Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add w95/awesome-claude-corporate-skills --skill financial-plangit clone --depth 1 https://github.com/w95/awesome-claude-corporate-skillsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/w95/awesome-claude-corporate-skills/financial-plan)<a href="https://agentmods.dev/skills/w95/awesome-claude-corporate-skills/financial-plan"><img src="https://agentmods.dev/badge/skills/w95/awesome-claude-corporate-skills/financial-plan/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/w95/awesome-claude-corporate-skills/financial-plan"><img src="https://agentmods.dev/badge/skills/w95/awesome-claude-corporate-skills/financial-plan.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00000 | $0.00936 |
| Opus 5 | $0.00000 | $0.00468 |
| Sonnet 5 | $0.00000 | $0.00187 |
| Haiku 4.5 | $0.00000 | $0.00094 |
Grade A, and why
financial-plan scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 13d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
Copies of this mod
2 near-identical copies found in the catalogue:
- financial-plan — 100% identical, 0 lines differ
- financial-plan — 94% identical, 7 lines differ
How it starts
The opening of the file, as written. The whole thing — 116 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Financial Plan
description: Build or update a comprehensive financial plan covering retirement projections, education funding, estate planning, and cash flow analysis. Use for new client onboarding, annual plan reviews, or scenario modeling. Triggers on "financial plan", "retirement plan", "can I retire", "education funding", "estate plan", "cash flow analysis", or "plan update".
Workflow
Step 1: Client Profile
Gather or confirm:
- Demographics: Age, spouse age, dependents, life expectancy assumptions
- Employment: Current income, expected raises, retirement age target
- Accounts: All investment accounts with balances and asset allocation
- Income sources: Salary, bonuses, rental income, Social Security estimates, pensions
- Expenses: Current annual spending, expected changes (mortgage payoff, kids' independence)
- Liabilities: Mortgage, student loans, other debt
- Insurance: Life, disability, LTC, health
- Estate: Wills, trusts, beneficiary designations, gifting strategy
Step 2: Cash Flow Analysis
Build annual cash flow projections:
| Year | Age | Gross Income | Taxes | Living Expenses | Savings | Net Cash Flow |
|---|---|---|---|---|---|---|
Key inputs:
- Inflation rate assumption (typically 2.5-3%)
- Tax rate (marginal and effective)
- Savings rate and where savings are directed (pre-tax, Roth, taxable)
Step 3: Retirement Projections
Accumulation Phase:
- Current portfolio value
- Annual contributions (401k, IRA, taxable)
- Expected return by asset class
- Monte Carlo simulation: probability of success at various spending levels
Distribution Phase:
- Required annual spending in retirement (today's dollars → inflation-adjusted)
- Social Security start age and benefit
- Pension income (if any)
- Portfolio withdrawal rate and sequence
- Required Minimum Distributions (RMDs)
Key Output:
- Projected portfolio value at retirement
- Sustainable withdrawal rate
- Probability of not running out of money (target >85%)
- "What if" scenarios: retire early, market downturn, higher spending
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 13d ago First seen · 116 lines · 0 tokens per session scan A 2b428d99d205
financial-plan is a skill published in the GitHub repository w95/awesome-claude-corporate-skills (198 stars, last pushed 6mo ago), licensed MIT. It costs nothing until one of its globs matches a file; then it loads 936 tokens. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.
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