commercial-credit-memo-narrative-drafter

commercial-credit-memo-narrative-drafter is a skill for Claude Code, Codex from Xeebs/grimoire. It costs 87 tokens per session (3,319 once invoked), scanned A, original, no licence file.

A drafting tool for commercial credit memos, which are documents used to assess whether a business should receive a loan. It writes named sections from a borrower's financial data, loan terms, and industry sector, with citations to the provided information.

In plain words
What is it for?
Use it to draft company, management, industry, financial-performance, strengths, risks, mitigants, and recommendation sections.
Why use it?
It reduces the work of turning financial spreads and loan terms into a consistent credit assessment while keeping claims tied to the input data.

Skill for Claude CodeCodex

Which agent this was written for is unclear — body not stored (licence); the path alone says nothing.

Good fit Use it to draft company, management, industry, financial-performance, strengths, risks, mitigants, and recommendation sections.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/xeebs/grimoire/commercial-credit-memo-narrative-drafter
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add Xeebs/grimoire --skill commercial-credit-memo-narrative-drafter
Clone the repo
git clone --depth 1 https://github.com/Xeebs/grimoire

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for commercial-credit-memo-narrative-drafter

README.md
[![agentmods](https://agentmods.dev/badge/skills/xeebs/grimoire/commercial-credit-memo-narrative-drafter/github.svg)](https://agentmods.dev/skills/xeebs/grimoire/commercial-credit-memo-narrative-drafter)
Your own site
<a href="https://agentmods.dev/skills/xeebs/grimoire/commercial-credit-memo-narrative-drafter"><img src="https://agentmods.dev/badge/skills/xeebs/grimoire/commercial-credit-memo-narrative-drafter/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for commercial-credit-memo-narrative-drafter

Your own site · 80×15
<a href="https://agentmods.dev/skills/xeebs/grimoire/commercial-credit-memo-narrative-drafter"><img src="https://agentmods.dev/badge/skills/xeebs/grimoire/commercial-credit-memo-narrative-drafter.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 87 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 3,319 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin unknown No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00087 $0.03319
Opus 5 $0.00044 $0.01659
Sonnet 5 $0.00017 $0.00664
Haiku 4.5 $0.00009 $0.00332

Measured 12d ago against content hash ffe4e3d64c5d, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

commercial-credit-memo-narrative-drafter scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

skills/finance/commercial-credit-memo-narrative-drafter/SKILL.md · 264 lines

The source is not reproduced here

No licence file

A repository with no LICENSE is all rights reserved by default, so the body is not copied here. The metadata, the measurements and the link are.

Read it on GitHub

Files

What ships with it

4 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 12d ago First seen · 264 lines · 87 tokens per session scan A ffe4e3d64c5d

Subscribe to this mod's changes

commercial-credit-memo-narrative-drafter is a skill published in the GitHub repository Xeebs/grimoire (6 stars, last pushed 3mo ago), with no licence file. It adds 87 tokens to every session and 3,319 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

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