tax-housing-loan-context

tax-housing-loan-context is a skill for Claude Code from kazukinagata/shinkoku. It costs 78 tokens per session (406 once invoked), scanned A, original, MIT.

Background rules for Japan’s housing-loan tax credit, including eligibility, credit limits, calculation rules, and its relationship with hometown donations.

In plain words
What is it for?
Use them when answering about housing-loan deductions, income or property requirements, loan limits, child-rearing supplements, renovation combinations, or interaction with hometown donations.
Why use it?
They provide the current figures and decision rules needed to judge eligibility and calculate the credit without relying on outdated assumptions.

Skill for Claude Code

Written for Claude Code: user-invocable in frontmatter.

Part of the shinkoku plugin — 24 skills shipped together

Good fit Use them when answering about housing-loan deductions, income or property requirements, loan limits, child-rearing supplements, renovation combinations, or interaction with hometown donations.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/kazukinagata/shinkoku/tax-housing-loan-context
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add kazukinagata/shinkoku --skill tax-housing-loan-context
Clone the repo
git clone --depth 1 https://github.com/kazukinagata/shinkoku

Made for: Claude Code.

Or install shinkoku, the plugin that ships this one along with the rest of its 24 skills.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for tax-housing-loan-context

README.md
[![agentmods](https://agentmods.dev/badge/skills/kazukinagata/shinkoku/tax-housing-loan-context/github.svg)](https://agentmods.dev/skills/kazukinagata/shinkoku/tax-housing-loan-context)
Your own site
<a href="https://agentmods.dev/skills/kazukinagata/shinkoku/tax-housing-loan-context"><img src="https://agentmods.dev/badge/skills/kazukinagata/shinkoku/tax-housing-loan-context/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for tax-housing-loan-context

Your own site · 80×15
<a href="https://agentmods.dev/skills/kazukinagata/shinkoku/tax-housing-loan-context"><img src="https://agentmods.dev/badge/skills/kazukinagata/shinkoku/tax-housing-loan-context.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 78 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 406 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00078 $0.00406
Opus 5 $0.00039 $0.00203
Sonnet 5 $0.00016 $0.00081
Haiku 4.5 $0.00008 $0.00041

Measured 12d ago against content hash 42ee5c3c5f1e, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

tax-housing-loan-context scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

skills/tax-housing-loan-context/SKILL.md · 31 lines

What it actually says

住宅ローン控除コンテキスト(Housing Loan Tax Credit Context)

このスキルは住宅ローン控除(租税特別措置法第41条)に関する判定・計算コンテキストを提供する。

住宅ローン控除の情報提供

住宅ローン控除に関する回答を行う際は、references/housing-loan.md を読み込んで以下を実行する:

  1. 適用要件(住宅・所得・ローン要件)を確認し、ユーザーへの判定フローに沿って案内する
  2. 借入限度額・控除率・控除期間を令和7年分の値で提示する
  3. 子育て世帯・若者夫婦世帯の上乗せ措置の適用可否を確認する
  4. ふるさと納税との相互影響を説明する(必要な場合)
  5. 重複適用(中古購入+リフォーム同時)の計算が必要な場合は按分計算を行う

参照ファイル

ファイル 内容
references/housing-loan.md 控除額・借入限度額テーブル・適用要件・判定フロー・重複適用の計算例
Files

What ships with it

1 file beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 12d ago First seen · 31 lines · 78 tokens per session scan A 42ee5c3c5f1e

Subscribe to this mod's changes

tax-housing-loan-context is a skill published in the GitHub repository kazukinagata/shinkoku (359 stars, last pushed 3d ago), licensed MIT. It adds 78 tokens to every session and 406 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

Related

Other skills, from other repositories

bionic-safety-net

Unified survival infrastructure: health, finance, legal safety, circuit breakers, and structural protection against all ruin classes. The last line of defense.

winstonkoh87/Athena-Public · 34 tokens

internal-controls-and-audit

Designs and tests controls over financial reporting — segregation of duties, approval limits, evidence, and preparing for audit. Use this to design controls for a process, prepare for an external audit, respond to an audit finding, set approval thresholds, or assess where a small team's segregation of duties is…

cbrock84/headcount · 67 tokens

capital-structure-and-covenants

Decides how the business is financed and what that financing then requires of it — debt versus equity, weighted average cost of capital as a hurdle rate, how much leverage cash flow can carry, and the financial, affirmative and negative covenants, definitions, test dates and cure rights that come attached. Use this to…

cbrock84/headcount · 102 tokens

revenue-recognition

Determines when and how revenue is recognized — performance obligations, contract terms that change the answer, and the deal structures that create accounting problems. Use this to work out how a contract should be recognized, review a non-standard deal before it is signed, understand deferred revenue, or spot terms…

cbrock84/headcount · 69 tokens

tax

Structures the tax questions a growing business faces — corporate income, sales and use, payroll, nexus, and the obligations created by hiring or selling somewhere new. Use this to work out what a new state or country obligates you to, prepare for a tax filing or audit, understand sales tax on your product, or check…

cbrock84/headcount · 75 tokens

802-regulations-dora

Use when reviewing, designing, or modifying Java enterprise systems that may support financial entities, critical ICT services, third-party ICT provider integrations, or operational resilience obligations under DORA. This should trigger for requests such as Review a Java platform for DORA ICT risk controls; Design…

jabrena/plinth · 97 tokens