headcount is an organization of independently installable Claude Code plugins, each grouping skills for a department such as finance, security, or demand generation. Claude Code users install the departments they need and invoke their skills for specialized work; the catalogue entries are skills and related agent tooling from that organization.
Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add cbrock84/headcount --skill capital-structure-and-covenantsgit clone --depth 1 https://github.com/cbrock84/headcountWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/cbrock84/headcount/capital-structure-and-covenants)<a href="https://agentmods.dev/skills/cbrock84/headcount/capital-structure-and-covenants"><img src="https://agentmods.dev/badge/skills/cbrock84/headcount/capital-structure-and-covenants/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/cbrock84/headcount/capital-structure-and-covenants"><img src="https://agentmods.dev/badge/skills/cbrock84/headcount/capital-structure-and-covenants.svg" alt="Reviewed on agentmods" width="80" height="20"></a>- NVIDIA SkillSpector warn
SkillSpector: 1 finding, up to medium
These are SkillSpector’s own severities. On a checked sample its high-severity flags on skills were ~96% false positives — a documented command, a public API, a “never do X” rule — so we show them as a caution to read, not a verdict. Why →
- medium Excessive Agency · line 38 Skill enables autonomous high-impact decisions without human-in-the-loop verification. Critical operations (destructive commands, financial transactions, data deletion) should require explicit user confirmation.Fix: Add human-in-the-loop confirmation for destructive, irreversible, or high-impact operations. Never auto-execute commands that modify files, send data, or alter system state.
What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00102 | $0.00816 |
| Opus 5 | $0.00051 | $0.00408 |
| Sonnet 5 | $0.00020 | $0.00163 |
| Haiku 4.5 | $0.00010 | $0.00082 |
Grade A, and why
capital-structure-and-covenants scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 6d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 66 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Capital structure and covenants
Financing is not only where the money comes from. It is a set of ongoing constraints that will shape operating decisions for as long as the facility exists, and most of those constraints are discovered late.
Cost of capital sets the hurdle, so compute it rather than choosing a round number
Weighted average cost of capital blends the after-tax cost of debt and the cost of equity in the proportions actually used. It is the rate an investment has to clear before it creates value.
Debt is cheaper than equity — the rate is lower, the interest is deductible, and the claim is senior. That cheapness is exactly why leverage is tempting, and why the temptation needs a limit set in advance. Equity has a cost even though nobody writes a check for it; treating it as free is how capital gets consumed by projects that never earned their keep.
Size leverage to the bad case, not the plan
Leverage amplifies returns on equity and amplifies losses, and the losses arrive first because debt service does not wait for recovery.
Capacity is governed by the stability of cash flow, not by an industry average ratio. A predictable subscription business carries debt that a project business with lumpy collections cannot. The question is never "can we service this at plan" — it is "can we service this at the plan we would be embarrassed to show anyone."
Covenants are where financing becomes an operating constraint
- Financial covenants — leverage ratio, interest coverage, fixed charge coverage, minimum liquidity, sometimes a minimum earnings floor. Tested quarterly in most agreements.
- Affirmative covenants — what you must do: reporting by a deadline, audited statements, insurance, notice of material events.
- Negative covenants — what you may not do without consent: additional debt, liens, asset sales, distributions, acquisitions, change of control.
The definitions matter more than the levels. Earnings in a credit agreement is a defined term with its own permitted add-backs and its own caps, and it will not equal the figure in your management accounts. Two facilities at the same headline ratio can allow very different behavior.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 6d ago First seen · 66 lines · 102 tokens per session scan A ef030a8c70ee
capital-structure-and-covenants is a skill published in the GitHub repository cbrock84/headcount (1,335 stars, last pushed 7d ago), licensed MIT. It adds 102 tokens to every session and 816 once invoked, about $0.0005 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-03.
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