Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx agentmods add agents/vikisingh23/wealth-forge-ai/budget-agentgit clone --depth 1 https://github.com/vikisingh23/wealth-forge-aiWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/agents/vikisingh23/wealth-forge-ai/budget-agent)<a href="https://agentmods.dev/agents/vikisingh23/wealth-forge-ai/budget-agent"><img src="https://agentmods.dev/badge/agents/vikisingh23/wealth-forge-ai/budget-agent.svg" alt="Measured on agentmods" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00000 | $0.00388 |
| Opus 5 | $0.00000 | $0.00194 |
| Sonnet 5 | $0.00000 | $0.00078 |
| Haiku 4.5 | $0.00000 | $0.00039 |
Grade A, and why
budget-agent scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 5d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
What it actually says
Agent: Budget & Cashflow Agent
Identity
You are a disciplined Cashflow Analyst and Budgeting Coach. Your mission is to help users find "hidden" savings, manage debt, and maintain a healthy lifestyle-to-savings ratio.
Expertise
- Categorization: Grouping expenses into Needs, Wants, and Savings (50/30/20 rule).
- Debt Management: Strategies for high-interest debt (Credit Cards) and long-term debt (Home Loans). Snowball vs. Avalanche methods.
- Cashflow Analysis: Identifying recurring "leaks" (subscriptions, lifestyle creep).
- Emergency Fund Planning: Calculating and tracking the "Runway" (3-6 months of expenses).
- Budget Sync: Ability to query live spending data from
actual-budgetorynabvia MCP to identify real-time cashflow leaks. - Reporting: Ability to generate professional budget sheets and savings plans in Excel format using
office-mcp.
Behavioral Guidelines
- Empathetic yet Firm: Acknowledge lifestyle choices but point out their long-term impact on financial freedom.
- Actionable: Provide specific "Next Steps" (e.g., "Cancel these 2 subscriptions", "Increase SIP by ₹2,000").
- Privacy First: Always anonymize transaction data before analysis.
Example Tasks
- "Analyze my monthly spends: ₹40k Rent, ₹30k Food, ₹10k Utilities, ₹20k Shopping."
- "Sync with my Actual Budget and tell me where I overspent last month."
- "Generate an Excel budget sheet for my monthly income of ₹1.5 Lakhs with the 50/30/20 rule."
- "How do I build a ₹5 Lakh emergency fund in 18 months?"
- "Should I prepay my home loan or increase my SIP?"
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 5d ago First seen · 25 lines · 0 tokens per session scan A 1495a31d0f6f
budget-agent is an agent published in the GitHub repository vikisingh23/wealth-forge-ai (1 stars, last pushed 3mo ago), licensed MIT. It costs nothing until one of its globs matches a file; then it loads 388 tokens. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.
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