dividend-analysis

dividend-analysis is a skill for Claude Code, Codex from HKUDS/Vibe-Trading. It costs 36 tokens per session (1,754 once invoked), scanned A, original, MIT.

A guide to analysing dividend-paying stocks for income, dividend growth, and overall shareholder returns. It looks beyond the headline yield to examine how the payment is funded, how reliable it is, and whether the price is reasonable.

In plain words
What is it for?
Use it to compare dividend yields, check payout coverage from earnings and cash flow, review dividend histories, assess balance-sheet capacity, examine ex-dividend mechanics, and consider valuation.
Why use it?
A very high dividend yield can result from a falling share price or a payment that may not last. This helps identify sustainable dividends and avoid yield traps.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one.

Good fit Use it to compare dividend yields, check payout coverage from earnings and cash flow, review dividend histories, assess balance-sheet capacity, examine ex-dividend mechanics, and consider valuation.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/hkuds/vibe-trading/dividend-analysis
About the project

Vibe-Trading is a personal trading agent that gives an AI system tools for market analysis, algorithmic trading, backtesting, and related workflows. It is for users who want an agent to research and evaluate trading strategies or manage simulated and other trading activities. The catalogue contains skills that expose these trading capabilities to compatible agents.

HKUDS/Vibe-Trading · 33,085 stars · on GitHub · vibetrading.wiki

Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add HKUDS/Vibe-Trading --skill dividend-analysis
Clone the repo
git clone --depth 1 https://github.com/HKUDS/Vibe-Trading

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for dividend-analysis

README.md
[![agentmods](https://agentmods.dev/badge/skills/hkuds/vibe-trading/dividend-analysis/github.svg)](https://agentmods.dev/skills/hkuds/vibe-trading/dividend-analysis)
Your own site
<a href="https://agentmods.dev/skills/hkuds/vibe-trading/dividend-analysis"><img src="https://agentmods.dev/badge/skills/hkuds/vibe-trading/dividend-analysis/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for dividend-analysis

Your own site · 80×15
<a href="https://agentmods.dev/skills/hkuds/vibe-trading/dividend-analysis"><img src="https://agentmods.dev/badge/skills/hkuds/vibe-trading/dividend-analysis.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 36 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 1,754 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe. ✓ AI security review Fable 5.1 · 6 Sept 2026 📄 Read the review Third-party audits
  • Snyk pass 7 Sept 2026
  • NVIDIA SkillSpector warn 7 Sept 2026
SkillSpector: 1 finding, up to medium

These are SkillSpector’s own severities. On a checked sample its high-severity flags on skills were ~96% false positives — a documented command, a public API, a “never do X” rule — so we show them as a caution to read, not a verdict. Why →

  • medium Excessive Agency · line 191
    Skill enables autonomous high-impact decisions without human-in-the-loop verification. Critical operations (destructive commands, financial transactions, data deletion) should require explicit user confirmation.
    Fix: Add human-in-the-loop confirmation for destructive, irreversible, or high-impact operations. Never auto-execute commands that modify files, send data, or alter system state.
How audits are shown
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00036 $0.01754
Opus 5 $0.00018 $0.00877
Sonnet 5 $0.00007 $0.00351
Haiku 4.5 $0.00004 $0.00175

Measured 10d ago against content hash e8e149f3dab9, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-09, from the pricing page.

Security

Grade A, and why

dividend-analysis scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 10d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

Origin

Copies of this mod

1 near-identical copy found in the catalogue:

agent/src/skills/dividend-analysis/SKILL.md · 197 lines

How it starts

The opening of the file, as written. The whole thing — 197 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Dividend Analysis

Purpose

Use this skill when the user asks about dividend stocks, income portfolios, dividend growth, high-yield screening, payout safety, ex-dividend dates, or whether a dividend is sustainable. The goal is to separate durable shareholder returns from yield traps.

Dividend analysis should never stop at headline yield. A good answer explains how the dividend is funded, how stable the underlying business is, whether management has room to keep paying, and how valuation changes the expected total return.

Core Questions

  1. What is the current cash yield, and is it normal for this company or sector?
  2. Is the payout covered by earnings, operating cash flow, and free cash flow?
  3. Is the balance sheet strong enough to absorb a down cycle?
  4. Has management grown, held, cut, or suspended the dividend across cycles?
  5. Does the valuation still leave room for total return after taxes and reinvestment assumptions?

Key Metrics

Metric Formula Healthy Signal Warning Signal
Dividend yield annual DPS / current price Above peer median with stable coverage Extremely high vs history or peers
Earnings payout ratio dividends / net income, or DPS / EPS 30-70% for mature non-financials Above 90%, negative earnings
Free-cash-flow payout dividends / FCF Below 70% through a cycle Dividend exceeds FCF for 2+ years
CFO coverage operating cash flow / dividends paid Above 1.5x Below 1.0x
Dividend CAGR DPS growth over 3/5/10 years Positive and below EPS/FCF growth Growth funded by leverage
Net debt / EBITDA net debt / EBITDA Sector-appropriate leverage Leverage rising while payout rises
Buyback plus dividend yield (dividends + net buybacks) / market cap Balanced capital return Buybacks funded by debt at high valuation

For REITs, utilities, banks, MLPs, and insurers, adapt the payout metric to the sector. For example, use AFFO payout for REITs, distributable cash flow for MLPs, and regulatory capital ratios for banks and insurers.

Read the full file on GitHub · 197 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 10d ago First seen · 197 lines · 36 tokens per session scan A e8e149f3dab9

Subscribe to this mod's changes

dividend-analysis is a skill published in the GitHub repository HKUDS/Vibe-Trading (33,085 stars, last pushed today), licensed MIT. It adds 36 tokens to every session and 1,754 once invoked, about $0.0002 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

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