v14-金钱中性论

v14-金钱中性论 is a skill for Claude Code, Codex from R2h1/my-book-skills. It costs 37 tokens per session (819 once invoked), scanned A, original, MIT.

A Chinese-language guide about viewing money as a neutral tool whose effects depend on how people use it.

In plain words
What is it for?
Use it for reflection or teaching when someone feels that making money is inherently wrong or feels uncomfortable learning about personal finance.
Why use it?
It addresses guilt or moral discomfort about earning and discussing money, while noting that money does not solve every personal or social problem.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one.

Good fit Use it for reflection or teaching when someone feels that making money is inherently wrong or feels uncomfortable learning about personal finance.

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Install with agentmods
npx agentmods add skills/r2h1/my-book-skills/v14
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add R2h1/my-book-skills --skill v14
Clone the repo
git clone --depth 1 https://github.com/R2h1/my-book-skills

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for v14-金钱中性论

README.md
[![agentmods](https://agentmods.dev/badge/skills/r2h1/my-book-skills/v14/github.svg)](https://agentmods.dev/skills/r2h1/my-book-skills/v14)
Your own site
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Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

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Your own site · 80×15
<a href="https://agentmods.dev/skills/r2h1/my-book-skills/v14"><img src="https://agentmods.dev/badge/skills/r2h1/my-book-skills/v14.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 37 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 819 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00037 $0.00819
Opus 5 $0.00018 $0.00409
Sonnet 5 $0.00007 $0.00164
Haiku 4.5 $0.00004 $0.00082

Measured 12d ago against content hash ec0132f3ff26, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-11, from the pricing page.

Security

Grade A, and why

v14-金钱中性论 scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

小狗钱钱/v14-金钱中性论/SKILL.md · 51 lines

What it actually says

金钱中性论

R(核心引文)

"金钱是中性的,既不好,也不坏。只有当钱属于某一个人的时候,它才会对这个人产生好的或者坏的影响。然后,钱要么被用于好的用途,要么被用作坏的用途。一个幸福的人有了钱会更幸福;而一个悲观忧虑的人,钱越多,烦恼就越多。"

"金钱会暴露一个人的本性,金钱就像一个放大镜,它帮你更充分地展现出你本来的样子。好人可以用钱做很多好事。而如果你是盗贼,那你很可能会把钱挥霍在一些蠢事上。"

I(底层原理)

对金钱的道德偏见是阻碍理财学习的第一道屏障。认为"钱是万恶之源"的人在潜意识中抗拒财富,这会阻止他们学习理财知识。认识到金钱只是工具,才能正视财富积累的正当性。真正的关键在于一个人的品格——有钱之前的你和有钱之后的你是同一个人,只是被放大了。

A1(过去应用)

吉娅最初受妈妈影响认为"金钱使人不幸"。但观察后她发现:有钱的金先生过得快乐,缺钱的爸妈反而不快乐。陶穆太太的解释让她彻底解除了对金钱的道德包袱。从此她不再羞于谈钱,能够坦然地学习和实践理财。

A2(未来触发场景)

  • 你对赚钱有愧疚感或罪恶感时
  • 有人告诉你"钱不是好东西"让你动摇时
  • 你觉得"谈钱太俗"不想理财时
  • 需要教育孩子正确的金钱观时

E(执行步骤)

  1. 问自己:你认为金钱是好的还是坏的?为什么?
  2. 观察你认识的有钱人:他们变坏了吗?还是放大了本性?
  3. 写下3件有钱后可以做的更好的事(帮助家人、支持公益等)
  4. 区分"金钱本身"和"使用金钱的人"
  5. 确立个人原则:先提升品格,再追求财富

B(边界与局限)

金钱中性论不等于金钱万能论。金钱可以放大幸福但无法创造幸福。如果一个人内心空虚,再多钱也无法填补。同时,在贫富差距巨大的社会中,过度强调"金钱中性"可能忽视结构性不平等。个人理财层面适用,社会层面需要更复杂的视角。

相关技能

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 12d ago First seen · 51 lines · 37 tokens per session scan A ec0132f3ff26

Subscribe to this mod's changes

v14-金钱中性论 is a skill published in the GitHub repository R2h1/my-book-skills (2 stars, last pushed 26d ago), licensed MIT. It adds 37 tokens to every session and 819 once invoked, about $0.0002 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.