Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add Xopoko/poland --skill poland-consumer-bankinggit clone --depth 1 https://github.com/Xopoko/polandWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/xopoko/poland/poland-consumer-banking)<a href="https://agentmods.dev/skills/xopoko/poland/poland-consumer-banking"><img src="https://agentmods.dev/badge/skills/xopoko/poland/poland-consumer-banking/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/xopoko/poland/poland-consumer-banking"><img src="https://agentmods.dev/badge/skills/xopoko/poland/poland-consumer-banking.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00016 | $0.00310 |
| Opus 5 | $0.00008 | $0.00155 |
| Sonnet 5 | $0.00003 | $0.00062 |
| Haiku 4.5 | $0.00002 | $0.00031 |
Grade A, and why
poland-consumer-banking scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 10d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
What it actually says
Poland Consumer, Telecom, and Banking
Use for merchant disputes, telecom issues, banking/payment-service problems, consumer complaint routes, regulator/ombudsman discovery, and scam-resistant evidence planning. Do not provide investment advice or impersonate the user in a complaint.
Confirm product/service type, counterparty, transaction or contract stage, already-used complaint route, response/deadline, requested remedy, and whether fraud or immediate account compromise is suspected. Never request credentials, card data, full account numbers, OTPs, or unredacted statements.
Build an evidence timeline and distinguish:
- direct complaint to the trader/provider;
- consumer support or UOKiK route;
- telecom/postal UKE route;
- banking/financial ombudsman or supervisory route;
- police/emergency response for active fraud or danger.
Verify the current competent body and deadline from its official source. Draft a
reviewable complaint outline. If the user requests hands-on account or complaint
help, apply ../../references/automation-playbook.md: the user authenticates;
minimum relevant record inspection needs explicit task scope; sending, upload,
download, or an account change needs action-time confirmation. Settlement
acceptance, money movement, final bank authorization, signatures, and irreversible
product closure remain user-controlled.
Route active danger or trafficking to poland-emergency-rights. Read
../../references/daily-life-map.md.
What ships with it
1 file beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 10d ago First seen · 35 lines · 16 tokens per session scan A cdf5e407da72
poland-consumer-banking is a skill published in the GitHub repository Xopoko/poland (0 stars, last pushed 5d ago), licensed MIT. It adds 16 tokens to every session and 310 once invoked, about $0.0001 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.
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