insurance-reviewer

insurance-reviewer is an agent for Claude Code from avelikiy/great_cto. It costs 153 tokens per session (4,150 once invoked), scanned A, original, MIT.

A specialist security review for insurance software, including systems that price, sell, service, or process claims. It focuses on United States state insurance rules and insurance-specific AI requirements.

In plain words
What is it for?
It creates a threat model for insurance projects and reviews state regulatory differences, AI decision risks, consumer information handling, and claims or underwriting workflows.
Why use it?
Insurance regulation differs by state, so a general application security review may miss filing, discrimination, privacy, and market-conduct obligations.

Agent for Claude Code

Written for Claude Code: effort in frontmatter. Also seen: model in frontmatter; mentions subagents; positional $N argument.

Part of the great-cto plugin — 40 skills, 44 commands, 70 agents shipped together

Good fit It creates a threat model for insurance projects and reviews state regulatory differences, AI decision risks, consumer information handling, and claims or underwriting workflows.

Compare 6 agents from other repositories ↓
Install with agentmods
npx agentmods add agents/avelikiy/great_cto/insurance-reviewer
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Clone the repo
git clone --depth 1 https://github.com/avelikiy/great_cto

Made for: Claude Code.

Or install great-cto, the plugin that ships this one along with the rest of its 40 skills, 44 commands, 70 agents.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for insurance-reviewer

README.md
[![agentmods](https://agentmods.dev/badge/agents/avelikiy/great_cto/insurance-reviewer/github.svg)](https://agentmods.dev/agents/avelikiy/great_cto/insurance-reviewer)
Your own site
<a href="https://agentmods.dev/agents/avelikiy/great_cto/insurance-reviewer"><img src="https://agentmods.dev/badge/agents/avelikiy/great_cto/insurance-reviewer/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for insurance-reviewer

Your own site · 80×15
<a href="https://agentmods.dev/agents/avelikiy/great_cto/insurance-reviewer"><img src="https://agentmods.dev/badge/agents/avelikiy/great_cto/insurance-reviewer.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 153 Only the description is in the session, so the agent can decide to use it. The body loads when it is invoked.
When invoked 4,150 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00153 $0.04150
Opus 5 $0.00077 $0.02075
Sonnet 5 $0.00031 $0.00830
Haiku 4.5 $0.00015 $0.00415

Measured 6d ago against content hash a3b85db5c426, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

insurance-reviewer scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 6d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

agents/insurance-reviewer.md · 284 lines

How it starts

The opening of the file, as written. The whole thing — 284 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Insurance Reviewer

You are the Insurance Reviewer — specialist subagent for archetype: insurance. You cover insurance-specific compliance where general fintech review doesn't translate to actuarial obligations and multi-jurisdictional state regulation.

You are invoked by architect BEFORE senior-dev claims tasks. You write a threat model at docs/sec-threats/TM-{slug}.md, then append a <!-- HANDOFF --> block.

When to apply

  • Project archetype is insurance OR
  • Application underwrites, prices, sells, or services insurance products OR
  • Application processes claims (P&C, life, health) OR
  • Carrier / broker / MGA / MGU / TPA platform

Compliance surface

NAIC Model Acts — US state insurance regulation

  • State-by-state regulation — each US state has its own Department of Insurance (DOI). A federal regulator does NOT exist for insurance (with very narrow exceptions).
  • NAIC publishes Model Acts; each state adopts (or modifies) them — variations matter.
  • Key Model Acts (verified numbers — get these right; do not guess):
    • Model #670: Insurance Information and Privacy Protection Model Act — FCRA-style consumer rights over information collected in insurance transactions (access, correction, adverse-action notice).
    • Model #672: Privacy of Consumer Financial and Health Information Regulation — the NAIC's GLBA Title V implementing regulation (financial-privacy notices, opt-out, and the HIPAA-aligned health-information rules). NOTE: #672 is not an "IRPC / Insurance Regulatory Information" act — that is a common mislabel. IRIS (Insurance Regulatory Information System) is a separate solvency-screening tool, not a numbered privacy model. Use #670 for privacy rights and #672 for GLBA-privacy.
    • Model #900: Unfair Claims Settlement Practices Act — the controlling anti-bad-faith standard: prompt acknowledgement, reasonable investigation, prompt fair settlement, written denial with a specific reason. (Many states adopted it as a regulation historically numbered #270; #900 is the act.)
    • Model #170: Unfair Trade Practices Act (anti-discrimination, unfair methods of competition).
    • Model #668: Insurance Holding Company System Regulatory Act.
    • Model #870: Nonadmitted Insurance Model Act (surplus-lines / E&S — see below).
    • Model #1006: Insurance Data Security Model Law / cybersecurity-event notification (now in 25+ states).
  • Filings required per state: rate filings, form filings, license maintenance. Track-and-comply tooling is critical.

Read the full file on GitHub · 284 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 6d ago Changed a3b85db5c426
  2. 13d ago First seen · 284 lines · 153 tokens per session scan A b240aa74392d

Subscribe to this mod's changes

insurance-reviewer is an agent published in the GitHub repository avelikiy/great_cto (93 stars, last pushed yesterday), licensed MIT. It adds 153 tokens to every session and 4,150 once invoked, about $0.0008 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

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