az-consumer-debt

az-consumer-debt is a skill for Claude Code from codearranger/claude-legal. It costs 192 tokens per session (4,665 once invoked), scanned A, original, no licence file.

A legal reference for defending Arizona consumers sued over debts, commonly by a debt buyer or collection agency in Justice Court.

In plain words
What is it for?
Use it for Arizona consumer-debt lawsuits, including questions about debt buyers, collection conduct, consumer fraud, and time-barred claims.
Why use it?
It helps examine whether a debt claim or collection practice can be challenged under Arizona law.

Skill for Claude Code

Written for Claude Code: shipped in a Claude Code plugin.

Part of the az-court-docs plugin — 28 skills shipped together

Good fit Use it for Arizona consumer-debt lawsuits, including questions about debt buyers, collection conduct, consumer fraud, and time-barred claims.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/codearranger/claude-legal/az-consumer-debt
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add codearranger/claude-legal --skill az-consumer-debt
Clone the repo
git clone --depth 1 https://github.com/codearranger/claude-legal

Made for: Claude Code.

Or install az-court-docs, the plugin that ships this one along with the rest of its 28 skills.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for az-consumer-debt

README.md
[![agentmods](https://agentmods.dev/badge/skills/codearranger/claude-legal/az-consumer-debt/github.svg)](https://agentmods.dev/skills/codearranger/claude-legal/az-consumer-debt)
Your own site
<a href="https://agentmods.dev/skills/codearranger/claude-legal/az-consumer-debt"><img src="https://agentmods.dev/badge/skills/codearranger/claude-legal/az-consumer-debt/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for az-consumer-debt

Your own site · 80×15
<a href="https://agentmods.dev/skills/codearranger/claude-legal/az-consumer-debt"><img src="https://agentmods.dev/badge/skills/codearranger/claude-legal/az-consumer-debt.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 192 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 4,665 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin unknown No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00192 $0.04665
Opus 5 $0.00096 $0.02332
Sonnet 5 $0.00038 $0.00933
Haiku 4.5 $0.00019 $0.00466

Measured 11d ago against content hash d54bc3f590e8, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-11, from the pricing page.

Security

Grade A, and why

az-consumer-debt scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 11d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

plugins/az-court-docs/skills/az-consumer-debt/SKILL.md · 260 lines

The source is not reproduced here

A licence we could not identify

The repository carries a LICENSE file, but it is custom or dual enough that GitHub cannot name it and neither can this catalogue. Unknown terms are not permission, so the body is not copied here. Read the licence at the source and decide for yourself.

Read it on GitHub

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 11d ago First seen · 260 lines · 192 tokens per session scan A d54bc3f590e8

Subscribe to this mod's changes

az-consumer-debt is a skill published in the GitHub repository codearranger/claude-legal (21 stars, last pushed 23d ago), with no licence file. It adds 192 tokens to every session and 4,665 once invoked, about $0.0010 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

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