personal-cfo

personal-cfo is a skill for Claude Code, Codex from conversionfactory/agent-config. It costs 271 tokens per session (2,497 once invoked), scanned A, original, no licence file.

A guide to modelling personal money decisions, such as buying a home, earning rental income, planning renovations, and forecasting household cash flow.

In plain words
What is it for?
Use it for household budgets, real-estate scenarios, renovation plans, large purchases, and savings or investment what-ifs.
Why use it?
It helps compare major financial choices by showing how they may affect budgets, savings, and future income.

Skill for Claude CodeCodex

Which agent this was written for is unclear — body not stored (licence); the path alone says nothing.

Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

agentmods
npx agentmods add skills/conversionfactory/agent-config/personal-cfo
Any agent
npx skills add conversionfactory/agent-config --skill personal-cfo
Clone the repo
git clone --depth 1 https://github.com/conversionfactory/agent-config

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for personal-cfo

README.md
[![agentmods](https://agentmods.dev/badge/skills/conversionfactory/agent-config/personal-cfo.svg)](https://agentmods.dev/skills/conversionfactory/agent-config/personal-cfo)
Your own site
<a href="https://agentmods.dev/skills/conversionfactory/agent-config/personal-cfo"><img src="https://agentmods.dev/badge/skills/conversionfactory/agent-config/personal-cfo.svg" alt="Measured on agentmods" height="20"></a>
Per session 271 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 2,497 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. Scan, not verified.
Origin unknown No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00271 $0.02497
Opus 5 $0.00135 $0.01248
Sonnet 5 $0.00054 $0.00499
Haiku 4.5 $0.00027 $0.00250

Measured 2d ago against content hash f25575c9d0b4, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-05, from the pricing page.

Security

Grade A, and why

personal-cfo scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 2d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

shared/skills/personal-cfo/SKILL.md · 183 lines

The source is not reproduced here

No licence file

A repository with no LICENSE is all rights reserved by default, so the body is not copied here. The metadata, the measurements and the link are.

Read it on GitHub

Files

What ships with it

2 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 2d ago First seen · 183 lines · 271 tokens per session scan A f25575c9d0b4

Subscribe to this mod's changes

personal-cfo is a skill published in the GitHub repository conversionfactory/agent-config (11 stars, last pushed 8d ago), with no licence file. It adds 271 tokens to every session and 2,497 once invoked, about $0.0014 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-03.