agb-bei-versicherungsvertraegen-vvg

agb-bei-versicherungsvertraegen-vvg is a skill for Claude Code from Klotzkette/claude-fuer-deutsches-recht. It costs 68 tokens per session (734 once invoked), scanned A, original, Apache-2.0.

A German-language legal review guide for checking standard insurance-contract clauses under German law. It covers the VVG, Germany's Insurance Contract Act, and the BGB rules for standard contract terms.

In plain words
What is it for?
Use it to review insurance terms, assess exclusions or policyholder breaches, create clause redlines and replacements, and prepare negotiation or litigation explanations.
Why use it?
It separates issues such as whether a clause was included, whether it is understandable, whether it is unfair, and what legal or dispute risks may follow.

Skill for Claude Code

Written for Claude Code: shipped in a Claude Code plugin.

Part of the agb-recht-pruefer plugin — 202 skills shipped together

Good fit Use it to review insurance terms, assess exclusions or policyholder breaches, create clause redlines and replacements, and prepare negotiation or litigation explanations.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/klotzkette/claude-fuer-deutsches-recht/agb-bei-versicherungsvertraegen-vvg
About the project

Claude – Deutsche rechtliche Fähigkeiten is an experimental collection of German-language skills, sub-agents, plugins, and workflows for legal work. It is intended for law firms, legal departments, and advisers handling areas such as employment, corporate, insolvency, data protection, and litigation law. The catalogue entries are the collection’s own skills, instructions, and plugin packaging.

Klotzkette/claude-fuer-deutsches-recht · 1,592 stars · on GitHub

Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add Klotzkette/claude-fuer-deutsches-recht --skill agb-bei-versicherungsvertraegen-vvg
Clone the repo
git clone --depth 1 https://github.com/Klotzkette/claude-fuer-deutsches-recht

Made for: Claude Code.

Or install agb-recht-pruefer, the plugin that ships this one along with the rest of its 202 skills.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for agb-bei-versicherungsvertraegen-vvg

README.md
[![agentmods](https://agentmods.dev/badge/skills/klotzkette/claude-fuer-deutsches-recht/agb-bei-versicherungsvertraegen-vvg/github.svg)](https://agentmods.dev/skills/klotzkette/claude-fuer-deutsches-recht/agb-bei-versicherungsvertraegen-vvg)
Your own site
<a href="https://agentmods.dev/skills/klotzkette/claude-fuer-deutsches-recht/agb-bei-versicherungsvertraegen-vvg"><img src="https://agentmods.dev/badge/skills/klotzkette/claude-fuer-deutsches-recht/agb-bei-versicherungsvertraegen-vvg/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

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Your own site · 80×15
<a href="https://agentmods.dev/skills/klotzkette/claude-fuer-deutsches-recht/agb-bei-versicherungsvertraegen-vvg"><img src="https://agentmods.dev/badge/skills/klotzkette/claude-fuer-deutsches-recht/agb-bei-versicherungsvertraegen-vvg.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 68 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 734 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe. Third-party audits
  • NVIDIA SkillSpector pass 7 Sept 2026
How audits are shown
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00068 $0.00734
Opus 5 $0.00034 $0.00367
Sonnet 5 $0.00014 $0.00147
Haiku 4.5 $0.00007 $0.00073

Measured 13d ago against content hash e75b18afc0ab, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

agb-bei-versicherungsvertraegen-vvg scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 13d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

agb-recht-pruefer/skills/agb-bei-versicherungsvertraegen-vvg/SKILL.md · 48 lines

How it starts

The opening of the file, as written. The whole thing — 48 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Agb Bei Versicherungsvertraegen Vvg

Fachkern: Agb Bei Versicherungsvertraegen Vvg

  • Klauselproblem (Agb Bei Versicherungsvertraegen Vvg): AGB-Kontrolle bei Versicherungsvertraegen (VVG). Skill behandelt das Spannungsverhaeltnis zwischen den Allgemeinen Versicherungsbedingungen (AVB) und § 307 BGB. Klaert das Transparenzgebot Risikoausschluesse Obliegenheitsverletzungen Sanktion bei Falschangaben Sondervorschriften des VVG. Liefert Prüfraster und Klauselentwurf.
  • AGB-Weiche: Einbeziehung (§ 305 BGB), überraschende Klausel (§ 305c BGB), Transparenz (§ 307 Abs. 1 S. 2 BGB), Inhaltskontrolle (§§ 307-309 BGB), Rechtsfolge (§ 306 BGB) und Prozess-/Verbandsrisiko sauber trennen.
  • Beleglogik: Originalklausel, Vertragsumfeld, Verwendungsnachweis, Verhandlungsspuren, Kundengruppe, Marktstandard und wirtschaftliche Wirkung als Matrix erfassen.
  • Arbeitsprodukt: Klauselampel, Redline, Ersatzformulierung, Verhandlungsposition und gerichtsfeste Kurzbegründung mit Live-Check amtlicher Normenquellen.

Norm

  • VVG (Versicherungsvertragsgesetz) als Sondergesetz.
  • §§ 305-310 BGB anwendbar, soweit VVG nicht abschliessend regelt.
  • BGH-Rechtsprechung zur AGB-Kontrolle von AVB ist umfangreich.

Typische Problemklauseln

Risikoausschluss

  • Risikoausschluss ist Hauptleistungsbestimmung, keine reine Modalitaetsklausel.
  • Inhaltskontrolle nach § 307 BGB nur eingeschraenkt.
  • Transparenzgebot § 307 Abs. 1 Satz 2 BGB voll anwendbar.
  • BGH IV ZR 76/11: unklar formulierte Risikoausschluesse sind unwirksam.

Obliegenheitsverletzungen

  • § 28 VVG: bei vorsaetzlicher Obliegenheitsverletzung Leistungsfreiheit; bei grober Fahrlaessigkeit Quotelung.
  • AGB-Klauseln, die strenger sind als § 28 VVG, sind unwirksam.

Anpassungsklauseln

  • Anpassung der Praemien an Schadensentwicklung wirksam, wenn Berechnungsformel transparent.
  • BGH IV ZR 17/02 zur Beitragsanpassung in der PKV.

Vorvertragliche Anzeigepflicht

  • §§ 19 ff. VVG: spezifische Sanktionen.
  • AGB-Klauseln zur erweiterten Anzeigepflicht sind regelmaessig unwirksam.

Read the full file on GitHub · 48 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 13d ago First seen · 48 lines · 68 tokens per session scan A e75b18afc0ab

Subscribe to this mod's changes

agb-bei-versicherungsvertraegen-vvg is a skill published in the GitHub repository Klotzkette/claude-fuer-deutsches-recht (1,592 stars, last pushed 2d ago), licensed Apache-2.0. It adds 68 tokens to every session and 734 once invoked, about $0.0003 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

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