Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add ThomasMoreAI/legal-skills-open --skill payment-institution-compliance-bossmann007git clone --depth 1 https://github.com/ThomasMoreAI/legal-skills-openWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/thomasmoreai/legal-skills-open/payment-institution-compliance-bossmann007)<a href="https://agentmods.dev/skills/thomasmoreai/legal-skills-open/payment-institution-compliance-bossmann007"><img src="https://agentmods.dev/badge/skills/thomasmoreai/legal-skills-open/payment-institution-compliance-bossmann007/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/thomasmoreai/legal-skills-open/payment-institution-compliance-bossmann007"><img src="https://agentmods.dev/badge/skills/thomasmoreai/legal-skills-open/payment-institution-compliance-bossmann007.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00068 | $0.02677 |
| Opus 5.5 | $0.00027 | $0.01071 |
| Sonnet 5.5 | $0.00014 | $0.00535 |
| Haiku 4.5 | $0.00007 | $0.00268 |
Grade A, and why
payment-institution-compliance-bossmann007 scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 26d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 146 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Payment Institution Compliance Review
Matter context
Read ## Organization profile in ~/.claude/plugins/config/claude-for-legal/banking-fintech-legal/CLAUDE.md first. This skill applies the institution classification rules from your playbook to your current operation or a proposed product. It does not read external documents (no PJe, no automated regulator feed); you provide the details — product description, intended customer base, settlement infrastructure — and this skill triages compliance requirements.
Purpose
Brazil's Lei 12.865/2013 (Lei das Instituições de Pagamento) distinguishes two types of payment entities: Instituição de Pagamento (regulated bank-like entity, requires BCB registration, capital, governance) and Arranjo de Pagamento (looser framework for specific payment systems, e.g., Pix participants, simple e-wallet operators). The line between them is material — it determines whether you need BCB license, how much capital you must hold, what infrastructure and governance apply, and which compliance burden lands on you. This skill classifies your operation against the statute and Banco Central regulations, flags any gaps, and stops short of saying "you must do this" — a lawyer decides.
It runs against your playbook positions from ~/.claude/plugins/config/claude-for-legal/banking-fintech-legal/CLAUDE.md and flags any deviation or unclear rule.
Jurisdiction assumption / Premissa de jurisdição (Brasil)
Lei das Instituições de Pagamento (Lei 12.865/2013) governs payment institutions and payment arrangements in Brazil. Regulated by Banco Central do Brasil (BCB). Key statutes and resolutions [verified: https://www.planalto.gov.br/ccivil_03/_Ato2011-2014/2013/Lei/l12865.htm]:
- Lei 12.865/2013 — defines Instituição de Pagamento and Arranjo de Pagamento in Art. 6º; Art. 7º sets principles for payment arrangements and institutions.
[verified: https://www.planalto.gov.br/ccivil_03/_Ato2011-2014/2013/Lei/l12865.htm] - Resolução CMN 4.658/2018 (and updates) — política de segurança cibernética e requisitos para contratação de processamento/armazenamento de dados e computação em nuvem, observada pelas instituições autorizadas a funcionar pelo BCB (é resolução do CMN, não "Resolução BCB")
[verified: https://normativos.bcb.gov.br/Lists/Normativos/Attachments/50581/Res_4658_v1_O.pdf] - Open Finance — o marco de implementação é a Resolução Conjunta CMN/BCB nº 1/2020; a Resolução BCB nº 32/2020 trata da estrutura responsável pela governança do processo de implementação
[verified: https://normativos.bcb.gov.br/Lists/Normativos/Attachments/51028/Res_Conj_0001_v4_P.pdf] - Pix Resolution — BCB rules for Pix participants, settlement on D+0
[unverified: not found in primary source]
What ships with it
2 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 26d ago First seen · 146 lines · 68 tokens per session scan A 44b87a8f6da2
payment-institution-compliance-bossmann007 is a skill published in the GitHub repository ThomasMoreAI/legal-skills-open (95 stars, last pushed 15d ago), licensed Apache-2.0. It adds 68 tokens to every session and 2,677 once invoked, about $0.0003 per session on Opus 5.5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-10-02.
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