Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add LeadMagic/gtm-skills --skill business-insurancegit clone --depth 1 https://github.com/LeadMagic/gtm-skillsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/leadmagic/gtm-skills/business-insurance)<a href="https://agentmods.dev/skills/leadmagic/gtm-skills/business-insurance"><img src="https://agentmods.dev/badge/skills/leadmagic/gtm-skills/business-insurance/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/leadmagic/gtm-skills/business-insurance"><img src="https://agentmods.dev/badge/skills/leadmagic/gtm-skills/business-insurance.svg" alt="Reviewed on agentmods" width="80" height="20"></a>- NVIDIA SkillSpector pass
What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00110 | $0.02991 |
| Opus 5 | $0.00055 | $0.01496 |
| Sonnet 5 | $0.00022 | $0.00598 |
| Haiku 4.5 | $0.00011 | $0.00299 |
Grade A, and why
business-insurance scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 7d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 296 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Business Insurance for SaaS
Overview
Insurance is boring until you need it — then it saves your company. Enterprise customers demand proof of insurance. Investors require D&O coverage. A data breach without cyber insurance can bankrupt a startup. The mistake: waiting until a contract requires insurance to start shopping. Policies take 2-4 weeks to bind. Losing a $100K deal because you don't have insurance is an unforced error. This skill covers every insurance type a SaaS founder needs, when it becomes necessary, and how to get it.
Authoritative Foundations
- Vouch — Startup insurance specialists — Startup insurance specialists
- Embroker — Tech/SaaS insurance — Tech/SaaS insurance
- Coalition — Cyber insurance — Cyber insurance
- Founders Shield — Startup risk management — Startup risk management
- At-Bay — Cyber and E&O insurance — Cyber and E&O insurance
When to Use
Trigger phrases: "business insurance", "startup insurance", "E&O insurance", "cyber liability", "D&O insurance", "what insurance do I need", "enterprise customer requiring insurance", "insurance for SaaS", "technology E&O"
Insurance Timeline by Stage
| Stage | Insurance Needed | Why | Annual Cost |
|---|---|---|---|
| Pre-launch / $0 ARR | None typically | No customers, no employees, no risk | $0 |
| First customer / <$100K ARR | General Liability (optional) | Office lease, events, basic protection | $300-800 |
| First enterprise deal | Tech E&O + Cyber | Enterprise contract requires it | $2-5K total |
| First employee | Workers Comp (required) | State law — mandatory with employees | $500-2K |
| Fundraising / $1M+ ARR | D&O | Investor requirement, board protection | $2-5K |
| 5+ employees | EPLI (Employment Practices) | Protection against wrongful termination, discrimination claims | $1-3K |
| $5M+ ARR | Full stack: E&O, Cyber, D&O, GL, EPLI, Key Person | Mature company, material risk | $15-30K/yr total |
| Key founder dependency | Key Person (Life + Disability) | If founder is incapacitated, company survives | $1-3K |
What ships with it
3 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 7d ago First seen · 296 lines · 110 tokens per session scan A 0d3d4b0e678a
business-insurance is a skill published in the GitHub repository LeadMagic/gtm-skills (49 stars, last pushed 4d ago), licensed MIT. It adds 110 tokens to every session and 2,991 once invoked, about $0.0006 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-03.
Other skills, from other repositories
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risk-assessor
User: We're expanding into the EU market next quarter. What are the key risks?
gdpr-auditor
User: Audit our SaaS platform for GDPR compliance. We collect emails, names, and usage analytics from EU users.
soc2-preparer
User: We need SOC 2 Type II in 6 months. What's the plan?
tax-preparer
User: I drove 45 miles for a client meeting today and spent $32 on lunch with them.
kyc-doc-parse
Parse an investor or client onboarding packet into structured KYC fields — identity, ownership, control, source of funds, and document inventory. Use as the first step of KYC screening; output feeds the rules engine.