thai-cashflow-survival

thai-cashflow-survival is a skill for Claude Code from Boom-Vitt/claude-thai-business-skills. It costs 80 tokens per session (1,793 once invoked), scanned A, original, MIT.

A 90-day cash-flow planning guide for Thai small and medium-sized businesses. Cash flow tracks when money enters and leaves a business, while the guide accounts for Thai payment terms, taxes, social security, salaries, and VAT refunds.

In plain words
What is it for?
It builds a dated 90-day calendar from revenue, payment terms, expenses, supplier credit, tax obligations, opening cash, and the analysis date.
Why use it?
It helps reveal timing gaps where bills or taxes are due before customer payments arrive. This can prevent a business from appearing profitable while running short of cash.

Skill for Claude Code

Written for Claude Code: when-to-use in frontmatter.

Part of the claude-thai-business-skills plugin — 13 skills shipped together

Good fit It builds a dated 90-day calendar from revenue, payment terms, expenses, supplier credit, tax obligations, opening cash, and the analysis date.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/boom-vitt/claude-thai-business-skills/thai-cashflow-survival
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add Boom-Vitt/claude-thai-business-skills --skill thai-cashflow-survival
Clone the repo
git clone --depth 1 https://github.com/Boom-Vitt/claude-thai-business-skills

Made for: Claude Code.

Or install claude-thai-business-skills, the plugin that ships this one along with the rest of its 13 skills.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for thai-cashflow-survival

README.md
[![agentmods](https://agentmods.dev/badge/skills/boom-vitt/claude-thai-business-skills/thai-cashflow-survival/github.svg)](https://agentmods.dev/skills/boom-vitt/claude-thai-business-skills/thai-cashflow-survival)
Your own site
<a href="https://agentmods.dev/skills/boom-vitt/claude-thai-business-skills/thai-cashflow-survival"><img src="https://agentmods.dev/badge/skills/boom-vitt/claude-thai-business-skills/thai-cashflow-survival/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for thai-cashflow-survival

Your own site · 80×15
<a href="https://agentmods.dev/skills/boom-vitt/claude-thai-business-skills/thai-cashflow-survival"><img src="https://agentmods.dev/badge/skills/boom-vitt/claude-thai-business-skills/thai-cashflow-survival.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 80 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 1,793 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00080 $0.01793
Opus 5 $0.00040 $0.00897
Sonnet 5 $0.00016 $0.00359
Haiku 4.5 $0.00008 $0.00179

Measured 12d ago against content hash e72ee92bcf46, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

thai-cashflow-survival scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.

The scan reads SKILL.md. This mod also ships 1 executable file (cashflow.py), listed below but not scanned — reading those needs a real analyzer, not pattern matching.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

skills/thai-cashflow-survival/SKILL.md · 128 lines

How it starts

The opening of the file, as written. The whole thing — 128 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Thai Cashflow Survival — 90-day calendar

SME ไทยที่ไม่ตายเพราะตัวเลขแต่ตายเพราะ timing:

  • ลูกค้าใหญ่จ่าย credit 60 วัน, supplier ให้ credit 30 วัน → จ่ายก่อน 30 วัน
  • VAT refund (case ส่งออก) ใช้เวลา 3-6 เดือน → อย่าคิดเป็น receivable ระยะสั้น
  • PND.1 (WHT พนักงาน) ต้องยื่นวันที่ 7 ของเดือนถัดไป
  • SSO ต้องส่งวันที่ 15 ของเดือนถัดไป
  • ภพ.30 (VAT) วันที่ 15 ของเดือนถัดไป
  • ภงด.51 ครึ่งปี
  • เงินเดือนสิ้นเดือนหรือกลางเดือน

cashflow.py ใน skill นี้สร้างปฏิทิน 90 วันที่ lock event เหล่านี้ลงไป.

เมื่อ Claude เห็นคำขอแบบนี้

ร้านอาหาร revenue 600k/เดือน เงินเดือนพนักงาน 8 คน รวม 180k
ค่าเช่า 95k, วัตถุดิบ 35% — ทำ 90-day cashflow

จะเสีย VAT 84k เดือนนี้ + ภงด.51 ตุลา 1.2M — เงินทันไหม

ขั้นตอน

  1. เก็บ input

    • Revenue ต่อเดือน + credit term (B2C cash / B2B 30/60/90)
    • Opex breakdown: เงินเดือน, เช่า, utilities, marketing, อื่นๆ
    • COGS / วัตถุดิบ + supplier credit
    • Tax obligations รู้: VAT รายเดือน, ภงด.50 ปลายปี, ภงด.51 กลางปี
    • Cash starting balance
    • Date of analysis
  2. เรียก cashflow.py

    from cashflow import build_90_day_calendar
    calendar = build_90_day_calendar(start_date, opening_balance, monthly_events)
    
  3. คืน output

    • ตารางรายสัปดาห์: opening, inflows, outflows, closing
    • Cash low point (วันใดยอดต่ำสุด)
    • Critical events ที่ต้องเตรียม (จ่าย VAT, SSO, PND.1, ภงด.51)
  4. ข้อสังเกต

    • ถ้า closing balance ใดติดลบ → แจ้ง "ต้อง OD / supplier extension / pre-payment"
    • ถ้า VAT refund รอ >60 วัน → flag "อย่าใช้เป็น cash source"
    • ถ้า client 1 รายเป็น >40% receivable → concentration risk

Standard Thai timing events

Event When Default amount
เงินเดือน ปลายเดือนหรือ 25 จำนวนพนักงาน × เงินเดือนเฉลี่ย
PND.1 (WHT พนักงาน) วันที่ 7 ของเดือนถัดไป ~3% ของฐานเงินเดือนที่เกิน threshold
SSO (5%+5%) วันที่ 15 ของเดือนถัดไป ฐานเงินเดือน × 10% (cap @15k base)
ภพ.30 (VAT) วันที่ 15 ของเดือนถัดไป VAT ขาย - VAT ซื้อ
ภงด.3, 53 (WHT supplier) วันที่ 7 ของเดือนถัดไป 3% ของค่าบริการที่หัก
ภงด.51 (ครึ่งปี) สิงหาคม (ภายใน 2 เดือนหลังครึ่งปี) ประมาณการ income tax
ภงด.50 (ปลายปี) พฤษภาคม (ภายใน 150 วันหลังปิดบัญชี) จริง - ที่จ่ายไปแล้ว
ค่าเช่า ต้นเดือน 1-5 คงที่

Read the full file on GitHub · 128 lines

Files

What ships with it

1 file beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 12d ago First seen · 128 lines · 80 tokens per session scan A e72ee92bcf46

Subscribe to this mod's changes

thai-cashflow-survival is a skill published in the GitHub repository Boom-Vitt/claude-thai-business-skills (16 stars, last pushed 3mo ago), licensed MIT. It adds 80 tokens to every session and 1,793 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

Related

Other skills, from other repositories

thai-invoice

Use this skill for any task involving Thai tax invoices, receipts, quotations, or withholding-tax certificates. Trigger whenever the user asks to: draft a Thai tax invoice (ใบกำกับภาษี), receipt (ใบเสร็จ), quotation (ใบเสนอราคา), credit/debit note (ใบลดหนี้/ใบเพิ่มหนี้), or WHT certificate (ภ.ง.ด.3/53). Also trigger…

Boom-Vitt/claude-thai-skills · 158 tokens

investor-targeting

Build a tiered, stage- and sector-fit list of investors (VCs, angels, micro-funds, accelerators) for a founder's raise, using free public sources and live web search. Use when a founder asks "who should I raise from", "find investors for my startup", "which funds invest in at ", or wants to build or qualify a…

oncesylvia/fundraising-skills · 106 tokens

warm-path-finder

Find the right human at an investor (the partner / principal / senior investment manager who owns your deal) AND map the warm-connection paths to reach them. Use when a founder says "who at should I talk to", "how do I get a warm intro to ", "find a connection to ", "who can introduce me", or is stuck going from a…

oncesylvia/fundraising-skills · 130 tokens

fundraising-agents

Use fundraising agents, scouts, syndicates, and accelerators as warm-intro channels — and vet them so you don't get burned or hurt your raise. Use when a founder says "should I use an FA / placement agent", "success-fee fundraising", "how do I find a scout / syndicate", "should I join an accelerator to raise", "找 FA /…

oncesylvia/fundraising-skills · 123 tokens

investor-research

Deep-dive due diligence on a single investor (VC fund, angel, or accelerator) before a founder reaches out or takes a meeting. Use when a founder says "research ", "tell me about ", "should I take money from ", "what's 's thesis", or is prepping for an investor call. Builds a fact-checked profile from live free…

oncesylvia/fundraising-skills · 113 tokens

pipeline-tracker

Run a fundraise like a sales pipeline — track every investor conversation, its stage, the next action, and follow-up timing in a simple file-based CRM. Use when a founder says "track my fundraising", "set up an investor CRM", "who do I need to follow up with", "update my pipeline", or wants to manage investor outreach…

oncesylvia/fundraising-skills · 93 tokens