Getting it into your agent
It runs from inside its repository, so the clone comes first — what it calls does not travel with the file alone.
git clone --depth 1 https://github.com/deciqAI/knowledge-skillsnpx agentmods add skills/deciqai/knowledge-skills/ria-client-behavior-coachingWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/deciqai/knowledge-skills/ria-client-behavior-coaching)<a href="https://agentmods.dev/skills/deciqai/knowledge-skills/ria-client-behavior-coaching"><img src="https://agentmods.dev/badge/skills/deciqai/knowledge-skills/ria-client-behavior-coaching/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/deciqai/knowledge-skills/ria-client-behavior-coaching"><img src="https://agentmods.dev/badge/skills/deciqai/knowledge-skills/ria-client-behavior-coaching.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00079 | $0.00735 |
| Opus 5 | $0.00039 | $0.00367 |
| Sonnet 5 | $0.00016 | $0.00147 |
| Haiku 4.5 | $0.00008 | $0.00073 |
Grade A, and why
ria-client-behavior-coaching scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 9d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 50 lines — stays where its author put it; the contents beside it link to each section on GitHub.
RIA — Client Behavior Coaching (Loss Aversion)
Industry front door for loss-aversion-prospect-theory. Adds domain triggers, example, packs only. Parent Process unchanged. Not investment advice.
Activate when: a market drop has clients wanting to sell; framing performance reviews; onboarding risk tolerance; "clients panic in downturns," "how do I keep them invested?" Do NOT activate when: a genuine plan change is warranted (don't rationalize a real problem away).
Why this variant
The parent loss-aversion-prospect-theory shows losses loom ~2× gains and that framing drives choices. An RIA's biggest value-add (and retention lever) is preventing clients from selling low. Coaching = re-framing and pre-committing against predictable behavioral errors.
Domain inputs → parent's Process
- Pre-commit: set the response to a drawdown in the IPS before it happens (rebalance, don't flee).
- Reframe: show goal-progress and time-diversified odds, not daily P&L; frame in dollars-to-goal.
- Reference points: avoid anchoring clients to the peak; anchor to plan and funded-ratio.
- Distinguish behavioral panic from a real plan change (don't over-suppress legitimate concerns).
Worked example
–20% quarter; client emails "get me out." → Loss aversion at work. Coaching: revisit the pre-agreed IPS drawdown policy, reframe to funded-ratio and historical recovery odds, execute the planned rebalance. Selling now converts a paper loss to permanent. Retention + fiduciary care both served.
Packs
- Solo: drawdown-communication script + IPS pre-commitment clause.
- Advisory: proactive down-market outreach cadence (contact before they panic).
Red flags
- Reacting to client emotion with a portfolio change that isn't in the plan.
- Reporting that emphasizes short-term P&L.
- No pre-agreed policy for downturns.
Verification
- Downturn response pre-committed in IPS
- Reframe to goal/funded-ratio prepared
- Panic vs real-change distinguished
- Proactive outreach before client initiates
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 9d ago First seen · 50 lines · 79 tokens per session scan A b47206fa27ce
ria-client-behavior-coaching is a skill published in the GitHub repository deciqAI/knowledge-skills (10 stars, last pushed 10d ago), licensed MIT. It adds 79 tokens to every session and 735 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-03.
Other skills, from other repositories
invoice-chase
Runs collections on late invoices: builds an aging ladder (current/30/60/90+), assigns each invoice a rung on an escalation sequence with ready-to-send emails — friendly nudge, firm reminder with late-fee mention, final notice — plus a phone script, tone rules that preserve the relationship, a chase log, and…
audit-support
Gets the books audit-ready: builds the PBC (prepared-by-client) list by area, drafts walkthrough narratives for key cycles (revenue, purchases, payroll), matches auditor samples to support, prepares tie-out schedules, tracks open items with owners and due dates, and drafts responses to findings. Use when the user says…
financial-statements
Builds a full statement set — P&L, balance sheet, and indirect cash flow — from a trial balance or transaction export, mapping accounts to a standard chart and proving every tie-out in code. Use when the user says 'build a P&L from this trial balance', 'turn this export into financials', 'I need a balance sheet for…
plan-payroll
Plans payroll cash: true loaded cost per hire (gross plus employer taxes, benefits, tools), a payroll calendar with cutoffs and cash-out dates, a scenario table for new hire vs raise vs contractor-vs-employee, and a payroll-to-revenue check against rough industry bands. Use when the user asks "can I afford to hire"…
review-contract
Clause-by-clause contract review — inventories key clauses (term, termination, liability cap, indemnity, IP, payment, confidentiality, governing law, auto-renewal), flags deviations from market-standard positions with RED/YELLOW/GREEN severity and verbatim quotes, drafts redline language, and sets negotiation…
tax-prep
Organizes tax season — an organizer, not tax advice: a document checklist by category (income, expenses, assets, payroll, prior filings), an expense-category sweep that flags plausibly missed deductions in generic jurisdiction-agnostic categories, a quarterly-estimate calendar template, a clean handoff pack for the…