Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add zgbrenner/agentcounsel --skill loan-document-reviewgit clone --depth 1 https://github.com/zgbrenner/agentcounselWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/zgbrenner/agentcounsel/loan-document-review)<a href="https://agentmods.dev/skills/zgbrenner/agentcounsel/loan-document-review"><img src="https://agentmods.dev/badge/skills/zgbrenner/agentcounsel/loan-document-review/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/zgbrenner/agentcounsel/loan-document-review"><img src="https://agentmods.dev/badge/skills/zgbrenner/agentcounsel/loan-document-review.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00079 | $0.03717 |
| Opus 5 | $0.00039 | $0.01858 |
| Sonnet 5 | $0.00016 | $0.00743 |
| Haiku 4.5 | $0.00008 | $0.00372 |
Grade A, and why
Loan Document Review scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 7d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 143 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Loan Document Review
Purpose
Produce a structured, attorney-ready review of a commercial real-estate financing package — the loan agreement, promissory note, mortgage or deed of trust, assignment of leases and rents, guaranty, environmental indemnity, and related riders — from a stated party perspective (borrower, guarantor, or lender). The skill inventories the documents and their defined terms, records the economic terms exactly as written, flags the recourse structure and carve-out guaranty triggers, and organizes the covenant, transfer-restriction, and default/remedies issues for counsel. It never computes an interest, yield-maintenance, or prepayment figure, and never confirms lien perfection, priority, or title status. This is draft legal work product for attorney review, not legal advice.
Use When
- A borrower or guarantor has received a financing package and needs the terms and risk points organized before signing.
- A lender's counsel wants a structured review of a loan package against the deal terms.
- A refinance, construction loan, or bridge facility needs its covenants, recourse structure, and transfer restrictions mapped.
- A guaranty (payment, carry, completion, or "bad-boy" carve-out) needs its triggers quoted and organized.
- Diligence on an acquisition surfaces assumed or new debt whose documents need review alongside the purchase agreement.
Required Inputs
- The financing documents, in full — loan agreement, note, mortgage or deed of trust, assignment of leases and rents, guaranty, environmental indemnity, and any riders or side letters. If key documents are described but not provided, list them as gaps and review only what is present.
- The client's perspective: borrower, guarantor, or lender. Risk framing differs materially by side.
- The property type and transaction context (acquisition, refinance, construction, bridge), as stated.
- Optional: the term sheet or commitment letter the documents implement — to check the documents against the agreed terms.
- Optional:
practice-profiles/real-estate.md, if populated and loaded — used to benchmark against the group's standard positions and escalation thresholds; if absent, proceed without profile benchmarking.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 7d ago First seen · 143 lines · 79 tokens per session scan A de0f1a233718
Loan Document Review is a skill published in the GitHub repository zgbrenner/agentcounsel (19 stars, last pushed 1mo ago), licensed MIT. It adds 79 tokens to every session and 3,717 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-03.
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