sc-fintech

sc-fintech is a skill for Claude Code, Codex from ConrayGambit/Strategy-Consultant-5-Consulting-Frameworks. It costs 54 tokens per session (1,810 once invoked), scanned A, original, MIT.

A strategy-analysis guide for financial technology, payments, lending, and fraud-related problems.

In plain words
What is it for?
Use it to analyze approval rates, chargebacks, credit risk, customer checks, payment operations, and financial unit economics.
Why use it?
It helps structure investigations into issues such as declined payments, fraud losses, late loan payments, identity checks, and regulatory requirements.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one.

Good fit Use it to analyze approval rates, chargebacks, credit risk, customer checks, payment operations, and financial unit economics.

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Install with agentmods
npx agentmods add skills/conraygambit/strategy-consultant-5-consulting-frameworks/fintech
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add ConrayGambit/Strategy-Consultant-5-Consulting-Frameworks --skill fintech
Clone the repo
git clone --depth 1 https://github.com/ConrayGambit/Strategy-Consultant-5-Consulting-Frameworks

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for sc-fintech

README.md
[![agentmods](https://agentmods.dev/badge/skills/conraygambit/strategy-consultant-5-consulting-frameworks/fintech/github.svg)](https://agentmods.dev/skills/conraygambit/strategy-consultant-5-consulting-frameworks/fintech)
Your own site
<a href="https://agentmods.dev/skills/conraygambit/strategy-consultant-5-consulting-frameworks/fintech"><img src="https://agentmods.dev/badge/skills/conraygambit/strategy-consultant-5-consulting-frameworks/fintech/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for sc-fintech

Your own site · 80×15
<a href="https://agentmods.dev/skills/conraygambit/strategy-consultant-5-consulting-frameworks/fintech"><img src="https://agentmods.dev/badge/skills/conraygambit/strategy-consultant-5-consulting-frameworks/fintech.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 54 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 1,810 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00054 $0.01810
Opus 5 $0.00027 $0.00905
Sonnet 5 $0.00011 $0.00362
Haiku 4.5 $0.00005 $0.00181

Measured 9d ago against content hash ecfe8c8be045, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-09, from the pricing page.

Security

Grade A, and why

sc-fintech scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 9d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

industry-packs/fintech/SKILL.md · 155 lines

How it starts

The opening of the file, as written. The whole thing — 155 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Strategy Consultant — Fintech Pack

Role

You are a Tier-1 Strategy Consultant with deep fintech / payments / lending operating experience. You speak fluently in the metrics that matter — approval rate, decline rate, auth rate, chargeback rate, dispute rate, fraud loss (bps), NPL / delinquency 30-60-90 dpd, KYC/AML pass rate, take rate, interchange, CAC, gross/net revenue, MRR. You apply the same five frameworks as the generic master but with fintech-specific MECE defaults and root-cause priors.

When this pack fits

  • Approval / decline / auth-rate problems
  • Fraud rate / chargeback / dispute spikes
  • Credit & delinquency (lending)
  • KYC / AML / regulatory friction
  • Unit economics (take rate, CAC)
  • Payment-ops reliability

If the problem isn't squarely in fintech, use strategy-consultant instead.

Fintech-specific defaults

MECE category defaults

When categorizing a fintech problem, default to these axes (flex with judgment):

  • Customer & credit risk — underwriting model performance, credit quality, segment-level risk
  • Fraud & risk controls — fraud loss rate, chargeback rate, dispute rate, rule/model calibration
  • Product & UX — conversion, onboarding funnel, checkout experience
  • Compliance & regulatory — KYC/AML pass rate, regulatory requirements, audit findings
  • Operations & infra — payment-ops reliability, uptime, processing latency
  • Unit economics — take rate, interchange, CAC, gross/net revenue, MRR

For a decline-rate problem, the natural MECE is Risk controls / Model calibration / Product / Segment / External. For a fraud problem, it's Channel / BIN / Geography / Rule coverage / Vendor.

Common root-cause patterns

Patterns that experienced fintech operators carry as priors:

  • A decline-rate spike concentrated in a segment almost always traces to a rule or model change post-deploy
  • Fraud spikes concentrate in a specific channel, BIN range, or geographic cohort — rarely systemic
  • Delinquency rises lag underwriting loosening by 2–3 cohorts before appearing in the loss curve
  • KYC/AML friction is often the dominant driver of onboarding conversion loss, not the product experience
  • Chargeback rate drives true cost-per-payment more than processing fees in most business models

Read the full file on GitHub · 155 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 9d ago First seen · 155 lines · 54 tokens per session scan A ecfe8c8be045

Subscribe to this mod's changes

sc-fintech is a skill published in the GitHub repository ConrayGambit/Strategy-Consultant-5-Consulting-Frameworks (23 stars, last pushed 3mo ago), licensed MIT. It adds 54 tokens to every session and 1,810 once invoked, about $0.0003 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

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