merit-stripe

merit-stripe is a skill for Claude Code from Elnora-AI/elnora-merit-aktiva. It costs 201 tokens per session (2,277 once invoked), scanned A, original, Apache-2.0.

A guide for recording Stripe card payments correctly in Merit Aktiva. Stripe is a payment intermediary: it holds customer money, subtracts fees, and sends the remaining amount to the bank.

In plain words
What is it for?
Use it to record each Stripe payout as gross sales, VAT, Stripe fees, and a clearing-account movement, then match the net payout to the bank.
Why use it?
It prevents net bank payouts from being recorded as revenue, which would hide the original sales and misstate fees and VAT.

Skill for Claude Code

Written for Claude Code: shipped in a Claude Code plugin.

Part of the merit-aktiva-workspace plugin — 18 skills, 5 commands, 3 agents, 1 MCP server shipped together

Good fit Use it to record each Stripe payout as gross sales, VAT, Stripe fees, and a clearing-account movement, then match the net payout to the bank.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/elnora-ai/elnora-merit-aktiva/merit-stripe
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add Elnora-AI/elnora-merit-aktiva --skill merit-stripe
Clone the repo
git clone --depth 1 https://github.com/Elnora-AI/elnora-merit-aktiva

Made for: Claude Code.

Or install merit-aktiva-workspace, the plugin that ships this one along with the rest of its 18 skills, 5 commands, 3 agents, 1 MCP server.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for merit-stripe

README.md
[![agentmods](https://agentmods.dev/badge/skills/elnora-ai/elnora-merit-aktiva/merit-stripe/github.svg)](https://agentmods.dev/skills/elnora-ai/elnora-merit-aktiva/merit-stripe)
Your own site
<a href="https://agentmods.dev/skills/elnora-ai/elnora-merit-aktiva/merit-stripe"><img src="https://agentmods.dev/badge/skills/elnora-ai/elnora-merit-aktiva/merit-stripe/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for merit-stripe

Your own site · 80×15
<a href="https://agentmods.dev/skills/elnora-ai/elnora-merit-aktiva/merit-stripe"><img src="https://agentmods.dev/badge/skills/elnora-ai/elnora-merit-aktiva/merit-stripe.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 201 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 2,277 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe. Third-party audits
  • NVIDIA SkillSpector warn 7 Sept 2026
SkillSpector: 1 finding, up to medium

These are SkillSpector’s own severities. On a checked sample its high-severity flags on skills were ~96% false positives — a documented command, a public API, a “never do X” rule — so we show them as a caution to read, not a verdict. Why →

  • medium analysis-evasion · line 1
    Suspicious Unicode normalization or mixed-script content
    Fix: Review the flagged content for security risks. Ensure no credentials, secrets, or sensitive data are exposed.
How audits are shown
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00201 $0.02277
Opus 5 $0.00101 $0.01138
Sonnet 5 $0.00040 $0.00455
Haiku 4.5 $0.00020 $0.00228

Measured 12d ago against content hash 1eda18a386d3, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

merit-stripe scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

skills/merit-stripe/SKILL.md · 156 lines

How it starts

The opening of the file, as written. The whole thing — 156 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Merit Stripe

How Stripe card payments are set up and recorded in Merit Aktiva. The implementation is the elnora-merit reconcile command; this skill is the why and the rules so any agent books it correctly and can spot a wrong entry.

The one thing to get right: Stripe is a clearing account, not your bank. Stripe holds the money, deducts its fee, then pays out the NET in batches. So you cannot book the bank deposit as revenue — it is already net of fees. Revenue is booked GROSS, the fee is a separate expense, and a clearing account in between holds the payout net until the real bank-import row clears it.

The booking model — one summary GL batch per payout

Each Stripe payout is booked as a single balanced sendglbatch. Card sales are aggregated (no per-buyer customer or invoice — the canonical treatment for high-volume B2C card sales; genuine company invoices that need an A/R record are booked separately).

Dr  Clearing      gross        all card sales in the payout, VAT-inclusive
Cr  Revenue       net          gross ÷ 1.24 — carries the 24% TaxId + VatAmount
   [Cr VAT payable vat]        output VAT — IMPLICIT, Merit posts it from the tag
Dr  Stripe fees   fees         processing + platform fees, a separate expense
Cr  Clearing      fees
Dr  Refunds  / Cr Clearing     only when the payout contains refunds

The clearing account is left holding exactly the payout net, which the real bank-import row clears against (one manual match in the Merit UI).

VAT period — date each batch on the CHARGE month (§11), not the payout arrival

Estonian time of supply (KMS §11) is the earlier of supply or payment — for a card sale the charge/capture date, not when Stripe pays out. reconcile dates each batch on the charge month: usually equal to the payout arrival, except a month-end straddle (charges captured in month N, paid out in N+1), which it dates back to the charge month so the output VAT lands in the correct KMD period.

A payout whose charges span two or more months cannot be dated to one VAT month. The tool flags it in preview and run skips it (marked not bookable) rather than mis-dating it — it does not auto-split (yet). Book it by hand as one GL batch per charge month (DocNo po_…-MAY / po_…-JUN), splitting gross/net/VAT/fees per charge, not by dividing the aggregate ÷ 1.24. Per-charge rounding ties to the cent and matches the tool's single-month batches; the aggregate method is ~1 cent off per batch. The two batches together net to the payout and are cleared by the single bank row.

Read the full file on GitHub · 156 lines

Files

What ships with it

1 file beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 12d ago First seen · 156 lines · 201 tokens per session scan A 1eda18a386d3

Subscribe to this mod's changes

merit-stripe is a skill published in the GitHub repository Elnora-AI/elnora-merit-aktiva (8 stars, last pushed 5d ago), licensed Apache-2.0. It adds 201 tokens to every session and 2,277 once invoked, about $0.0010 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

Related

Other skills, from other repositories

capitoltrades-cli

Queries US congressional stock trades (STOCK Act disclosures) on capitoltrades.com via the cli-web-capitoltrades command-line tool — trades with rich filters, politician profiles and leaderboards, issuer lookup with price history, plus insight articles, buzz, and press. Use when the user asks about congress trades…

ItamarZand88/CLI-Anything-WEB · 111 tokens

watch

Watch live IDX turnover and order books for unusual activity — value surges, auto-reject approach, one-sided depth, walls appearing or withdrawn, quiet stocks waking up, UMA flags — plus delayed print-by-print attribution and end-of-day broker context. Use when the user runs /watch, or asks what is trading right now…

INo-xious/stockbit-mcp · 88 tokens

stockbit-status

Check whether the Stockbit session is still valid — main session expiry, whether trading credentials are stored, and the current trading mode. Use when the user asks "am I still logged in to Stockbit", "has my session expired", "is trading on", or when a stockbit MCP tool starts failing with an auth error.

INo-xious/stockbit-mcp · 70 tokens

stockbit-auth

Log in to Stockbit and capture the session for this server — opens the browser login flow and verifies the token was stored. Use when the user asks to log in or re-authenticate to Stockbit, or after a status check reports the session expired, HTTP 401, or logged out.

INo-xious/stockbit-mcp · 63 tokens

trade-with-guardrails

Place an order through the user's own Stockbit account safely — check the mode, size the position from a risk budget, preview, read the summary back to the human, and only then write. Use when the user asks to buy, sell, amend or cancel an order, or to size a trade.

INo-xious/stockbit-mcp · 67 tokens

bandar-check

Answer "who is accumulating this stock?" for an IDX ticker using Stockbit broker-flow data. Use when the user asks about bandar, big money, accumulation, distribution, foreign flow, asing, or who is on the other side of the tape.

INo-xious/stockbit-mcp · 54 tokens