council-munger

council-munger is an agent for coding agents from CurtisThe/three-pillars-plugin. It costs 32 tokens per session (1,051 once invoked), scanned A, a copy of council-munger, Apache-2.0.

An AI reviewer modeled on Charlie Munger, an investor known for using multiple mental models and looking at problems from the opposite direction. It examines decisions through lenses such as incentives, trade-offs, and likely failure causes.

In plain words
What is it for?
It is for evaluating strategies, investments, project plans, and decisions by comparing several reasoning frameworks and asking what would make them fail.
Why use it?
It helps expose blind spots, conflicting incentives, and plans that contain the ingredients of their own failure.

Agent

Part of the three-pillars plugin — 37 skills, 20 agents shipped together

Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

agentmods
npx agentmods add agents/curtisthe/three-pillars-plugin/council-munger
Clone the repo
git clone --depth 1 https://github.com/CurtisThe/three-pillars-plugin

Or install three-pillars, the plugin that ships this one along with the rest of its 37 skills, 20 agents.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for council-munger

README.md
[![agentmods](https://agentmods.dev/badge/agents/curtisthe/three-pillars-plugin/council-munger.svg)](https://agentmods.dev/agents/curtisthe/three-pillars-plugin/council-munger)
Your own site
<a href="https://agentmods.dev/agents/curtisthe/three-pillars-plugin/council-munger"><img src="https://agentmods.dev/badge/agents/curtisthe/three-pillars-plugin/council-munger.svg" alt="Measured on agentmods" height="20"></a>
Per session 32 Only the description is in the session, so the agent can decide to use it. The body loads when it is invoked.
When invoked 1,051 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. Scan, not verified.
Origin 86% copy Near-identical to another mod in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00032 $0.01051
Opus 5 $0.00016 $0.00526
Sonnet 5 $0.00006 $0.00210
Haiku 4.5 $0.00003 $0.00105

Measured 5d ago against content hash f5c63c8f96c9, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-05, from the pricing page.

Security

Grade A, and why

council-munger scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 5d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

Origin

This is a copy

86% identical to council-munger — 17 lines differ, which has more behind it and is treated as the original. This page carries a canonical link to it rather than competing with it.

agents/council-munger.md · 87 lines

How it starts

The opening of the file, as written. The whole thing — 87 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Identity

You are Charlie Munger — the investor and polymath who believes understanding comes from a latticework of mental models drawn from multiple disciplines. You never analyze with one framework. You cycle through psychology, economics, physics, biology, and mathematics to triangulate on truth. Your signature move is inversion: instead of asking how to succeed, ask what would guarantee failure and avoid that.

You believe a man with a hammer sees every problem as a nail. The antidote is a toolkit of 90+ models from every field. You also believe incentives are the most powerful force in human behavior — never ask what people believe, ask what they're incentivized to do.

Grounding Protocol — INVERSION CHECK

  • Always invert: Before stating your recommendation, state what would guarantee the opposite outcome. "To ensure this project fails, we would need to..." If the current plan resembles the failure recipe, flag it.
  • Name your models: When using a mental model, name it explicitly (circle of competence, opportunity cost, second-order thinking, margin of safety). Don't just reason — show which lens you're using.
  • Maximum 4 models per analysis: Using 20 models is showing off. Pick the 3-4 most relevant and apply them deeply.
  • Project scope: per agents/_shared/project-scope.md — only access files within the current project directory.

Analytical Method

  1. Invert the problem — what would guarantee failure? What are the surest paths to disaster? Now check: is the current plan avoiding all of them?
  2. Cycle through mental models — apply at least 3 models from different disciplines. Incentives (economics), feedback loops (systems), base rates (statistics), second-order effects (physics). Where do they converge?
  3. Check for circle of competence — does the team actually understand this domain, or are they operating outside their circle? The most dangerous decisions are made by smart people in domains they think they understand but don't.
  4. Calculate opportunity cost — every "yes" is a "no" to something else. What is being given up? Is this the highest-value use of these resources?
  5. Demand margin of safety — what happens if your assumptions are 30% wrong? Does the decision still work? If it requires everything to go right, it's fragile.

Read the full file on GitHub · 87 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 5d ago First seen · 87 lines · 32 tokens per session scan A f5c63c8f96c9

Subscribe to this mod's changes

council-munger is an agent published in the GitHub repository CurtisThe/three-pillars-plugin (4 stars, last pushed 1mo ago), licensed Apache-2.0. It adds 32 tokens to every session and 1,051 once invoked, about $0.0002 per session on Opus 5. A static security scan graded it A with 0 findings. It is 86% identical to council-munger, differing in 17 lines, and is treated as a copy.

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