bank-partnership

bank-partnership is a skill for Claude Code from bromso/metapowers. It costs 15 tokens per session (1,135 once invoked), scanned A, original, MIT.

A skill for assessing compliance expectations when a fintech works with a partner bank, including oversight by US banking regulators.

In plain words
What is it for?
Use it to review bank-fintech partnership controls against OCC, FDIC, and Federal Reserve guidance.
Why use it?
It helps identify regulatory responsibilities, weaknesses in the compliance program, and gaps in readiness for an examination.

Skill for Claude Code

Written for Claude Code: $ARGUMENTS substitution.

Part of the compliance plugin — 12 skills, 1 MCP server shipped together

Good fit Use it to review bank-fintech partnership controls against OCC, FDIC, and Federal Reserve guidance.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/bromso/metapowers/bank-partnership
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add bromso/metapowers --skill bank-partnership
Clone the repo
git clone --depth 1 https://github.com/bromso/metapowers

Made for: Claude Code.

Or install compliance, the plugin that ships this one along with the rest of its 12 skills, 1 MCP server.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for bank-partnership

README.md
[![agentmods](https://agentmods.dev/badge/skills/bromso/metapowers/bank-partnership/github.svg)](https://agentmods.dev/skills/bromso/metapowers/bank-partnership)
Your own site
<a href="https://agentmods.dev/skills/bromso/metapowers/bank-partnership"><img src="https://agentmods.dev/badge/skills/bromso/metapowers/bank-partnership/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for bank-partnership

Your own site · 80×15
<a href="https://agentmods.dev/skills/bromso/metapowers/bank-partnership"><img src="https://agentmods.dev/badge/skills/bromso/metapowers/bank-partnership.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 15 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 1,135 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00015 $0.01135
Opus 5 $0.00008 $0.00567
Sonnet 5 $0.00003 $0.00227
Haiku 4.5 $0.00002 $0.00113

Measured 10d ago against content hash 5f61822b933c, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-11, from the pricing page.

Security

Grade A, and why

bank-partnership scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 10d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

plugins/compliance/skills/bank-partnership/SKILL.md · 100 lines

How it starts

The opening of the file, as written. The whole thing — 100 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Bank Partnership Compliance Assessment

Assess partner bank compliance requirements for "$ARGUMENTS". Evaluate regulatory expectations for bank-fintech partnerships, compliance management system pass-through, and examination readiness.

Prerequisites

Read .metapowers/compliance/$ARGUMENTS/00-scope.md. If this file does not exist, tell the user:

Phase 0 (Scope) has not been completed for "$ARGUMENTS". Run /compliance:regulatory-landscape $ARGUMENTS first, or use --skip-checks to bypass.

If --skip-checks is present in $ARGUMENTS, skip this check.

Process

  1. Read context files:

    • Read plugins/compliance/shared/grc-lifecycle-guide.md for GRC methodology reference
    • Read plugins/compliance/shared/assessment-template.md for output structure
    • Read .metapowers/compliance/$ARGUMENTS/00-scope.md for scope and control framework context
  2. Regulatory expectations for bank-fintech partnerships:

    • Assess alignment with OCC Third-Party Risk Management guidance (OCC 2013-29, 2023-17)
    • Evaluate compliance with FDIC Financial Institution Letters on third-party relationships
    • Review Federal Reserve SR 13-19 guidance applicability
    • Assess interagency guidance on third-party relationships (June 2023)
    • Evaluate how the partnership model maps to regulatory definitions (critical activity, significant bank function)
  3. Compliance management system requirements:

    • Assess compliance management system (CMS) components passed through from partner bank
    • Evaluate board/management oversight requirements imposed on the fintech
    • Review compliance policies and procedures mandated by the bank partner
    • Assess compliance monitoring and testing expectations
    • Evaluate complaint management and consumer response requirements
  4. Consumer compliance obligations:

    • Assess UDAP (Section 5 of FTC Act) compliance in product design and marketing
    • Evaluate UDAAP (Dodd-Frank Act) compliance for unfair, deceptive, or abusive acts or practices
    • Review fair lending compliance (ECOA, Fair Housing Act) in credit products
    • Assess Community Reinvestment Act (CRA) implications and data reporting
    • Evaluate Truth in Lending (TILA), Truth in Savings (TISA), EFTA/Reg E compliance
    • Review fair debt collection practices where applicable

Read the full file on GitHub · 100 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 10d ago First seen · 100 lines · 15 tokens per session scan A 5f61822b933c

Subscribe to this mod's changes

bank-partnership is a skill published in the GitHub repository bromso/metapowers (1 stars, last pushed 4mo ago), licensed MIT. It adds 15 tokens to every session and 1,135 once invoked, about $0.0001 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

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