Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add travisjneuman/.claude --skill financegit clone --depth 1 https://github.com/travisjneuman/.claudeWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/travisjneuman/.claude/finance)<a href="https://agentmods.dev/skills/travisjneuman/.claude/finance"><img src="https://agentmods.dev/badge/skills/travisjneuman/.claude/finance/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/travisjneuman/.claude/finance"><img src="https://agentmods.dev/badge/skills/travisjneuman/.claude/finance.svg" alt="Reviewed on agentmods" width="80" height="20"></a>- Socket pass
- Snyk pass
- NVIDIA SkillSpector pass
What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00048 | $0.03046 |
| Opus 5.5 | $0.00019 | $0.01218 |
| Sonnet 5.5 | $0.00010 | $0.00609 |
| Haiku 4.5 | $0.00005 | $0.00305 |
Grade A, and why
finance scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 28d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 431 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Financial Analysis Expert
Comprehensive financial frameworks for modeling, valuation, and corporate finance decisions.
Financial Statement Analysis
DuPont Analysis (5-Factor)
Decompose ROE into operational drivers:
ROE = Net Profit Margin x Asset Turnover x Equity Multiplier
Extended (5-Factor):
ROE = (EBIT/Sales) x (Sales/Assets) x (Assets/Equity) x (EBT/EBIT) x (NI/EBT)
= Operating Margin x Asset Turnover x Leverage x Interest Burden x Tax Burden
Key Financial Ratios
| Category | Ratio | Formula | Benchmark |
|---|---|---|---|
| Profitability | Gross Margin | Gross Profit / Revenue | Industry specific |
| Operating Margin | EBIT / Revenue | 15-25% (varies) | |
| Net Margin | Net Income / Revenue | 10-20% (varies) | |
| ROIC | NOPAT / Invested Capital | > WACC | |
| ROE | Net Income / Equity | 15-20%+ | |
| Liquidity | Current Ratio | Current Assets / Current Liabilities | 1.5-2.0x |
| Quick Ratio | (CA - Inventory) / CL | 1.0x+ | |
| Cash Ratio | Cash / Current Liabilities | 0.2-0.5x | |
| Leverage | Debt/Equity | Total Debt / Total Equity | < 1.0x |
| Debt/EBITDA | Total Debt / EBITDA | 2-3x (IG), 4-6x (HY) | |
| Interest Coverage | EBIT / Interest Expense | > 3x | |
| Efficiency | Asset Turnover | Revenue / Total Assets | Industry specific |
| Inventory Days | Inventory / (COGS/365) | Industry specific | |
| DSO | AR / (Revenue/365) | 30-45 days | |
| DPO | AP / (COGS/365) | 30-60 days |
What ships with it
3 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 28d ago Changed 7add80635c19
- 1mo ago First seen · 431 lines · 48 tokens per session scan A 7e387b0214eb
finance is a skill published in the GitHub repository travisjneuman/.claude (106 stars, last pushed yesterday), licensed MIT. It adds 48 tokens to every session and 3,046 once invoked, about $0.0002 per session on Opus 5.5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-03.
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