kb-fintech-licensing-adgm-sboghossian

kb-fintech-licensing-adgm-sboghossian is a skill for Claude Code, Codex from ThomasMoreAI/legal-skills-open. It costs 134 tokens per session (1,952 once invoked), scanned A, original, Apache-2.0.

A reference guide to financial-services licensing in Abu Dhabi Global Market (ADGM), a financial free zone with its own regulator and courts. It explains the Financial Services and Markets Regulations and the regulator’s fintech pathways.

In plain words
What is it for?
Use it to research licensing for banking, lending, payments, digital assets, and other regulated financial activities in ADGM.
Why use it?
It helps clarify which permission a fintech or financial business may need instead of treating ADGM as part of the UAE’s ordinary licensing system.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one.

Good fit Use it to research licensing for banking, lending, payments, digital assets, and other regulated financial activities in ADGM.

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Install with agentmods
npx agentmods add skills/thomasmoreai/legal-skills-open/kb-fintech-licensing-adgm-sboghossian
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add ThomasMoreAI/legal-skills-open --skill kb-fintech-licensing-adgm-sboghossian
Clone the repo
git clone --depth 1 https://github.com/ThomasMoreAI/legal-skills-open

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for kb-fintech-licensing-adgm-sboghossian

README.md
[![agentmods](https://agentmods.dev/badge/skills/thomasmoreai/legal-skills-open/kb-fintech-licensing-adgm-sboghossian/github.svg)](https://agentmods.dev/skills/thomasmoreai/legal-skills-open/kb-fintech-licensing-adgm-sboghossian)
Your own site
<a href="https://agentmods.dev/skills/thomasmoreai/legal-skills-open/kb-fintech-licensing-adgm-sboghossian"><img src="https://agentmods.dev/badge/skills/thomasmoreai/legal-skills-open/kb-fintech-licensing-adgm-sboghossian/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for kb-fintech-licensing-adgm-sboghossian

Your own site · 80×15
<a href="https://agentmods.dev/skills/thomasmoreai/legal-skills-open/kb-fintech-licensing-adgm-sboghossian"><img src="https://agentmods.dev/badge/skills/thomasmoreai/legal-skills-open/kb-fintech-licensing-adgm-sboghossian.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 134 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 1,952 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00134 $0.01952
Opus 5.5 $0.00054 $0.00781
Sonnet 5.5 $0.00027 $0.00390
Haiku 4.5 $0.00013 $0.00195

Measured 19d ago against content hash fe23204f6802, method: parsed. Prices are Anthropic first-party input rates as of 2026-10-07, from the pricing page.

Security

Grade A, and why

kb-fintech-licensing-adgm-sboghossian scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 19d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

ae/finance/skills/kb-fintech-licensing-adgm-sboghossian/SKILL.md · 177 lines

How it starts

The opening of the file, as written. The whole thing — 177 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Knowledge Pack — ADGM Fintech Licensing (FSRA)

Overview

The Abu Dhabi Global Market (ADGM) is an international financial centre on Al Maryah Island, Abu Dhabi. It operates as an independent common-law jurisdiction within the UAE, with its own regulatory authority, courts, and laws. The Financial Services Regulatory Authority (FSRA) is ADGM's independent financial regulator, applying the Financial Services and Markets Regulations 2015 (FSMR).

ADGM has positioned itself as a leading global digital-assets and fintech hub, particularly strong in:

  • Crypto and digital-asset regulation
  • Institutional financial services
  • Sovereign wealth and asset management
  • RegLab (regulatory sandbox for innovation)

Regulated Activities under FSMR

To conduct regulated activities in ADGM, entities must hold an FSRA financial services permission. Key regulated activities relevant to fintech:

Activity Description
Accepting Deposits Retail and wholesale banking; deposit-taking
Providing Credit Lending and credit facilities
Operating a Payment System Payments infrastructure, payment networks
Providing Money Services Remittance, currency exchange
Managing a Collective Investment Fund Investment management, fund operation
Operating a Multilateral Trading Facility (MTF) Alternative trading venues
Arranging Deals in Investments Intermediary services
Providing Crowdfunding Services Equity crowdfunding, loan-based crowdfunding
Managing Client Assets Discretionary and non-discretionary portfolio management
Providing Robo-Advisory (Automated) Algorithmic investment advice
Providing Virtual Asset Services Crypto exchange, custody, OTC, broker-dealer in virtual assets

RegLab — ADGM Fintech Regulatory Sandbox

ADGM's RegLab (formerly FinTech Regulatory Laboratory) is a sandbox for innovative financial services testing:

  • Duration: 2-year testing license (extendable).
  • Permitted activities: all regulated activities; tailored authorization conditions.
  • Customer limits: restricted customer base and transaction volume during testing.
  • Capital relief: reduced capital requirements during sandbox period.
  • No permanent license: RegLab is a testing pathway — participants must apply for full FSRA authorization to operate permanently.
  • Application: submit business plan, technology demonstration, risk management framework.
  • FSRA actively engages with RegLab applicants through a structured pre-application process.

Read the full file on GitHub · 177 lines

Files

What ships with it

1 file beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 19d ago First seen · 177 lines · 134 tokens per session scan A fe23204f6802

Subscribe to this mod's changes

kb-fintech-licensing-adgm-sboghossian is a skill published in the GitHub repository ThomasMoreAI/legal-skills-open (95 stars, last pushed 15d ago), licensed Apache-2.0. It adds 134 tokens to every session and 1,952 once invoked, about $0.0005 per session on Opus 5.5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-10-09.

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