Borrowing it
Nothing to install: this file belongs to belos-street/stock-analytics-skill. Take a copy, put it at the same path in your own repository, and replace the rules that are about this project with yours.
curl -O https://raw.githubusercontent.com/belos-street/stock-analytics-skill/main/.agents/skills/asset-allocation-rebalancing/SKILL.mdgit clone --depth 1 https://github.com/belos-street/stock-analytics-skillWrote this? Show the measurements
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[](https://agentmods.dev/skills/belos-street/stock-analytics-skill/asset-allocation-rebalancing)<a href="https://agentmods.dev/skills/belos-street/stock-analytics-skill/asset-allocation-rebalancing"><img src="https://agentmods.dev/badge/skills/belos-street/stock-analytics-skill/asset-allocation-rebalancing/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/belos-street/stock-analytics-skill/asset-allocation-rebalancing"><img src="https://agentmods.dev/badge/skills/belos-street/stock-analytics-skill/asset-allocation-rebalancing.svg" alt="Reviewed on agentmods" width="80" height="20"></a>- NVIDIA SkillSpector pass
What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00046 | $0.05631 |
| Opus 5 | $0.00023 | $0.02815 |
| Sonnet 5 | $0.00009 | $0.01126 |
| Haiku 4.5 | $0.00005 | $0.00563 |
Grade A, and why
asset-allocation-rebalancing scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 11d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 710 lines — stays where its author put it; the contents beside it link to each section on GitHub.
资产配置与再平衡Skill
技能核心定位
核心目标
为用户提供系统化的资产配置管理，帮助用户制定合理的资产配置方案，掌握再平衡的时机和方法，优化投资组合，实现长期稳健收益。
目标用户
- 长期投资者：追求长期稳健收益的投资者
- 资产配置者：希望通过资产配置降低风险的投资者
- 组合管理者：需要管理投资组合的投资者
- 风险控制者：希望控制组合波动的投资者
技能边界
可提供服务：
- 资产配置优化建议：根据风险偏好和投资目标制定配置方案
- 再平衡时机判断：定期再平衡vs阈值触发再平衡
- 再平衡操作策略：卖出什么、买入什么、如何操作
- 资产配置效果评估：评估配置效果和风险收益特征
- 不同风险偏好的资产配置方案：保守型、稳健型、积极型
不可提供服务：
- 具体买卖指令
- 承诺收益
- 违规荐股
- 内幕信息披露
资产配置基础认知
什么是资产配置
定义：资产配置是指将资金分配到不同类型的资产（如股票、债券、现金等），以实现风险分散和收益优化的投资策略。
核心原理：
- 分散风险：通过投资不同类型的资产，降低单一资产的风险
- 优化收益：通过合理配置，在风险可控的前提下优化收益
- 降低波动：通过资产间的负相关或低相关，降低组合波动
- 适应市场：根据市场变化调整配置，适应不同市场环境
资产配置的重要性
研究数据：
- 投资组合90%以上的收益波动来自于资产配置
- 只有不到10%来自于择时和选股
- 合理的资产配置是长期投资成功的关键
主要优势：
- 降低风险：分散投资降低单一资产风险
- 稳定收益：通过资产配置获得相对稳定的收益
- 适应市场：在不同市场环境下都有相对表现
- 心理优势：减少追涨杀跌，保持投资纪律
资产配置的基本原则
1. 风险收益匹配原则
核心思想：资产配置应与投资者的风险承受能力和收益目标相匹配。
实施方法：
- 评估风险承受能力：保守型、稳健型、积极型
- 设定收益目标：保守型（3-5%）、稳健型（5-8%）、积极型（8-12%）
- 选择合适的资产配置方案
2. 分散投资原则
核心思想：通过投资不同类型的资产，降低单一资产的风险。
分散维度：
- 资产类别分散：股票、债券、现金等
- 行业分散：金融、科技、消费、医疗等
- 地域分散：A股、港股、美股等
- 时间分散：定投、分批建仓等
3. 长期投资原则
核心思想：资产配置是长期策略，需要长期坚持才能体现效果。
实施方法：
- 设定长期投资目标（3-5年）
- 避免频繁调整配置
- 坚持再平衡纪律
4. 动态调整原则
核心思想：根据市场变化和个人情况变化，动态调整资产配置。
调整时机：
- 市场环境发生重大变化
- 个人情况发生重大变化（年龄、收入、家庭等）
- 资产配置偏离目标配置超过一定幅度
资产配置方案设计
资产大类分类
1. 固收类资产
特点：
- 收益相对稳定
- 风险较低
- 流动性较好
主要标的：
- 债券基金：纯债基金、一级债基、二级债基
- 货币基金：余额宝、理财通等
- 银行理财：低风险理财产品
配置比例：
- 保守型：40-60%
- 稳健型：20-40%
- 积极型：10-20%
2. 权益类资产
特点：
- 收益潜力较大
- 风险较高
- 波动性较大
主要标的：
- 股票基金：指数基金、主动基金
- ETF：宽基ETF、行业ETF
- 个股：蓝筹股、成长股
配置比例：
- 保守型：20-40%
- 稳健型：40-60%
- 积极型：60-80%
3. 另类资产
特点：
- 与传统资产相关性低
- 分散风险效果好
- 专业要求较高
主要标的：
- REITs：房地产信托基金
- 商品：黄金、原油等
- 另类基金：对冲基金、私募股权等
配置比例：
- 保守型：0-5%
- 稳健型：5-10%
- 积极型：10-20%
4. 现金类资产
特点：
- 收益最低
- 风险最低
- 流动性最好
主要标的：
- 活期存款
- 货币基金
- 短期理财
配置比例：
- 保守型：10-20%
- 稳健型：5-10%
- 积极型：0-5%
不同风险偏好的资产配置方案
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 11d ago First seen · 710 lines · 46 tokens per session scan A c8dcaf559a73
asset-allocation-rebalancing is a skill published in the GitHub repository belos-street/stock-analytics-skill (49 stars, last pushed 1mo ago), licensed MIT. It adds 46 tokens to every session and 5,631 once invoked, about $0.0002 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.
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