Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add ashish7802/awesome-api-skills --skill plaidgit clone --depth 1 https://github.com/ashish7802/awesome-api-skillsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/ashish7802/awesome-api-skills/plaid)<a href="https://agentmods.dev/skills/ashish7802/awesome-api-skills/plaid"><img src="https://agentmods.dev/badge/skills/ashish7802/awesome-api-skills/plaid/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/ashish7802/awesome-api-skills/plaid"><img src="https://agentmods.dev/badge/skills/ashish7802/awesome-api-skills/plaid.svg" alt="Reviewed on agentmods" width="80" height="20"></a>- NVIDIA SkillSpector warn
SkillSpector: 4 findings, up to high
These are SkillSpector’s own severities. On a checked sample its high-severity flags on skills were ~96% false positives — a documented command, a public API, a “never do X” rule — so we show them as a caution to read, not a verdict. Why →
- high Privilege Escalation · line 17 Code accesses credential files (SSH keys, AWS credentials, etc.). This could indicate credential theft attempts.Fix: Remove references to credential paths. Use environment variables or secrets managers. For docs, use placeholder paths (e.g., /path/to/config). Never load .env or token files in production code paths.
- high Privilege Escalation · line 18 Code accesses credential files (SSH keys, AWS credentials, etc.). This could indicate credential theft attempts.Fix: Remove references to credential paths. Use environment variables or secrets managers. For docs, use placeholder paths (e.g., /path/to/config). Never load .env or token files in production code paths.
- high Privilege Escalation · line 23 Code accesses credential files (SSH keys, AWS credentials, etc.). This could indicate credential theft attempts.Fix: Remove references to credential paths. Use environment variables or secrets managers. For docs, use placeholder paths (e.g., /path/to/config). Never load .env or token files in production code paths.
- high Privilege Escalation · line 30 Code accesses credential files (SSH keys, AWS credentials, etc.). This could indicate credential theft attempts.Fix: Remove references to credential paths. Use environment variables or secrets managers. For docs, use placeholder paths (e.g., /path/to/config). Never load .env or token files in production code paths.
What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00000 | $0.00498 |
| Opus 5.5 | $0.00000 | $0.00199 |
| Sonnet 5.5 | $0.00000 | $0.00100 |
| Haiku 4.5 | $0.00000 | $0.00050 |
Grade A, and why
plaid scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 1mo ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 62 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Plaid API Skill
Overview
Plaid connects users' bank accounts to apps. This skill focuses on Plaid Link flow and the plaid-node SDK to extract transaction data.
Installation
npm install plaid
pip install plaid-python
Authentication
Requires three keys: client_id, secret, and environment (sandbox, development, production). Secrets must never reach the client.
Core Concepts
- Link Token: A short-lived token to initialize the client-side Plaid Link UI.
- Public Token: Returned by Plaid Link, exchanged for an Access Token.
- Access Token: The permanent token representing a connected bank item.
Common Workflows
- Create Link Token (Server).
- User completes Plaid Link (Client).
- Exchange Public Token for Access Token (Server).
- Fetch Transactions (Server).
Error Handling
Handle PlaidError. Pay close attention to ITEM_LOGIN_REQUIRED; it means the bank forces the user to re-authenticate via Plaid Link (Update mode).
Security
Store Access Tokens securely (encrypted at rest). Treat them with the same sensitivity as a user password.
Rate Limits
Transactions endpoints are heavily rate-limited to prevent abuse on banking infrastructure. Fetch data asynchronously using Plaid Webhooks instead of polling.
Best Practices
Rely exclusively on Webhooks (e.g., SYNC_UPDATES_AVAILABLE) to know when to call the Transactions Sync API.
Troubleshooting
If transactions are missing, ensure you are using the /transactions/sync endpoint (Cursor-based) rather than the legacy /transactions/get endpoint.
References
Why use this skill
Use this when your agent works with plaid — structured patterns beat pasted docs and prevent common hallucinations.
AI pitfalls
- Inventing webhook event names not in the vendor catalog
- Using secret keys in client-side or browser code
- Skipping signature verification on webhook payloads
Production checklist
- Webhook signatures verified on raw request body
- Idempotency keys on mutating requests
- Test and live keys isolated by environment
What ships with it
5 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 1mo ago First seen · 62 lines · 0 tokens per session scan A 29846c252595
plaid is a skill published in the GitHub repository ashish7802/awesome-api-skills (13 stars, last pushed 2d ago), licensed MIT. It costs nothing until one of its globs matches a file; then it loads 498 tokens. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-03.
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