aml-kyc

aml-kyc is a skill for Claude Code, Codex from brainbytes-dev/everything-claude-finance. It costs 0 tokens per session (1,896 once invoked), scanned A, original, MIT.

A compliance guide for preventing money laundering and verifying who customers are. AML means anti-money laundering; KYC means know your customer, or checking a customer's identity, ownership, and risk.

In plain words
What is it for?
Use it to design onboarding and review procedures, classify customer risk, check politically exposed persons and sanctions, identify beneficial owners, prepare suspicious-transaction reports, and assess an AML programme.
Why use it?
It helps organise customer checks, identify higher-risk people or transactions, and prepare processes for reporting suspicious activity or meeting sanctions rules.

Skill for Claude CodeCodex

Part of the everything-claude-finance plugin — 13 skills, 22 commands, 20 agents shipped together

Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

agentmods
npx agentmods add skills/brainbytes-dev/everything-claude-finance/aml-kyc
Any agent
npx skills add brainbytes-dev/everything-claude-finance --skill aml-kyc
Clone the repo
git clone --depth 1 https://github.com/brainbytes-dev/everything-claude-finance

Made for: Claude Code, Codex.

Or install everything-claude-finance, the plugin that ships this one along with the rest of its 13 skills, 22 commands, 20 agents.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for aml-kyc

README.md
[![agentmods](https://agentmods.dev/badge/skills/brainbytes-dev/everything-claude-finance/aml-kyc.svg)](https://agentmods.dev/skills/brainbytes-dev/everything-claude-finance/aml-kyc)
Your own site
<a href="https://agentmods.dev/skills/brainbytes-dev/everything-claude-finance/aml-kyc"><img src="https://agentmods.dev/badge/skills/brainbytes-dev/everything-claude-finance/aml-kyc.svg" alt="Measured on agentmods" height="20"></a>
Per session 0 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 1,896 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. Scan, not verified.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00000 $0.01896
Opus 5 $0.00000 $0.00948
Sonnet 5 $0.00000 $0.00379
Haiku 4.5 $0.00000 $0.00190

Measured 5d ago against content hash e8757ebfa84a, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-05, from the pricing page.

Security

Grade A, and why

aml-kyc scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 5d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

skills/compliance/aml-kyc/SKILL.md · 201 lines

How it starts

The opening of the file, as written. The whole thing — 201 lines — stays where its author put it; the contents beside it link to each section on GitHub.

AML/KYC Compliance

Customer due diligence, suspicious activity reporting, PEP screening, sanctions — Anti-Money Laundering and Know Your Customer compliance.

When to Activate

  • Customer onboarding and KYC process design
  • Risk classification of customers (CDD, EDD, SDD)
  • PEP (Politically Exposed Persons) screening procedures
  • Beneficial ownership identification and verification
  • Suspicious transaction reporting (STR/SAR)
  • Sanctions screening implementation
  • Ongoing monitoring and periodic review design
  • Travel rule compliance for fund transfers
  • AML program assessment or audit preparation

Core Concepts

Customer Due Diligence Tiers

Simplified Due Diligence (SDD) — low-risk customers:

  • Permitted only when ML/TF risk is demonstrably low
  • Reduced identification requirements but identity must still be established
  • Examples: regulated financial institutions, listed companies, government entities
  • Still requires ongoing monitoring (at reduced frequency)

Customer Due Diligence (CDD) — standard tier:

  • Identification and verification of customer identity (natural persons: name, DOB, address, ID document; legal entities: name, registration, registered address, directors)
  • Identification of beneficial owners (typically > 25% ownership threshold)
  • Understanding the purpose and intended nature of the business relationship
  • Ongoing monitoring of transactions
  • Must be completed before establishing business relationship

Enhanced Due Diligence (EDD) — high-risk situations:

  • Mandatory for: PEPs, high-risk countries (FATF grey/black list), complex ownership structures, correspondent banking, unusual transaction patterns
  • Additional measures: source of wealth, source of funds, senior management approval, enhanced ongoing monitoring, more frequent reviews

Customer Risk Classification

Risk factors to assess:

Category Higher Risk Indicators
Customer type Cash-intensive business, MSB, trust, shell company, PEP
Geography FATF grey/black list, high corruption (CPI < 40), tax haven
Product/service Private banking, correspondent banking, trade finance, crypto
Transaction Unusual patterns, structuring, rapid movement of funds
Channel Non-face-to-face, third-party introducers

Read the full file on GitHub · 201 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 5d ago First seen · 201 lines · 0 tokens per session scan A e8757ebfa84a

Subscribe to this mod's changes

aml-kyc is a skill published in the GitHub repository brainbytes-dev/everything-claude-finance (5 stars, last pushed 5mo ago), licensed MIT. It costs nothing until one of its globs matches a file; then it loads 1,896 tokens. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

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