Getting it into your agent
It runs from inside its repository, so the clone comes first — what it calls does not travel with the file alone.
git clone --depth 1 https://github.com/deciqAI/knowledge-skillsnpx agentmods add skills/deciqai/knowledge-skills/estimated-tax-safety-bufferWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/deciqai/knowledge-skills/estimated-tax-safety-buffer)<a href="https://agentmods.dev/skills/deciqai/knowledge-skills/estimated-tax-safety-buffer"><img src="https://agentmods.dev/badge/skills/deciqai/knowledge-skills/estimated-tax-safety-buffer/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/deciqai/knowledge-skills/estimated-tax-safety-buffer"><img src="https://agentmods.dev/badge/skills/deciqai/knowledge-skills/estimated-tax-safety-buffer.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00072 | $0.00704 |
| Opus 5 | $0.00036 | $0.00352 |
| Sonnet 5 | $0.00014 | $0.00141 |
| Haiku 4.5 | $0.00007 | $0.00070 |
Grade A, and why
estimated-tax-safety-buffer scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 8d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 48 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Tax Prep — Estimated-Tax Safe-Harbor Buffer
Industry front door for margin-of-safety. Adds domain triggers, example, packs only. Parent Process unchanged. Not legal or tax advice. Confirm safe-harbor percentages against current IRC §6654/§6655.
Activate when: self-employed / K-1 / variable-income client planning quarterly 1040-ES; "how much should I set aside?", "will I owe a penalty?", volatile income year. Do NOT activate when: W-2 withholding fully covers liability.
Why this variant
The parent margin-of-safety sizes a buffer against estimation error. Estimated taxes are exactly that: pay enough to clear a safe harbor so a bad income estimate never triggers an underpayment penalty. The safe harbor is the margin of safety.
Domain inputs → parent's Process
- Floor = safe harbor: generally 90% of current-year tax or 100% of prior-year (110% if prior AGI > $150k).
- Buffer sizing: pay to the higher-certainty harbor (prior-year is known; current-year is a guess).
- Volatility: for lumpy income, use annualized-income installment method rather than flat quarters.
Worked example
Consultant, prior-year tax $40k, this year wildly up. → Safe harbor = 110% × $40k = $44k across 4 quarters removes penalty risk regardless of how high this year lands. That is the margin of safety; anything above is optional smoothing.
Packs
- Solo: default clients to prior-year safe harbor; revisit at Q3 if income spikes.
- Advisory: annualized method for seasonal/lumpy earners.
Red flags
- Estimating current-year liability precisely and paying to it (no buffer) → penalty on any upside miss.
- Ignoring the 110% high-AGI threshold.
Verification
- Safe-harbor floor computed (higher-certainty basis)
- High-AGI 110% applied if relevant
- Annualized method considered for lumpy income
- Quarterly reminders set (see deadline engine)
Part of deciqAI Knowledge Skills. Core method: margin-of-safety.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 8d ago First seen · 48 lines · 72 tokens per session scan A 4915ee01a841
estimated-tax-safety-buffer is a skill published in the GitHub repository deciqAI/knowledge-skills (10 stars, last pushed 10d ago), licensed MIT. It adds 72 tokens to every session and 704 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-03.
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