-sboghossian
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add ThomasMoreAI/legal-skills-open --skill kb-banking-regulation-cbuae-sboghossian
Clone the repo
git clone --depth 1 https://github.com/ThomasMoreAI/legal-skills-open

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for kb-banking-regulation-cbuae-sboghossian

README.md
[![agentmods](https://agentmods.dev/badge/skills/thomasmoreai/legal-skills-open/kb-banking-regulation-cbuae-sboghossian/github.svg)](https://agentmods.dev/skills/thomasmoreai/legal-skills-open/kb-banking-regulation-cbuae-sboghossian)
Your own site
<a href="https://agentmods.dev/skills/thomasmoreai/legal-skills-open/kb-banking-regulation-cbuae-sboghossian"><img src="https://agentmods.dev/badge/skills/thomasmoreai/legal-skills-open/kb-banking-regulation-cbuae-sboghossian/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for kb-banking-regulation-cbuae-sboghossian

Your own site · 80×15
<a href="https://agentmods.dev/skills/thomasmoreai/legal-skills-open/kb-banking-regulation-cbuae-sboghossian"><img src="https://agentmods.dev/badge/skills/thomasmoreai/legal-skills-open/kb-banking-regulation-cbuae-sboghossian.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 104 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 2,279 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00104 $0.02279
Opus 5.5 $0.00042 $0.00912
Sonnet 5.5 $0.00021 $0.00456
Haiku 4.5 $0.00010 $0.00228

Measured 19d ago against content hash 97f07b1b9c35, method: parsed. Prices are Anthropic first-party input rates as of 2026-10-07, from the pricing page.

Security

Grade A, and why

kb-banking-regulation-cbuae-sboghossian scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 19d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

ae/finance/skills/kb-banking-regulation-cbuae-sboghossian/SKILL.md · 268 lines

How it starts

The opening of the file, as written. The whole thing — 268 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Knowledge Pack — CBUAE Banking Regulation (UAE)

Scope

This pack covers the UAE Central Bank (CBUAE) regulatory framework for banking and financial institutions operating in the UAE mainland (onshore). It covers:

  • CBUAE mandate and legal basis
  • Regulated entities and license types
  • Capital requirements and prudential framework
  • Islamic banking oversight
  • AML/CFT framework (post-FATF grey-list reforms)
  • Consumer protection
  • Payments and stored value licensing
  • Free zone distinction (DIFC/ADGM have separate regulators)

Central Bank of the UAE (CBUAE) operates under Federal Decree-Law 14/2018 (UAE Central Bank Law, replacing the 1980 Union Law on the UAE Currency). CBUAE's mandate includes:

  • Banking supervision and regulation
  • Monetary policy
  • Currency issuance (UAE dirham, AED) — pegged to USD at 3.6725
  • Payment systems oversight
  • Consumer protection in financial services
  • AML/CFT supervision for banks and financial institutions

Regulatory perimeter — onshore UAE

CBUAE regulates financial institutions operating in the UAE mainland. Free zones have separate regulators:

Regulator Jurisdiction Regulated entities
CBUAE UAE mainland (onshore) Banks, insurance, finance companies, payment providers
DFSA DIFC (Dubai) Banks, investment firms, funds, insurance
FSRA ADGM (Abu Dhabi) Banks, investment firms, funds, crypto
VARA Dubai mainland + DIFC excluded Virtual asset service providers

Key trap: An entity licensed by the DFSA to operate from the DIFC cannot conduct retail banking with UAE residents outside the DIFC without a separate CBUAE license (the "financial perimeter" rule).


License types

License Activities
Commercial bank Full deposit-taking, lending, payments, FX
Investment bank Capital markets, M&A advisory, institutional finance; no retail deposits
Islamic bank Sharia-compliant banking only; supervised under Higher Shariah Authority (HSA)
Specialized financial institution Narrow activities (e.g., export finance, mortgage-only)
Finance company Consumer and corporate lending; no deposits
Exchange house Currency exchange + remittance
Payment service provider Payment processing; stored value; e-wallet
Stored Value Facility (SVF) E-money issuance
Branch of foreign bank Limited activities; no retail deposits without additional approval

Read the full file on GitHub · 268 lines

Files

What ships with it

1 file beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 19d ago First seen · 268 lines · 104 tokens per session scan A 97f07b1b9c35

Subscribe to this mod's changes

kb-banking-regulation-cbuae-sboghossian is a skill published in the GitHub repository ThomasMoreAI/legal-skills-open (95 stars, last pushed 15d ago), licensed Apache-2.0. It adds 104 tokens to every session and 2,279 once invoked, about $0.0004 per session on Opus 5.5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-10-09.

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